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Introduction to Offers

  • New to Canada Banking Package

    The TD New to Canada Banking Package is designed to make banking a little easier for newcomers.  

    Get started with special offers and benefits of up to $1,930 in value. Conditions apply. Limited-time offer. 

    What’s included in the package:

    1. TD Unlimited Chequing Account –  
      Pay no monthly account fee for one year3. Plus, you could get $450 in cash4
    2. TD Cash Back Visa* Card –  
      Earn up to $150 in Cash Back Dollars, plus no Annual Fee5 
    3. TD Direct Investing –  
      Get 1% Cash Back with no quarterly fee for one year and up to 10 commission-free trades6 

       

    Learn more

  • International Student Banking Package

    The TD International Student Banking Package is specially designed for International Students in Canada. Eligible students could earn up to $945 in value. Conditions apply, Limited time offer.

    What’s included in the package:

    1. TD Student Chequing Account –
      You could get $125 cash bonus plus no monthly fee and unlimited transactions7 
    2. TD Cash Back Visa* Card – 
      Earn up to $100 in value8
    3. TD Direct Investing Account –
      Get up to 10 commission-free trades9 in your first year with a new TD Direct Investing Account

       

    Learn more

  • International Student GIC (ISGIC)

    TD can help you open a TD Student Chequing Account and GIC prior to your arrival in Canada.  

    The TD International Student GIC program helps you meet the proof of financial support requirements for your study permit. It’s easy; just open a TD ISGIC prior to your arrival in Canada.

    How to get your GIC: 

    1. Submit your application online 
    2. Transfer funds to your TD account 
    3. Fund your TD International Student GIC  
    4. Upon arrival in Canada, visit a TD branch to activate your account and access your money 
    Learn more

 Why newcomers bank with TD

  • Convenient banking

    Over 13.5 million customers trust us to serve them nationally at 1,000 branches and over 2,500 ATMs across Canada.

  • Bank anywhere, anytime

    Manage your money directly through the TD app. Tied for #1 in Banking Mobile App customer satisfaction by J.D. Power.10

  • We speak many languages

    Get support in over 80 languages to help with your financial needs. 

  • Wide range of products

    Choose from a wide range of products that help support you along your financial journey.

How we celebrate you

  • Diwali

    Every year TD celebrates its relationship with our South Asian community by celebrating one of their biggest festivals, Diwali, with them via our Diwali media campaign and other Diwali event sponsorships.

  • Cricket

    Since 2024, TD has been the official bank of Cricket Canada’s national teams. We are excited to support Cricket Canada's programs, focused on enhancing the sport's accessibility, popularity, and engagement with players and fans.

  • TD Ready Commitment

    Futurpreneur’s My Canadian Startup, supported by the TD Ready Commitment, offers free workshops and digital resources to help newcomer entrepreneurs in Canada overcome challenges and achieve their small business goals.

Resources to help you get started

  • Money-saving tips

    Saving money can be easier than you think, but it takes work. Here’s a handy list of some money saving tips and tools for you to consider.

  • How to build your credit

    Good credit is an important financial tool. It can help when borrowing money (for mortgages, auto loans, etc.). Learn about credit scores, how they’re determined, and how you can build yours here.

  • International Students: What you need to bank in Canada

    When you prepare to come to Canada as an International Student you need so many things, banking included. Learn about different banking services available for you and the paperwork required to get started.

Frequently Asked Questions

Newcomers to Canada maybe considered as:

  • permanent residents,
  • refugees, and
  • temporary residents (students, workers or temporary resident permit holders). 21

A newcomer is someone who has immigrated to Canada within 5 years.

The bank account you'll typically use the most is a chequing account, which is where you can perform your day-to-day banking. In addition to a chequing account, you may also utilize a savings account to help you set some money aside. 

Once you start to settle in Canada, your needs may change and other accounts may be of value to you.

Yes, you will be able to open a bank account online. However, if you're looking to take advantage of the TD New to Canada Banking Package, you will be required to book an in-person appointment at your local TD branch in order to open an account.

If you currently live in India, you can call us to help you set up an account. However, you will have 75 days from your initial set up to visit a TD branch to activate your TD bank account.

Make sure you have your Canadian Immigration Visa ready when you call.

Once you arrive in Canada, visit a TD branch to activate your new bank account.

To open a bank account in Canada, you can simply book an appointment here to meet with a TD personal banker.

More resources for newcomers

  • TD Global Transfer™

    An innovative marketplace to send international money transfers in more ways to more places. 

    Learn more

  • New to Canada Booklet

    We understand the challenges of moving to a new country. Your financial journey in Canada begins here.

    Learn more

  • Financial Health Assessment Tool

    This tool can help assess your financial health and provide access to helpful tips and information.

    Get started

  • Guide to Canadian Banking Terms

    Get to know some common banking terms in Canada so you can feel more confident about banking in your new home.

    Learn more

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