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Special Offer

Earn up to $600 in value^, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,5002,#. Conditions apply. Offer effective as of April 30, 2025.

  • Bonus Eligible Purchases are Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases, until a total collective spend of $3,500 of such purchases have been made2,#.
  • 24/7 Emergency Roadside Assistance with Deluxe TD Auto Club membership, included at no additional cost18.
  • Get an annual fee rebate for the first year2.

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder while the offer is in effect.

At a glance

  • Earn Cash Back Dollars on every eligible Purchase.
  • Emergency Road Services with Deluxe TD Auto Club Membership18.
  • Complimentary Visa Infinite* Concierge service8 available 24/7.
  • Mobile Device Insurance17.

Award Winning TD Credit Card

Chosen Top Cash Back Credit Card by readers of Rewards Canada in 2024#1


It's easy to earn and redeem Cash Back Dollars

  • Earn 3% Cash Back

    Earn 3% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, and Public Transit Purchases3,#.

  • Earn 3% Cash Back

    Earn 3% in Cash Back Dollars on Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases3,#.

  • Earn 1% Cash Back

    Earn 1% in Cash Back Dollars on all other Purchases5,#.

  • Redeem any time

    Redeem your Cash Back Dollars to help pay down your Accounts balance whenever you please - the choice is yours6!


How many Cash Back Dollars could I get in the first year?

Monthly Spend

Monthly Spend

Based on a monthly spend of $12,500, you could earn approximately:

$

in Cash Back Dollars in your first year (including a 10% Welcome Bonus).

†This calculator is for illustration purposes only and rewards (points or Cash Back Dollars) displayed are only estimates. The actual rewards earned may differ from customer to customer. All reward programs, offers and benefits are subject to terms and conditions and may be modified, canceled, or withdrawn at any time.

Earn more at Starbucks

Link your eligible Card to earn 50% more Stars at participating Starbucks stores. Conditions apply.  

More Card Benefits and Features







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