Whether you're paying rent1 or splitting a bill, Interac e-Transfer helps make it easy to send money to a person or business with an email address or mobile number and a bank account at a Canadian financial institution2.

View a step by step tutorial to learn how to send money with Interac e-Transfer using EasyWeb or the TD app.

Benefits of Interac e-Transfer



Recipients are typically notified by email or text message within one minute3 of an Interac e-Transfer transaction.


Send or request money using EasyWeb or the TD app4, to anyone with an email address or mobile number and a Canadian bank account2,5.


Account details are protected. Recipients not using Autodeposit require a security question that only you and the recipient know the answer to.


TD customers can obtain additional remittance details if included in the Interac e-Transfer® transaction for more 'intelligent' commerce.

Interac e-Transfer Fees

  • The Send Money transfer fee, if applicable, is charged to the account from which the money is sent at the time it is sent5.
  • The Request Money transfer fee, if applicable, is charged to the account into which the money is deposited at the time of deposit, if the recipient accepts the request5. There is no transfer fee to accept a request5.

Personal accounts with no Interac e-Transfer Fees

Personal Accounts with Interac e‑Transfer Fees

There are different fees for sending or requesting money with these accounts, depending on the amount.

Transactions up to and including $100: $0.50

Transactions over $100: $1.00

Business Accounts with Interac e-Transfer Fees

Autodeposit – An easier way to receive money

Set up Autodeposit using your email address and your preferred Canadian dollar bank account, and money sent to you by Interac e-Transfer can be automatically deposited into that account6.

Learn how to setup Autodeposit on the TD App

Request Money – A convenient way to request money

Interac e-Transfer Request Money helps make it easy for people to pay you. Recipients are notified of your request through email or text message, and they can pay you through their own participating Canadian financial institution2 using Interac e-Transfer. If the recipient accepts your request, you're notified once the money is deposited directly into the TD bank account you choose5. Use Request Money as a reminder for a friend to pay you back, or include an invoice number as a convenient way for customers to pay you!

View a step by step guide to learn how to request money with Interac e-Transfer on the TD app

Interac e-Transfer® - Receive Money - Direct to Account

Play what is Interac e-Transfer Autodeposit ?
Get Paid in real time. Ideal for customers who:
  • Want payments deposited directly to their bank account in real time
  • Want to eliminate the need to answer a security question
  • Don't want to manage their email inbox or text messages to receive payments

Senders may have the choice to include additional remittance details with the payment (e.g. invoice and purchase order information), to help make reconciliation easier.

Please never give out your personal banking information to sources you don't know or trust.

Don’t have a TD Chequing Account yet?

Whether you have extensive or simple banking needs or you're new to Canada, all our Chequing Accounts are designed to offer a unique combination of benefits and options to meet your needs.

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