Cash Accounts

The first step in self-directed investing

Account Highlights

An easy to open cash account is a gateway to self-directed trading. You can even mix and match to build your portfolio across Canadian and US markets. Are you ready?

  • Flexible account set-up

    Open your account as an individual, joint with another account holder, for your business, etc. Ask us how!

  • Save on currency conversion costs

    Avoid conversion fees by trading US dollar securities using the US dollar component of your account. 

  • Effectively manage your portfolio

    Get more insight into the performance of your portfolio with current market data and insightful research reports.

  • Plenty of choices

    Take advantage of investment services, such as Dividend Reinvestment Plans (DRIPs) and Systematic Investment Plans (SIPs), to help build your portfolio.

Margin Accounts vs. Cash Accounts

Cash Accounts

What are the available investment types?

Stocks, mutual funds, ETFs, Options, and fixed income

Stocks, mutual funds, fixed income and ETFs

Can I buy securities using leverage?



Can I trade options?



Is short selling permitted?



Can I trade with TD Active Trader?



Putting your money to work

  1. Stocks
    Trade on Canadian and US markets, including TSX, NASDAQ, and NYSE

  2. Mutual Funds
    Invest in Canadian and US mutual funds, including D-Series and TD e-Series Funds®

  3. ETFs
    Equity, bond or commodity exchange-traded funds.

  1. Fixed Income
    Selected investments include bonds and other fixed-income products.

  2. GICs
    Secure investments that promise a defined amount at the end of their term.

Looking to short sell or trade options?

These are not available in cash accounts but are available in margin accounts

Open an account online – it's fast and easy

Whether you're new to self-directed investing or an experienced trader, we welcome you.

  • Apply online

    It's easy to open a cash, margin, RSP, or TFSA account.

  • Call us

    We're here for you. Monday to Friday, 7 am to 10 pm ET

    1-800-465-5463 1-800-465-5463
  • Book an appointment

    Let's chat, face-to-face at a TD location convenient to you.

Have a question? Find answers here