Borrow Better with a TD Personal Loan

A TD Personal Loan gives you the credit you need for the things you want to do. Renovating your home? Planning a big purchase? Clearing up higher-interest debts? We offer fixed and variable interest rates, along with a repayment schedule that’s tailored to your budget.

How can a TD Personal Loan meet your needs?

  • A TD Personal Loan lets you consolidate your debts into one manageable loan with a lower interest rate.

  • A leaking roof or a sick pet can’t wait. With a personal loan, you have the means to take care of life’s emergencies.

  • Thinking of your next vehicle like a car, truck or van? Whether you’re buying privately or from a dealer, TD and TD Auto Finance have a loan to help.

  • With a TD RSP loan, you can make the most of this year’s contribution room or get caught up on missed contributions from past years.

TD Personal Loans

Whatever your borrowing needs, TD has ways to help, with your choice of fixed and variable interest rate options.

Borrow only what you need right now

  • Available for : consolidating debt, making large purchases, unexpected bills
  • You can borrow : $5,000 to $50,000
  • Repayment :  1 year minimum to 7 year maximum repayment period
  • Flexible repayment option : Pay down your loan at any time without any penalties or additional charges

You can arrange a TD Auto Finance loan through dealerships right across Canada

  • Available for: buying a new or used car, truck, van, boat, RV or powersport vehicle
  • You can borrow: to finance your ideal vehicle, with flexible options and competitive rates to help find a solution to meet your unique needs
  • Flexible repayment option: Choose a fixed or variable rate, and find the best loan term and payment frequency for you

Apply for a loan to finance your private purchase

  • Available for: buying a new or used car, truck, van, boat or RV
  • You can borrow: $7,500 to $50,000, depending on the vehicle
  • Flexible repayment option: We’ll help you create a payment schedule to fit your budget

Make the most of this year’s RSP contribution room

  • Available for: maximizing your retirement savings
  • You can borrow: up to your unused contribution limit for this year
  • Repayment: Choose a payment schedule that’s realistic and flexible

Contribute even more to your RSP savings

  • Available for: catching up on missed contributions from past years
  • You can borrow: up to $50,000
  • Repayment: Terms between 5 and 10 years are available

Use our calculators to plan your borrowing

Learn more about borrowing with Personal Loans

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