Agriculture Borrowing Solutions

Comprehensive farm financing solutions

We provide varying options for both your day-to-day and long-term credit needs.

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I'm borrowing for:

Credit Solutions

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Business Overdraft Protection

Cover unexpected expenses and shortfalls in your Business Chequing Account up to your approved limit.

The Agriculture Operating Line

Allows you to finance the purchase of inputs or other day to-day working capital needs.

  • Finance farm and farm-related purposes
  • Deal with seasonal fluctuation in cash flow
  • Pay interest only on the amount you borrow, at competitive interest rates and fees
  • Available in Canadian or US Dollars

TD Business Credit Card

Choose a TD Business Credit Card with benefits and features that can help you grow and manage your business.

Credit Solutions

Is it right for me?

Agriculture Term Loan

For businesses in the agriculture industry which require assistance financing equipment or other farm assets, and agribusiness projects:

  • Finance new/used farm machinery and equipment
  • Buy livestock, inventory etc

Farm Property Line of Credit

For farmers and agricultural businesses that require a flexible tool to help manage longer term cash flow or finance capital expenditures:

  • Withdraw the funds you need when you need them
  • Pay interest only on the amount you borrow
  • Available in Canadian or US Dollars

Long Term Farm Loan

Finance capital projects or improve cash flow for an existing farm operation:

  • Finance expansion, acquisition or renovation of farmland or purchase farm equipment
  • Refinance existing loans
  • Payments may be monthly, quarterly, semi-annually or annually
  • Amortization periods up to 25 years
  • Up to 10% prepayment of the original loan amount permitted annually on fixed rate loans.

Canadian Agriculture Loans Act Loan

The Canada Agricultural Loans Act (CALA) program can help you fulfill your need to expand, purchase or improve the fixed assets within your operation, including the purchase of breeding livestock, real estate and equipment. Financing available for up to 90%1 of the eligible costs1 of assets financed.

La Financière agricole du Québec Farm Financing

La Financière agricole du Québec (FADQ) Farm Financing Program is fully guaranteed by the Province of Quebec and is available to full or part time farmers in Quebec. It can help you fulfill your need to expand, purchase or improve the fixed assets within your operation, including the purchase of real estate and equipment.

Dairy and Poultry Term Loan

For dairy and poultry farmers who need assistance financing capital assets, quota or improving cash flow.

  • Finance expansion or acquisition of farmland or equipment purchases
  • Purchase quota
  • Refinance existing loans

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What you need to apply

To ensure the prompt processing of your application for credit, the following documents3 are typically required by your TD Business Banking Specialist:

  1. Personal earnings
    Confirmation of income using Notices of Assessment for the most recent two-year period

  2. Personal net worth statement
    Statements to confirm investments/deposits (held outside TD)

  3. Business earnings
    Financial statements for the most recent two-year period or your business plan

  4. Agreement of Purchase and Sale for real estate
    Signed documentation to confirm real estate transactions (if applicable)

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