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Invest in TD Special Offer GICs

Potentially earn a higher rate than traditional GICs and maintain the safety you expect.

These limited-time GICs have attractive interest rates; they are offered in a variety of terms to maturity and account types.

What are TD Special Offer GICs?

Potentially earn a higher rate than traditional GICs while maintaining all the safety and security you expect. These GICs feature attractive interest rates but are available for a limited time. They are offered in a variety of terms to maturity and account types (non-registered, registered, RSP, RESPRIF and TFSA).

For your convenience, TD Special Offer GICs renew automatically at the end of the term into a Guaranteed Investment Certificate whose features are determined at the time of your initial investment so that you don't miss a day of interest.


GIC Rates

Benefits of TD Special Offer GICs

  • Safety and security

    Your original investment and interest payments are guaranteed.

  • Competitive interest rates

    These rates are guaranteed for the term of your investment.

  • Eligible accounts and plans

    TD Special Offer GICs are available in non-registered and registered accounts (RSP, RESP, RIF and TFSA).*

* Please note that the 100-Day TD Special Offer GIC is not offered within an RESP or RIF.

* Please note that the TD Special Offer GICs for RESPs and RIF plans automatically renews at the end of the first term only.


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Before applying for a GIC online

  • 1

    Decide what account type you'd like to hold your GIC in – You can hold your GIC in a non-registered, registered or U.S. dollar account.

  • 2

    Select type of GIC – Select from Special Offer, Market Growth, Cashable GICs and more. Not sure what's right for you? See the types of GICs we offer.

  • 3

    Have funds in your account ready to go – You'll want to make sure your account has sufficient funds to purchase the GIC before you begin your application.


Ways to Apply

Have a question? Find answers here

Deposit Insurance

Your deposits may be insurable by the Canada Deposit Insurance Corporation.