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Take control of investing for future financial needs, including medical and living costs. Your beneficiary can take advantage of potential investment growth with tax deferral opportunities.
No annual contribution limit
Contributions, up to a lifetime limit of $200,000, are made with after-tax dollars and are not tax-deductible.
Defer taxes while growing your investments
Any investment income is tax-deferred.
You may be eligible for government assistance
Qualified families may receive up to $70,000 in Canada Disability Savings Grants and up to $20,000 in Canada Disability Savings Bonds paid to your plan.
Where to invest for self-directed RDSP growth
Trade on Canadian and US markets, including TSX, NASDAQ, and NYSE.
Invest in Canadian and US mutual funds, including D-Series and TD e-Series Funds®
Equity, bond or commodity exchange-traded funds.
Eligible options include long calls, puts and covered calls.
Selected investments include bonds and other fixed-income products.
Secure investments that promise a defined amount at the end of their term.
Open an account online – it's fast and easy
Whether you're new to self-directed investing or an experienced trader, we welcome you.