This one makes a lot of sense, but may be the hardest to do. With all your expenses, it’s hard enough to keep things on track financially. And if there is money left over at the end of the month, shouldn’t you be tucking that away into savings or investing it? The answer is yes, but still try to see if you can build a fund specifically to address any disruption an emergency expense may cause. A general guideline is to set aside money that can be easily accessed sufficient to cover between three to six months of living expenses.
Book an appointment with a TD advisor. They can help you to set your goals for the future using TD Goal Builder. They can assist you to figure out what to prioritize and can help you create a realistic plan that can help get you where you want to be, financially. Once your goals are set using TD Goal Builder, you will be able to keep track of your progress online.