Borrow Better for everyday expenses
Why borrow for everyday expenses?
- A safety net for everyday transactions
With Monthly Plan Overdraft Protection, you could avoid declined transactions, late bill payment charges or NSF fees for $5 per month1 plus 21% interest per year on overdrawn amount.
- Convenient Access
Access your TD Personal Line of Credit through your TD Access Card2, EasyWeb Online banking, at the ATM, on the TD Mobile App and through cheques.
- Make a purchase
Your TD Personal Line of Credit can be used for everyday purchases such as shopping in stores or for purchasing items for a renovation.
Avoid rejected payments and NSF charges.
Personal Loan/Line of Credit Calculator
Learn more about borrowing
See how they work, and decide which option is best for you.
TD has a range of options for borrowing. Find out how they work.
See what it takes to build a healthy credit history.
Find out the number that tells lenders you’re a good credit risk.
Book an appointment
Meet with a banking specialist at a branch that is most convenient for you.
Our banking specialists are ready to answer your questions and assist you with your borrowing needs.
Locate a branch
Speak with a branch specialist at the branch closest to you.