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Student Line of Credit
Get an Amazon.ca Gift Card of $75, $150, or $500. Start by applying for a TD Student Line of Credit5.
Conditions apply. Offer ends October 31st, 2019.
How do student lines of credit work?
A student line of credit is a borrowing product for students to help pay for expenses related to post-secondary education. With a TD Student Line of Credit, we offer flexible options which provide financial assistance you need with tuition, living expenses and books. Make interest-only payments and re-use1 your pre-set credit limit while you're in school, so you only need to apply once. Book an appointment to apply for a TD Student Line of Credit.
Benefits of this product
- Competitive interest rates based on your program
Enjoy competitive variable interest rate based on TD Prime Rate. - Interest-only payments while in school
Interest-only monthly payments while in school and for 24 months after you leave school. - Manageable repayment
Once you leave school, your line of credit will be converted to a student loan with comfortable fixed payments.
- Option to make extra payments
Pay more than the minimum amount each month to repay your loan faster - No need to reapply
Apply once for a credit limit that you can continue to use and re-use1 while in school1. - Convenient access
Access your credit through your TD Access Card2, cheques and EasyWeb Online banking
A Student Line of Credit just for you
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Undergraduate Students
Full or part-time post-secondary students in an accredited Canadian university or college
Credit limit amount:
- Full-time students: up to $20,000 per year, to a maximum of $80,000 over four years of study4
- Part-time students: up to $20,000 per year, to a maximum of $80,0004
Program Details for Graduates and Professionals
View credit limits and packages available for Graduate and Professional Programs
What you’ll need to bring
- Most Undergraduate Student Line of Credit Applications require a co-signor
- Majority of Graduate and Professional Student Line of Credit Applications do not require co-signor
- Current address and previous address (if current address is less than 3 years)
- Your annual income (sources and amount)
- Your monthly mortgage or rent amount
- Your monthly payments (loans, credit cards, lines of credit)
- Household costs (utility, property tax, insurance, etc.)
- Proof of enrolment
- Social Insurance Number (optional)
Decide which loan is right for you
Get details on amounts, rates and more with a side-by-side comparison of all available TD loans.
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Legal
1 Subject to the terms of your Line of Credit Agreement.
2 Available when TD Canada Trust Student Line of Credit is programmed on your TD Access Card. Fees may apply for Interac® access and the use of other ATMs.
3 Annual proof of enrolment required.
4 Maximum credit limit is subject to program.
5 See amazon.ca/gc-legal for Amazon.ca Gift Card terms and conditions.
How to Apply
Request a call
One of our banking specialists will call you at a time that is convenient for you
Book an appointment
Meet with a banking specialist in person at a branch that is most convenient for you.
Call us
Our banking specialists are ready to answer your questions and can assist you in opening an account.
1-855-882-6918 1-855-882-6918
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