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GICs
Guaranteed Investment Certificates (GICs) are a safe way to save money because your initial investment (principal) is protected; you will earn a guaranteed rate of return for the term of your investment.
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Market Growth GICs
Earn a total of up to 5.00%1 over 3 years with a TD Canadian Banking & Utilities GIC
- 100% guaranteed principal no matter which way the markets move
- Guaranteed minimum return
- Higher potential return up to a maximum
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TD Special Offer GICs2
Earn a higher rate than traditional GICs and maintain the safety you expect
- Your original investment and interest payments are guaranteed
- Competitive interest rates guaranteed for the term of your investment
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Cashable GICs
Cashable GICs give you the flexibility of cashing early
- Flexible terms, up to 5 years
- Access to your funds: Cashable in full or in part, subject to terms and conditions
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Non-Cashable GICs
Non-Cashable GICs generally offer a higher return than cashable GICs for your fixed-term investments
- Your original investment and interest payments are guaranteed
- Competitive interest rates guaranteed for the term of your investment
- Flexible terms ranging from 30 days to 5 years
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TD U.S. Dollar & Foreign Currency Term Deposits
Spread your money among some of the world's currencies
- Competitive interest rates guaranteed for the term of your investment
- Flexible terms ranging from 30 days to 365 days
- Protect your money against exchange rate fluctuations
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