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Effective July 31st 2026: We are making important changes to the TD GrowthTM Savings Account Boosted Rate Terms and Conditions. Click here to learn more.

Plan Highlights

  • $0 Monthly Fee

    Enjoy your savings account without the burden of monthly fees.

  • Earn the Boosted Rate1

    Customers with an eligible TD Chequing1 Account can earn higher returns on balances of $5,000 or more with the Boosted Rate instead of the Standard Posted Rate.

  • Tiered Interest Rates

    The more you save, the higher your interest rate – helping you earn more as you save.

  • Free Transfers

    Enjoy unlimited, free transfers to all of your TD deposit accounts.4

  • Automated Savings

    Effortlessly grow your savings with automatic transfers that fit seamlessly into your everyday life.

Boosted Rate Eligibility

Earn the Boosted rate1 on your savings for the next month! Here’s how to qualify:

  • 1

    Maintain an eligible TD Chequing Account: 

    • TD Unlimited Chequing Account
    • TD All-Inclusive Banking Plan 
    • TD Wealth Private Banking Chequing Account
  • 2

    Complete at least 2 out of the 3 Qualifying Monthly Transactions1 on your eligible TD Chequing Account each month:

View rate chart by balance tiers

Account Fees

Our savings account interest rates

Whether you're saving for the future or for a large purchase, we can help you achieve your goals with a savings account that fits your needs.

Browse interest rates

Benefits of banking with TD

  • Pre-authorized Transfer Service

    You decide how much you want to save and how often. Learn more.

     

  • Simply Save Program

    Automatically help grow your savings every time you use your TD Access Card. Learn more.

     

  • Award-winning TD app

    The award-winning TD app lets you bank and trade securely whenever it's comfortable for you. Learn more.

  • TD MySpend

    Paired with the TD app, TD MySpend keeps track of your monthly spending and helps improve your spending habits. Learn more.

     

  • TD Mobile Deposit

    Deposit cheques as soon as you receive them, so you can spend more time doing the things you want6. Learn more.

     

  • Online Statements

    Sign up for email notifications to let you know that your online statements are ready for viewing. It's convenient and flexible. Learn more.

     

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Frequently Asked Questions

A high-interest savings account (sometimes referred to as a HISA) is a type of savings account that can pay a higher interest rate on your deposited money than a standard savings account.

Money deposited into TD savings accounts is not exposed to the risks that may be associated with investing in the market, your savings remain accessible to you and is protected by CDIC insurance.

This account pays interest on your entire Daily Closing Balance at the interest rate for the Tier to which your entire Daily Closing Balance corresponds

If you earn interest, we pay the accrued interest for the entire month to your Account on the last Business Day of the month, unless otherwise stated in our About Our Interest Calculations (PDF).  We do not compound interest on any day or include interest in your
Daily Closing Balance until we pay it to your Account.

Daily Closing Balance means the balance in your Account at the end of each Business Day. The Daily Closing Balance for weekends and statutory holidays is the Daily Closing Balance for the previous Business Day.

Bank accounts and fees at a glance

This is a simple overview of our most common fees. For a complete list of all banking fees that might apply to your account, please check our helpful About Our Accounts and Related Services document, which you can download here, or ask for at any branch.

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Deposit Insurance

Your deposits may be insurable by the Canada Deposit Insurance Corporation.