No Monthly Fee for:

  • Seniors (60 years or older) collecting Guaranteed Income Supplement4
  • Registered Disability Savings Plan  beneficiaries4

Plan Highlights

  • Included transactions
    No transaction fees on your first 12 transactions in a month (including up to 2 transactions completed in a TD branch or through EasyLine Telephone banking), additional transactions are $1.25 each2
  • Additional account benefits
    Enjoy EasyWeb® View Cheque service, and paperless record keeping or online statements
  • EasyWeb® Online banking
    Bank online from the comfort and convenience of your home
  • Mobile Banking
    Download the TD app to view your balances, transactions, make bill payments, locate a TD branch and more
  • Earn big rewards on the little things
    Earn 50% more Stars at participating Starbucks® stores. Simply link your eligible TD Access Card with Visa Debit with your Starbucks® Rewards account to start earning. Conditions apply9Learn more.

Account Fees

Benefits of banking with TD

  • TD app

    The TD app lets you bank and trade securely whenever it's comfortable for you. Learn more.

  • TD MySpend

    Paired with the TD app, use TD MySpend to keep track of your monthly spending and help improve your spending habits. Learn more.

  • TD Mobile Deposit

    Deposit cheques as soon as you receive them so you can spend more time doing the things you want7Learn more.

  • Direct Deposit

    Instant access to your paycheque or pension with no holds on your money. Learn more.

  • Overdraft Protection

    Never worry, you're covered against temporary cash shortages.8 Learn more.

  • Simply Save Program

    Automatically help grow your savings every time you use your TD Access Card. Learn more.

Need help finding the right TD products?

Just answer a few simple questions. We'll suggest TD products to help achieve your banking goals

Open my Account

  • Open online

    Fill out your secure application in approximately 5 minutes.

  • Book an appointment

    Meet with a banking specialist in person at the branch closest to you.

  • Call us

    Our banking specialists are ready to answer your questions and can assist you in opening an account

    1-866-222-3456 1-866-222-3456

Have a question? Find answers here

Deposit Insurance

Your deposits may be insurable by the Canada Deposit Insurance Corporation.