Customer Care

Resolving Your Problem, Concern or Complaint

At TD we strive to place you (the customer) at the centre of everything we do. It is who we are and how we choose to operate. When we get things wrong or fail to meet your expectations we welcome the opportunity to make things right. Addressing your concern about TD or the service you’ve received is a top priority for us. To help us address your concern quickly and effectively please leverage the three simple steps below:




Collapse Step 1: Tell us about your concern

Usually, the best way to resolve a problem is to raise it as soon as it comes up and with the person you’re talking to when you notice it. That way you’ll be dealing with someone who understands the details and can offer appropriate and timely solutions.

Of course, even if you don’t notice a problem right away, you can always get in touch with us at any time to discuss your concern. You can visit your local branch, or you can contact us by phone or mail. At any time, you can ask to have a manager take part in the discussion. Use the contact information below to direct your correspondence.

Expand How to Contact Us

TD is divided into several different business groups. To make it as easy as possible to resolve your concern, use the information below to contact the business group where your concern arose.


Group Telephone Email Mail
TD Canada Trust 1-866-222-3456 customer.service@td.com Attn: Customer Feedback Toronto-Dominion Centre
P.O. Box 193 Toronto, ON M5K 1H6
TD Canada Trust Home Improvement Loans 1-877-304-3491 N/A P.O. Box 4271, Station A Toronto, ON M5W 5V4
TD Investment Lending Services 1-800-450-3935 N/A P.O. Box 161
Toronto, ON M5K 1H6
TD Insurance 1-866-361-2311
(includes Credit Protection, Life & Health, Home & Auto and Travel Insurance)
N/A N/A
TD Auto Finance 1-866-694-4392 N/A N/A
TD Financing Services – Private Label Cards 1-866-508-6312 N/A N/A
TD Financing Services Home Inc. 1-877-304-3491 N/A P.O. Box 4721, Station A Toronto, ON M5W 5V4
TD Wealth To discuss any problems or concerns you have with your TD Wealth accounts, it's best to contact your Advisor. If you are unsure how to reach your Advisor directly, please call the appropriate number below and an agent will provide you with their contact information.
Financial Planning: 1-866-646-7888
Private Wealth Management (includes Private Banking, Private Trust, and Private Investment Counsel): 1-866-280-2022
Private Investment Advice: 1-866-646-8338
N/A N/A
TD Direct Investing 1-800-465-5463 N/A N/A
MBNA 1-888-876-6262
(TTY) 1-800-872-5758
N/A Attn: Customer Service
P.O. Box 9614 Ottawa, ON K1G 6E6
CUETS Financial 1-800-561-7849 N/A Attn: Customer Service
P.O. Box 3030 Regina, SK
S4P 3G8



Expand Step 2: Elevate Your Concern

If you are not satisfied with the solution offered in Step 1, then you have two options for elevating your concern:

1. Ask a manager to elevate your concern to a senior manager on your behalf
2. Elevate your concern yourself by contacting us by phone, email or mail

If you ask a manager to elevate your concern for you, someone will contact you to discuss the concern. If you choose to elevate the concern yourself, please use the information below to contact the appropriate TD group where your concern arose.

Expand How to Contact Us
Group Telephone Email Address Fax
TD Canada Trust 1-800-430-6095 customer.care@td.com Attn: Customer Care Toronto-Dominion Centre
P.O. Box 193 Toronto, ON M5K 1H6
1-877-983-2932
TD Canada Trust Home Improvement Loans, TD Investment Lending Services, and TD Financing Services Home Inc. N/A tdindlon@td.com Attn: Problem Resolution Group
P.O. Box 161 Toronto, ON M5K 1H6
1-866-294-7662
TD/MBNA/CUETS Financial – Insurance related complaints 1-877-734-1288 tdinscc@td.com 320 Front Street W,
3rd floor, Toronto,
ON M5V 3B6
416-983-7329
MBNA/CUETS Financial – all complaints, other than insurance related 1-877-405-6262 customerrelations@td.com Customer Relations,
1600 James Naismith Drive,
Ottawa, Ontario, K1B 5N8
1-800-439-5491
Attention “Customer Relations”
TD Auto Finance N/A customercare@tdautofinance.ca Attn: Problem Resolution Services
P.O. Box 4086, Station A
Toronto, ON
M5W 5K3
1-800-832-8911
TD Financing Services - Private Label Cards 1-866-508-6312 N/A Attn: Problem Resolution Group
P.O. Box 4676, Station A
Toronto, ON
M5W 6A4
1-800-869-0791
TD Wealth and TD Direct Investing N/A td.waterhouse@td.com Attn: Client Complaint Resolution Team
P.O. Box 5999, Station F
Toronto, ON M4Y 2T1
1-877-725-9525



Expand Step 3: Contact the TD Ombudsman

If you have gone through the first two steps, received written documentation from TD and still need help finding a solution to your concern, you have the option to refer it to the TD Ombudsman.

The TD Ombudsman’s Office will work with both you and TD to understand what you expected of TD, what service TD agreed to deliver and why your expectations were not met. The goal of the TD Ombudsman’s Office is to apply principles of fairness to find a solution.

To help the Ombudsman’s Office deal with your concern, please include your full name, address, telephone number(s) and the details of your concern in your letter or fax.


Telephone Fax Email Mail
TD Ombudsman’s Office Contact Information 1-888-361-0319 1-866-891-2410 td.ombudsman@td.com P.O. Box 1, Toronto-Dominion Centre, Toronto, ON M5K 1A2

Expand Additional Resources

If you require further assistance after the decision of the TD Ombudsman, the following independent services can provide you with information and a further review of your compliant.

Expand Additional Resources Contact Information
Dispute Resolution Bodies
Group Telephone Email/Web Mail
ADR Chambers Banking Ombuds Office (Retail banking and lending services*) 1-800-941-3655 contact@bankingombuds.ca P.O. Box 1006, 31 Adelaide Street East
Toronto, ON M5C 2K4 **
Ombudsman for Banking Services and Investments (Investment products and services (including Mutual Funds accounts)) 1-888-451-4519 ombudsman@obsi.ca 401 Bay Street, Suite 1505
P.O. Box 5
Toronto, ON M5H 2Y4 ***
OmbudService for Life & Health Insurance 1-888-295-8112 olhi.ca 401 Bay Street
P.O. Box 7
Toronto, ON M5H 2Y4
General Insurance OmbudService 1-877-225-0446 giocanada.org 10 Milner Business Court, Suite 701
Toronto, ON M1B 3C6
Regulators
Group Telephone Email/Web Mail
Financial Consumer Agency of Canada 1-866-461-3222 fcac-acfc.gc.ca Enterprise Building
427 Laurier Avenue West, 6th Floor
Ottawa, ON K1R 1B9
Mutual Fund Dealers Association 1-888-466-6332 complaints@mfda.ca 121 King Street West, Suite 1000
Toronto, ON M5H 3T9
Investment Industry Regulatory Organization of Canada 1-877-442-4322 investorinquiries@iiroc.ca 121 King Street West, Suite 2000
Toronto, ON M5H 3T9
Autorité des marchés financiers 1-877-525-0337 lautorite.qc.ca Service du traitement des plaintes et de l’assistance
800, square Victoria, 22e étage C.P. 246, tour de la Bourse
Montréal, (Québec) H4Z 1G3
Office of the Privacy Commissioner of Canada 1-800-282-1376 privcom.gc.ca 30 Victoria Street,
Gatineau, QC K1A 1H3

For more information on our problem resolution process, please download our Problem Resolution brochure.