No Monthly Fee for:

  • Seniors (60 years or older) collecting Guaranteed Income Supplement4
  • Registered Disability Savings Plan  beneficiaries4
  • Students enrolled full-time at a college or university4
  • Under the age of majority in their province of residence4

Plan Highlights

  • Included transactions
    No transaction fees on your first 12 transactions in a month (including up to 2 transactions completed in a TD branch or through EasyLine Telephone banking), additional transactions are $1.25 each2
  • Additional account benefits
    Enjoy EasyWeb® View Cheque service, and paperless record keeping or online statements
  • EasyWeb® Online banking
    Bank online from the comfort and convenience of your home
  • Mobile Banking
    Download the TD app to view your balances, transactions, make bill payments, locate a TD branch and more

Account Fees

Monthly Fee
$3.951
Transactions included per month2,3
123
Additional transaction Fee
$1.25 each
Interac e-Transfer® (up to $100)
$0.50 each5
Interac e-Transfer® (over $100)
$1.00 each5
Non-TD ATM Fees (in Canada)7
$2.00 each
Foreign ATM Fee (in U.S., Mexico)7
$3.00 each
Foreign ATM Fee (in any other foreign country)6
$5.00 each

Benefits of banking with TD

TD app

The TD app lets you bank and trade securely whenever it's comfortable for you. Learn more.

TD MySpend

Paired with the TD app, use TD MySpend to keep track of your monthly spending and help improve your spending habits. Learn more.

TD Mobile Deposit

Deposit cheques as soon as you receive them so you can spend more time doing the things you want7. Learn more.

Direct Deposit

Instant access to your paycheque or pension with no holds on your money. Learn more.

Overdraft Protection

Never worry, you're covered against temporary cash shortages.8 Learn more.

Simply Save Program

Automatically help grow your savings every time you use your TD Access Card. Learn more.

Additional Account Details & Terms Information

Find out more about opening a TD account with helpful resources and information.

Deposit Insurance

Your deposits may be insurable by the Canada Deposit Insurance Corporation.

Learn more
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