What is the TD Unlimited Chequing Account?

Peace of mind comes with unlimited transactions. Enjoy unlimited everyday banking with a TD Unlimited Chequing Account.

What's in it for you:

  • No monthly fee if you maintain $4000 or more in your account at the end of each day of the month2
  • Access to your money at any ATM in Canada with no TD ATM fee5
  • Keep track of your money online or on mobile by using EasyWeb, TD app or the TD MySpend app.


Open the TD Unlimited Chequing Account today!

Plan Highlights

  1. Unlimited transactions3
    No transaction fees no matter how many times you take money out of your account

  2. No TD ATM fee to use any ATM in Canada
    Use any ATM in Canada with no TD ATM fee5

  3. Monthly fee rebate
    No monthly fee if you have $4,000 or more in your account at the end of each day in the month. Seniors (60 or older) receive a $5 rebate on the monthly fee.

  1. Free to send or request money using Interac e-Transfer®
    Pay your friends back or chip in for pizza using Interac e-Transfer®

  2. Credit card fee rebate
    First year annual fee rebated for your choice of one of five select TD credit cards (up to $139)4

  3. TD Fraud Alerts
    With TD Fraud Alerts, suspicious transactions on your TD Access Card can be blocked and unblocked in real time9

  4. Earn big rewards on the little things
    Earn 50% more Stars at participating Starbucks® stores. Simply link your eligible TD Access Card with Visa Debit with your Starbucks® Rewards account to start earning. Conditions apply11Learn more.

Account Fees

Benefits of banking with TD

  • TD app

    The TD app lets you bank and trade securely whenever it's comfortable for you. Learn more.

  • TD MySpend

    Paired with the TD app, use TD MySpend to keep track of your monthly spending and help improve your spending habits. Learn more.

  • TD Mobile Deposit

    Deposit cheques as soon as you receive them so you can spend more time doing the things you want 7Learn more.

  • Direct Deposit

    Access to your paycheque or pension with no holds on your money. Learn more.

  • Overdraft Protection

    You're covered against temporary cash shortages8Learn more.

  • Simply Save Program

    Automatically help grow your savings every time you use your TD Access Card. Learn more.

Need help finding the right TD products?

Just answer a few simple questions. We'll suggest TD products to help achieve your banking goals

Open my Account

  • Open online

    Fill out your secure application in approximately 5 minutes.

  • Book an appointment

    Meet with a banking specialist in person at the branch closest to you.

  • Call us

    Our banking specialists are ready to answer your questions and can assist you in opening an account

    1-866-222-3456 1-866-222-3456

Have a question? Find answers here

Deposit Insurance

Your deposits may be insurable by the Canada Deposit Insurance Corporation.