Be in control of your investments


Upgrade your retirement saving to retirement investing.

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  • Defer your taxes not your retirement goals
  • Control your retirement portfolio
  • Trade across markets in U.S. and Canada 

Select the accounts you'd like to open

Easily open multiple accounts with one application.

The TFSA built for Canadian investors.

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  • You can grow your investments tax-free
  • Select your investments and take advantage of market opportunities
  • Catch up on unused contribution room 

Save for your first home, tax-free.

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  • Combine the benefits of an FHSA, Registered Retirement Savings Plan (RRSP) and Tax-Free Savings Account (TFSA) to own a home sooner
  • Qualifying withdrawals, including any growth are tax-free
  • Contributions to your FHSA may reduce your taxable income which can result in a tax refund

To open this account, you must meet the following eligibility requirements:

  1. You are a resident of Canada
  2. You are the age of Majority in your province or territory of residence
  3. You have a valid Social Insurance Number (SIN)
  4. You are a first-time home buyer

Note: At this time, you can fund your account with cash contributions and/or in-cash transfers.

In-kind contributions, in-kind withdrawals, and/or in-kind transfers into and out of this FHSA are not available at this time.

Unlock the power of leveraging your portfolio.

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  • Your portfolio can be a powerful borrowing tool
  • Access to TD Active Trader and Advanced Dashboard
  • Access to sophisticated strategies such as multi-leg options

The first step in self-directed investing.

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  • Make your cash account count
  • Quick and easy to get started
  • Invest on your terms in Canadian and U.S. markets 

You may have retired, but your investments haven't.

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  • Gains can continue to grow tax deferred in your RIF
  • Manage your withdrawals to match your needs
  • Also available: Prescribed Retirement Income Funds (PRIF)8

A Spousal RRSP (SRSP) is an RRSP that is established to save for retirement needs of the applicant.

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  • The applicant owns the account, which will be registered in their name
  • The spouse is able to make contributions but has no access to the account otherwise

An SRIF can receive transfers from a spousal RRSP or another SRIF of which you're the account holder.

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  • Investment income can continue to be tax-deferred in your SRIF
  • Offers flexibility to manage your withdrawal needs

Build a strong portfolio for a stronger future.

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  • No annual contribution limit 
  • Defer taxes while growing your investments
  • You may be eligible for government assistance

To open this account you must meet the following eligibility requirements:

  1. The beneficiary is a Canadian resident, and
  2. The Canada Revenue Agency (CRA) confirmed to you in writing that the beneficiary is eligible for the Disability Tax Credit (DTC)

Give your child a head start. Starting now.

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  • Investments can grow tax deferred
  • Use government grants to help grow your education savings
  • We take care of the administration work

To open this account you must meet the requirement:

      The beneficiary is a Canadian resident.


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