Investor Day 2025

Event Speakers

Raymond Chun

Raymond Chun was appointed Group President and Chief Executive Officer of TD Bank Group on February 1, 2025. Ray has more than 30 years of banking experience and is a member of the TD Bank Group Board of Directors.

Prior to taking on the role of Chief Executive Officer, Ray served as Chief Operating Officer of TD Bank Group and prior to that as Group Head of Canadian Personal Banking. He has held senior leadership roles across the Bank including serving as President and CEO of TD Insurance, President of TD Direct Investing, and Group Head for Wealth Management and TD Insurance. Ray has also worked across the Bank in a variety of areas including product, distribution, direct channels, customer experience, and data and analytics. He began his career with TD as a management associate in 1992.

As CEO, Ray is committed to driving the Bank's progress through strategic transformation, creating exceptional customer experiences and fostering diverse, high-performing teams that deliver long-term value for customers, clients and shareholders.

Born in Korea, Ray holds a Bachelor of Arts degree from the University of Western Ontario and a Master of Business Administration from Queen’s University.

Ray and his wife, Karen, make their home in Oakville, Ontario and they have two grown children.

Kelvin Tran

Kelvin Tran is Group Head and Chief Financial Officer, TD Bank Group, effective March 9, 2023. He assumed the role of Senior Executive Vice President and Chief Financial Officer and joined the SET in 2021, and further expanded his mandate to include Treasury, Corporate Development, Strategy and Funding on February 6, 2023.

Kelvin has been with TD for more than 20 years and has held progressively senior roles, previously serving as Head, Enterprise Finance. Prior to this, Kelvin served as Chief Financial Officer, TD Bank, America's Most Convenient Bank® (AMCB), Chief Accountant, SVP for Treasury and Balance Sheet Management, Chief Financial Officer for TD Securities, and Chief Auditor.

Throughout his career, Kelvin has distinguished himself as a talented people leader, who has been active in supporting diversity and inclusion both at TD and within the community, including as Founding President of Ascend Canada, a not-for-profit organization focused on developing pan-Asian leaders.

Kelvin was previously a member of the Board of Directors of Diabetes Canada and past Chair of their Audit Committee. He was also previously a community member of the Finance and Audit Committee for the Markham Stouffville Hospital and served as Treasurer and Chair of the Finance, Pension and Audit Committee for the Board of Regents of Victoria University, in the University of Toronto.

Kelvin holds a Bachelor of Commerce from Concordia University as well as a number of professional designations including Fellow Chartered Professional Accountant, Fellow Chartered Accountant, and Chartered Financial Analyst.

Sona Mehta

Sona Mehta is Group Head, Canadian Personal Banking and North American Customer Operations. In this role, she is responsible for almost 21,000 colleagues, serving nearly 14 million customers through a network that includes more than 1,000 branches across Canada.

Sona joined TD 20 years ago and has led growth across Canadian Personal Banking, including most recently leading CPB's largest businesses, Personal Deposits and Real Estate Secured Lending. Sona leads transformation, leveraging her experience across Product, Branch Banking, Technology and Analytics. With Sona's leadership, TD has grown to be the leading bank for the New to Canada Segment.

Sona has also served in leadership roles more broadly across TD, including as Head of Claims in TD Insurance and Head of Credit Risk in TD Auto Finance.

Her passion for furthering equity, diversity and inclusion is seen both internally and externally, with Sona serving as the Executive Sponsor for TD's South Asian Colleague Network, and in the community, previously serving on the Brampton and GTA Habitat for Humanity Board of Directors.

In 2023, Sona was named as one of Canada's Top 100 Most Powerful Women by the Women's Executive Network (WXN), an award recognizing women across Canada who have made a transformational impact in their field.

Sona holds an MBA from Queen's University and a Bachelor of Arts and Science from McMaster University.

Sona and her husband, Raj, reside in the GTA with their two young children.

Barbara Hooper

Barbara Hooper is Group Head, Canadian Business Banking, TD Bank Group and has been a member of the Bank's Senior Executive Team since September 2021.

Barbara joined TD in 1994, spending the first 12 years with the Wholesale Bank, taking on various client-facing roles in Fixed Income, including in the areas of securitization and credit products. In 2006, she joined the Corporate Development team, playing an integral role in many important acquisitions in Canada and the U.S., and assuming leadership of the group in 2011. Barbara assumed responsibility for Treasury and Balance Sheet Management as the Bank's Treasurer in 2015, where she oversaw liquidity, funding, investments, funds transfer pricing, capital management, asset-liability management, stress testing, resolution and recovery planning, and treasury operations. Barbara's mandate expanded as she assumed leadership of Strategic Sourcing in 2019, Enterprise Real Estate in 2021, and Enterprise Strategy and Sustainability and Corporate Citizenship in 2022.

Barbara holds an MBA from York University and a BA in Economics from the University of Toronto. She volunteers with United Way of Greater Toronto, a charity which creates opportunities for communities in the Greater Toronto Area, and Eva's Initiatives, an organization that provides safe shelter and services to Toronto's homeless and at-risk youth. She also serves on the Canadian Government's Sustainable Finance Action Council and chairs the Technical Expert Group focused on climate-related financial disclosures.

In recognition of her pioneering career in Canadian banking, Barbara was named as one of Canada's Top 100 Most Powerful Women by the Women's Executive Network in 2018. She has a passion for mentoring and has supported many colleagues across the bank in their career journeys.

Leo Salom

Leo Salom is President and CEO of TD Bank, America's Most Convenient Bank®, one of the 10 largest banks in the U.S. TD Bank provides more than 10 million customers with retail, small business and commercial banking products and services throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida.

Leo assumed his current role in 2022 and prior to that served as Group Head, Wealth Management and TD Insurance for TD Bank Group, where he was responsible for TD's Direct Investing, Advice and Asset Management businesses in Canada and the United States as well as TD's Insurance business in Canada.

Prior to joining TD in 2011, Leo served as Chief Executive Officer of Barclays' Western European Retail and Commercial Banking group. He also managed Retail Banking for Citibank across Europe, the Middle East and Northern Africa. He has nearly 30 years of retail banking and investment management experience.

At TD, Leo has led the Inclusion and Diversity Leadership Council, where he played an instrumental role in increasing representation across the Bank and further embedding TD's core values of diversity and inclusion into talent development, community support and customer service.

Leo received a bachelor’s degree in Business Administration from the University of Miami and a Master of Business Administration from Harvard Business School.

Paul Clark

Paul Clark is Senior Executive Vice President of TD's Wealth Management business and a member of TD's Senior Executive team. He leads teams across the Direct Investing, Private Wealth Management, Financial Planning and Asset Management businesses - one of Canada's largest Wealth Managers, with over $1.15T in assets and almost 2.6MM clients in Canada, and institutional clients globally.

Paul joined TD over 35 years ago and has built an extensive career that spans across TD Retail Banking, Commercial Banking, TD Securities, Auto Finance and Audit across Canada and the U.S. Since joining TD Wealth in 2016, Paul has led TD Direct Investing, Financial Planning and Private Wealth Management.

Paul served as the co-chair of the Disability Inclusion Business Council – a federal advisory body focused on workplace inclusion. Paul currently sits on the Board of Directors for the Scarborough Health Network.

Paul has two children, Matthew and Rebecca, and lives in Toronto with his wife, Susan.

James Russell

As the President and CEO, James is responsible for leading TD Insurance (TDI), the largest direct-to-consumer insurer in Canada providing Property & Casualty Insurance and Life & Health Insurance.

With more than 25 years of experience in the insurance industry, James joined TDI in 2014. James is an integral member of the Insurance Senior Executive Committee, leading the organization's customer-centric innovation and service strategy.

James has led several initiatives to strengthen TDI's position in the market, by modernizing the organization's legacy infrastructure, expanding its digital marketing, and the roll-out of the insurer's largest and most complex transformational project – Next Evolution of Work.

A proud supporter and advocate for inclusivity and diversity in the workplace, James currently sits as Chair of the TD Insurance Inclusion and Diversity Council and is focused on strengthening TDI's commitment to diverse talent and building a culture where everyone can reach their full potential. He is also involved in TD's annual United Way campaign, serving as the High Value Gift Co-Chair for TD Insurance.

James is an active member of Canada's insurance industry, He is a Board Member and Chair of the Finance and Audit Subcommittee for the Insurance Bureau of Canada, a member of the TDI Board of Directors, and the Chair of the Board of Governors for the Insurance Institute of Canada.

James holds a Bachelor of Mathematics Degree from the University of Waterloo. He is a Fellow of the Casualty Actuarial Society and Fellow of the Canadian Institute of Actuaries.

Tim Wiggan

Tim Wiggan is President and CEO, TD Securities and Group Head, Wholesale Banking, TD Bank Group.

Tim most recently served as Group Head, Wealth Management and Insurance, where he was responsible for the TD Direct Investing, Private Wealth Management and Asset Management businesses in Canada, United States, Asia and Europe, as well as the TD Insurance business which includes home, auto, creditor, life, and travel medical.

Prior to that, Tim served as Vice Chair and Co-Head of Global Investment Banking, leading the dealer's Investment Banking, Mergers & Acquisitions and Capital Markets activities, as well as Co-Head of Global Markets sales, trading, and the origination functions for TD Securities. His career with TD spans over 20 years, originally joining in 2000 with the acquisition of Newcrest Capital. In 2013, Tim was appointed CEO of TD Asset Management, overseeing investment management, operations, risk management, and distribution. In 2017, he was appointed Head of Equities & Commodities and served in that capacity until 2021.

Tim also played a crucial role as Co-Chair in our ESG Solutions team, contributing to the development and support of the firm’s ESG strategy. He was also the Co-Chair of our United Way High Value Giving Campaign, and a former member of Crescent School’s Board of Governors.

Tim holds a Bachelor of Arts from the University of Western Ontario and is a CFA charter holder.

TD Investor Day 2025

TD hosted an Investor Day in Toronto on
Monday, September 29, 2025 from 12:40 p.m. to 5:35 p.m. ET.

Enterprise Strategy

Raymond Chun

Financials

Kelvin Tran

Canadian Personal Banking

Sona Mehta

Canadian Business Banking

Barbara Hooper

U.S. Retail

Leo Salom

Q&A

Wealth Management

Paul Clark

Insurance

James Russell

Wholesale Banking

Tim Wiggan

Event Speakers

Q&A and Closing Remarks

See you in a bit

Event Speakers

TD Investor Day 2025

TD hosted an Investor Day in Toronto on Monday, September 29, 2025 from 12:40 p.m. to 5:35 p.m. ET.

Enterprise Strategy

Financials

Canadian Personal Banking

Canadian Business Banking

U.S. Retail

Q&A

Wealth Management

Insurance

Wholesale Banking

Event Speakers

Q&A and Closing Remarks

TD hosted an Investor Day in Toronto on
Monday, September 29, 2025 from 12:40 p.m. to 5:35 p.m. ET.