Personal Investing Learning Centre

If you're working and finding yourself with reduced expenses, you may be wondering about the best way to save. It all starts with setting your goals.

Grow your travel fund with our tips on how to budget and save for your next vacation.

Plan, budget, and save your way to becoming a homeowner.

Savings tips and tools to help you financially prepare for your big day.

See how investing in a RESP can help you save for your child’s post-secondary education.

Plan for the future with our retirement savings tips and tools.

Learn how the Home Buyers’ Plan helps eligible Canadians use their RRSP to purchase their first home. It features flexible repayment options.

Understand Registered Retirement Income Funds (RRIF) and annual withdrawals to effectively manage your retirement.

Learn how RRSPs and GICs help Canadians invest their money and save for retirement.

Here’s a quick explainer to help you understand how FHSA differs from TFSA and RRSP.

Understand how RRSPs work and how they can help you achieve your retirement goals.

Better understand how a Tax-Free Savings Account (TFSA) can help you reach your financial goals sooner.

TFSA vs RRSP: Understand the differences between the two and find out which one may work best for you.

Understand how contributing to a spousal RRSP can help you and your spouse save money and reach your financial goals.

Find out how to contribute to your RRSP and how RRSP contribution limits work.

Make the most of your RRSP by understanding how RRSP withdrawals can impact you.

Thinking about investing in an TFSA? Understand how your TFSA contribution limit works to make the most of your plan.

Get the most out of your RESP by understanding how it works and find your RESP contribution limit.

Our RESP withdrawal guide will help you understand when and how you can make a withdrawal, and how those funds can be used.

If COVID-19 pinched your budget before you had a chance to build an emergency fund, all is not lost. Here are some ideas to consider.

An RESP can be a good way to maximize savings for postsecondary education. But, do you know which plan may be right for your family?

Here are five benefits you may not know about TFSAs, and what they could do for you.

Questions about converting your RRSP to a RRIF? You’ve come to the right place. 

Learn about how a GIC might just be the safest & most reliable option when it comes to your investments.

Learn about some of the different types of mutual funds you can invest in today with TD.

Compound interest can help grow an investment. Learn what compound interest is and how it works.

We break down the costs associated with investing in a mutual fund.

Find out how to make the most of your mutual fund investments with these 3 strategies.

Learn how to help maximize your GIC returns and minimize the risk of interest rate fluctuations with laddering maturities.

Here are some occasions where you may want to consider putting your cash into an investment.

Find out how much your investments could grow over time with the TD Compound Interest Rate Calculator.

Use our TFSA calculator to find out how much more you could save in a Tax-Free Savings Account.

Use the TD Retirement Savings Calculator to get a personalized retirement plan to reach your retirement goals.

Need help finding a GIC? Answer a few questions and we'll give you a recommendation that is designed to suit your needs.

Use our RESP Calculator to find out how much you may need to save for your child’s education.

To better understand where your finances stand today and how you can start planning for tomorrow, you need to compare what you own (your assets) to what you owe (your liabilities).

Sometimes we all wonder, “where does the money go?” Use our Personal Cash Flow Calculator to get a better idea of where you spend your money monthly or annually.

The Home Ownership Calculator finds the difference between your current home expenses and your estimated future home ownership cost. If you save or invest that difference, you could make your home ownership goals a reality.