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If you're changing jobs and were part of a pension plan, your pension may be converted to a Locked-In Retirement Account (LIRA).
Plan your retirement your way
With a self-directed account, a wide range of investment choices are available to you in the Canadian and US markets.
Locked plan, unlocked potential
Manage your investments in the Canadian and US markets according to your own strategy with a self-directed LIRA.
Converting your LIRA
Depending on the jurisdiction of your pension plan, there are different regulations governing conversion to a locked-in account. Call us and we can help you navigate the conversation.
Self-Directed Locked-in Retirement Savings Plan (LRRSP)* and Restricted Locked-in Retirement Savings Plans (RLSP)*
Where to invest for your future
Trade on Canadian and US markets, including TSX, NASDAQ, and NYSE
Invest in Canadian and US mutual funds, including D-Series and TD e-Series Funds®
Equity, bond or commodity exchange-traded funds.
Selected investments include bonds and other fixed-income products.
Secure investments that promise a defined amount at the end of their term.
Open an account online – it's fast and easy
Whether you're new to self-directed investing or an experienced trader, we welcome you.