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Our Interest Rates

TD Direct Investing offers competitive interest rates to help you reach your investing goals. Take a moment to explore TD Direct Investing accounts annual interest rates and global trading annual interest rates.

TD Direct Investing Annual Interest Rates

Direct Trading Accounts
  CDN $ US $
Margin Debit Balances    
All Balances 4.250% 4.750%
Cash Credit Balances    
$0 - $24,999 0.000% 0.000%
$25,000 - $99,999 0.000% 0.000%
$100,000 - $499,999 0.000% 0.000%
$500,000 - $999,999 0.000% 0.000%
$1,000,000+ 0.000% 0.000%
Registered Plans (SDRSP/SDRIF)
  CDN $ US $
Cash Credit Balances    
$0 - $24,999 0.025% 0.025%
$25,000 - $99,999 0.025% 0.025%
$100,000 - $499,999 0.025% 0.025%
$500,000 - $999,999 0.025% 0.025%
$1,000,000+ 0.025% 0.025%
President's Account
  CDN $ US $
Margin Debit Balances    
$0 - $24,999 4.000% 4.750%
$25,000 - $99,999 3.750% 4.500%
$100,000+ 3.000% 4.000%
Cash Credit Balances    
$0 - $24,999 0.000% 0.000%
$25,000 - $99,999 0.000% 0.000%
$100,000 - $499,999 0.000% 0.000%
$500,000 - $999,999 0.000% 0.000%
$1,000,000+ 0.100% 0.000%
Registered Cash Credit Balances    
$0 - $24,999 0.025% 0.025%
$25,000 - $99,999 0.025% 0.025%
$100,000 - $499,999 0.025% 0.100%
$500,000 - $999,999 0.025% 0.100%
$1,000,000+ 0.100% 0.100%

All rates are current as of December 18, 2015*