Registered Education Savings Plan (RESP)

Give your child a head start.
Starting now.

Account Highlights

With access to a range of investments and Canadian provincial government grants, a self-directed RESP can help lay the foundation for the education your children dream of.

  1. Maximize your plan
    Receive up to $500 a year in federal grants, from the Canadian government, per child.

  2. Investments grow tax-deferred
    Taxes on income earned are deferred until the money is withdrawn.

  3. Use government grants to help your education savings
    We take care of the administration, including registering, to transfers in to us, and we'll ensure eligible grants are processed and applied to your account. Grants available are basic CESG, basic and additional QESI, and BC Grants.

Build a diversified RESP portfolio

  1. Stocks
    Trade on Canadian and US markets, including TSX, NASDAQ, and NYSE.

  2. Mutual Funds
    Invest in Canadian and US mutual funds, including D-Series and TD e-Series Funds®

  3. ETFs
    Equity, bond or commodity exchange-traded funds.

  1. Options
    Basic options trading including covered call, long calls and puts.

  2. Fixed Income
    Selected investments include bonds and other fixed-income products.

  3. GICs
    Secure investments that promise a defined amount at the end of their term.

Open an account online – it's fast and easy

Whether you're new to self-directed investing or an experienced trader, we welcome you.

  • Apply online

    It's easy to open a cash, margin, RSP, or TFSA account.

  • Call us

    We're here for you. Monday to Friday, 7 am to 10 pm ET

    1-800-465-5463 1-800-465-5463
  • Book an appointment

    Let's chat, face-to-face at a TD location convenient to you.

Have a question? Find answers here