Cash Accounts

Take on the Canadian and US markets. Starting here.

Account Highlights

An easy to open cash account acts as your gateway to self-directed trading in Canada. Are you ready?

  1. Make your cash account count
    Choose the cash account that works best for you, be it individual, joint or corporate. Mix and match your investments to build your portfolio across Canadian and US markets.
  2. Quick and easy to get started
    Open your account online. You'll be investing (and trading) before you know it.

  3. Invest on your terms
    Choose your investments and track your performance on the go with our mobile app. You call the shots.

  4. Ready, set, go!
    Take advantage of our investment services, such as Dividend Reinvestment Plans (DRIPs) and Systematic Investment Plans (SIPs), to help you automatically build your portfolio.

Margin Accounts vs. Cash Accounts

Cash Accounts

What are the available investment types?

Stocks, mutual funds, ETFs, Options, and fixed income

Stocks, mutual funds, fixed income and ETFs

Can I buy securities using leverage?



Can I trade options?



Is short selling permitted?



Can I trade with thinkorswim?



Putting your money to work

  1. Stocks
    Trade on Canadian and US markets, including TSX, NASDAQ, and NYSE

  2. Mutual Funds
    Invest in Canadian and US mutual funds, including D-Series and TD e-Series Funds®

  3. ETFs
    Equity, bond or commodity exchange-traded funds.

  1. Fixed Income
    Selected investments include bonds and other fixed-income products.

  2. GICs
    Secure investments that promise a defined amount at the end of their term.

Looking to short sell or trade options?

These are not available in cash accounts but are available in margin accounts

Open an account online – it's fast and easy

Whether you're new to self-directed investing or an experienced trader, we welcome you.

  • Apply online

    It's easy to open a cash, margin, RSP, or TFSA account.

  • Call us

    We're here for you. Monday to Friday, 7 am to 9 pm ET

    1-800-465-5463 1-800-465-5463
  • Book an appointment

    Let's chat, face-to-face at a TD location convenient to you.

Have a question? Find answers here