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Discover the convenience of Interac e-Transfer with TD
Whether you're paying rent1 or splitting a bill, Interac e-Transfer helps make it easy to send money to a person or business with an email address or mobile number and a bank account at a Canadian financial institution2.
View a step by step tutorial to learn how to send money with Interac e-Transfer using EasyWeb or the TD app.
Benefits of Interac e-Transfer
Secure
Account details are protected. Recipients not using Autodeposit require a security question that only you and the recipient know the answer to.
Intelligent
TD customers can obtain additional remittance details if included in the Interac e-Transfer® transaction for more 'intelligent' commerce.
Interac e-Transfer Fees
- The Send Money transfer fee, if applicable, is charged to the account from which the money is sent at the time it is sent5.
- The Request Money transfer fee, if applicable, is charged to the account into which the money is deposited at the time of deposit, if the recipient accepts the request5. There is no transfer fee to accept a request5.
Personal accounts with no Interac e-Transfer Fees
These accounts do not incur a transfer fee whenever you send or request money.
Personal Accounts with Interac e‑Transfer Fees
There are different fees for sending or requesting money with these accounts, depending on the amount.
Transactions up to and including $100: $0.50
Transactions over $100: $1.00
Business Accounts with Interac e-Transfer Fees
Transactions: $1.50
Request Money – A convenient way to request money
Interac e-Transfer Request Money helps make it easy for people to pay you. Recipients are notified of your request through email or text message, and they can pay you through their own participating Canadian financial institution2 using Interac e-Transfer. If the recipient accepts your request, you're notified once the money is deposited directly into the TD bank account you choose5. Use Request Money as a reminder for a friend to pay you back, or include an invoice number as a convenient way for customers to pay you!
View a step by step guide to learn how to request money with Interac e-Transfer on the TD app
Interac e-Transfer® - Receive Money - Direct to Account
Get Paid in real time. Ideal for customers who:
- Want payments deposited directly to their bank account in real time
- Want to eliminate the need to answer a security question
- Don't want to manage their email inbox or text messages to receive payments
Senders may have the choice to include additional remittance details with the payment (e.g. invoice and purchase order information), to help make reconciliation easier.
Please never give out your personal banking information to sources you don't know or trust.
Don’t have a TD Chequing Account yet?
Whether you have extensive or simple banking needs or you're new to Canada, all our Chequing Accounts are designed to offer a unique combination of benefits and options to meet your needs.