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Private Trust

Estate Planning and Your Will

A man sitting with his arm around his wife by a lake Establish your legacy

As your personal and business assets grow, so does the importance of preserving and protecting them.

A comprehensive estate plan, with your Will as a key component, is one of the most important things you can do for the family members, friends and charitable organizations that you want to benefit from your estate. It can help enhance your wealth, minimize taxes, give your beneficiaries the greatest benefits, and ensure that your wishes are carried out as you intended.

Our Estate and Trust Specialists work closely with your lawyer or accountant to help prepare appropriate and effective strategies for your personal assets and private business interests. We also plan and administer trusts, establish Powers of Attorney, and can serve as Executor or Co-Executor (through The Canada Trust Company) of your Will performing the services that are required to settle your estate.

Learn more about –

What would happen if you died without a Will?

In Canada, your estate would be distributed according to the laws of the province you lived in. The legislation applies a set formula to divide the estate among your spouse, children and relatives, and the results could be very different from what you really want.

Even if you do have a Will, does it accurately reflect your existing assets, take advantage of current tax planning opportunities and address the needs of your beneficiaries? Have you incorporated changes due to an event such as the birth of a child, separation or divorce, or the death of another family member?

If you have any concerns about ensuring that your wishes will be carried out, TD Waterhouse Estate and Trust Specialists can help.

Our approach

Our advice and planning services can enable you to –

  • Plan for the smooth and amicable administration of your affairs
  • Protect the financial interests of future generations
  • Minimize taxes, administrative expenses and delays
  • Ensure that the long-term management of your estate will help achieve your estate planning goals

We begin with a complete discussion of your estate goals. Then, our experienced team of Estate and Trust Specialists works with you to help develop a comprehensive plan that reflects your personal situation and goals, using our in-depth knowledge of the issues you face with taxation, investments, real estate and private businesses to give you control of your financial affairs.

When it comes time, our Estate and Trust Specialists are highly skilled in estate management and administration. They help ensure that your wishes are carried out and assist your beneficiaries with understanding and empathy.

Generations have come to us for this combination of trusted advice and professional service.

Your estate planning considerations

Here are some of the key issues a TD Waterhouse Estate and Trust Specialist can help you review and deal with –

Preparing your Will

Simply put, your Will is the articulation of your estate plan and the only legally recognized document that allows you to decide how your estate is to be distributed. It directs the transfer of your estate's assets to your beneficiaries or to trusts for their benefit, and names and empowers an Executor or Trustee to deal with your estate assets.

We will work closely with you to prepare an estate plan that details everything to be covered in your Will. We also advise you to keep your Will up-to-date, reflecting your most current assets and wishes, and changes in provincial legislation.

Contact us today

If you're looking for an experienced professional to help you formulate your estate plan, simply contact the TD Waterhouse Private Trust office nearest you to arrange a meeting with one of our Specialists or call 1-866-280-2022.