Financial Services for Healthcare Practitioners


As you develop your career as a physician or dentist, beginning with medical or dental school, through your residency and specialization training—on to being part of your own practice and retirement, TD is here to help with professional financial services for every step of your professional journey.


Advice for every stage of your career

TD offers specialized financial services and support for the evolving financial needs of healthcare professionals like you.

These financial services include access to dedicated teams who understand the unique challenges of your work, and who can recommend financial solutions designed to help meet your specific needs.

Whether your vision is to build your net worth or build your practice, you can access advice and services designed to help you reach your financial goals.

Your financial health matters

Advice and tailored solutions for physicians and dentists

  • Creating your financial well being

    The time you commit to balancing your career, family and finances can be challenging. Dedicated TD Wealth Senior Private Bankers can help—working with you to help you meet your financial goals and priorities.

  • Building and growing your practice

    Setting up, managing, and growing your healthcare practice can be exciting. TD Small Business Banking offers the financial products and services to help you start your practice, with loans for equipment, staffing, and more, or to buy into an existing practice.

Tailored advice

Through TD Wealth Private Banking services, you'll have access to a wide range of solutions to help meet the personal and business needs of your healthcare practice, including:

  • A dedicated Senior Private Banker for your regular banking needs
  • Solutions tailored to your more complex banking needs
  • Priority credit approvals and tailored credit products for healthcare professionals
  • Expedited cross-border personal banking services

Wealth-building strategies for now and the years ahead

  • Develop innovative strategies to help grow your net worth by identifying which wealth strategies and investment solutions match your current lifestyle and needs, along with future goals.

  • Work with you and your tax advisors, to create a wealth strategy that will structure your investment portfolio to help reduce tax exposure and keep income available as you need it.

  • Whether through comprehensive risk strategies or connecting you with TD specialists, you have access to advice and expertise to help create a plan that’s right for you.

  • You are the architect of your legacy and TD Wealth can help you with the blueprint, by collaborating with you to identify your top priorities and help you optimize the transfer of your wealth.


Ready to get started? Let's connect

Dedicated TD Wealth Senior Private Bankers are here to help you plan for the future.

  • Winnipeg

    Rob Voss
    Senior Private Banker
    2100-360 Main Street
    Winnipeg, Manitoba
    R3C 3Z3
    T 204 988 2683
    C 204 232 8077
    rob.voss@td.com


  • Halifax

    Paul S. MacPherson
    Senior Private Banker
    1791 Barrington Street,
    5th Floor
    Halifax, Nova Scotia
    B3J 3K9
    T 902 496 6709
    C 902 209 3441
    paul.s.macpherson@td.com


  • Hamilton

    Cindy Bourassa
    Senior Private Banker
    100 King Street West,
    4th Floor
    Hamilton, Ontario L8P 1A2
    C 905 580 1461 
    F 905 529 5451
    cindy.bourassa@td.com

  • London

    Anthony Agueci
    Senior Private Banker
    17th Floor, 380 Wellington Street,
    London, Ontario N6A 5B5
    T 519 663 1962
    C 519 702 4876
    F 519 663 1559
    anthony.agueci@td.com

  • Mississauga

    Josephine Adad
    Senior Private Banker
    20 Milverton Drive, 2nd Floor
    Mississauga, ON L5R 3G2
    T 905 501 8676
    C 647 409 9847
    josephine.adad@td.com

  • Ottawa

    Kim Baird
    Senior Private Banker
    World Exchange Plaza
    45 O'Connor Street,
    Suite 1100
    Ottawa, Ontario K1P 1A4
    T 613 782 1184
    kim.baird@td.com

  • Ottawa

    Mary Lynn Hubert
    Senior Private Banker
    World Exchange Plaza
    45 O'Connor Street,
    Suite 1100
    Ottawa, Ontario K1P 1A4
    T 613 782 1186
    mary.lynn.hubert@td.com

  • Toronto

    Julian Gonzalez
    Senior Private Banker
    66 Wellington Street West,
    2nd Floor
    Toronto, Ontario M5K 1A2
    T 416 944 6307
    C 416 303 4959
    F 416 944 6610
    julian.gonzalez@td.com

  • Toronto

    Ilma Karroqe
    Senior Private Banker
    66 Wellington Street West,
    2nd Floor
    Toronto, Ontario M5K 1A2
    T 416 308 1175
    F 416 944 6610
    ilma.karroqe@td.com

  • Toronto

    Jamie Luong
    Senior Private Banker
    5140 Yonge Street,
    Suite 1600
    Toronto, Ontario M2N 6L7
    T 416 965 6860
    jamie.luong@td.com

  • Toronto

    Stephanos Polonifis
    Senior Private Banker
    66 Wellington Street West, 2nd Floor
    Toronto, Ontario M5K 1A2
    T 416 308 1010
    stephanos.polonifis@td.com

  • Vaughan

    Kevin Zhou
    Senior Private Banker
    2300 Steeles Avenue West, Suite 180
    Vaughan, Ontario L4K 5X6
    T 905 660 3595
    C 416 706 7580
    F 905 660 5523
    kevin.h.zhou@td.com


  • Montreal

    Noura Hachimi‑Idrissi
    Senior Private Banker
    1350 Boulevard René‑Levesque West,
    8th Floor
    Montreal, Quebec H3G 1T4
    T 514 393 2984
    F 514 289 0525
    noura.hachimi‑idrissi@td.com


  • Calgary

    Tasleem Kurji
    Senior Private Banker
    900, 421 7th Ave. S.W.
    Calgary, Alberta
    T2P 4K9
    T 403 503 4419
    F 403 503 6576
    tasleem.kurji@td.com

  • Edmonton

    Marina Austin
    Senior Private Banker
    10088 102 Avenue NW, Suite 1101
    Edmonton, Alberta T5J 2Z1
    T 780 932 5929
    marina.austin@td.com

  • North Vancouver

    Kyle Janota
    Senior Private Banker
    1133 Lonsdale Avenue, Unit #302
    North Vancouver, British Columbia V7M 2H4
    T 604 482 2501
    kyle.janota@td.com

  • Vancouver

    Kelly Esteves
    Senior Private Banker
    700 West Georgia Street,
    18th Floor
    Vancouver, British Columbia
    V7Y 1B6
    T 604 482 2507
    C 778 772 7338
    kelly.esteves@td.com

  • Victoria

    Steven Kelly
    Senior Private Banker
    1070 Douglas Street,
    6th Floor
    Victoria, British Columbia
    V8W 2C4
    T 250 483 6207
    F 250 356 4056
    steven.kelly@td.com

Start your medical or dental career off in the right direction

Professional advice and tailored solutions for medical and dental students, and residents.

  • Medical and Dental Students

    While medical or dental school is an exciting time, it's also important to set yourself up for financial success. Talk to a TD Wealth Financial Planner specializing in healthcare for advice on budgeting, debt management and more.

  • Residents

    Balancing an extremely busy schedule while focusing on your short term and long-term financial needs can be a challenge. A TD Wealth Financial Planner specializing in healthcare can help—with timely advice and access to financial management solutions

TD Wealth Financial Planning for Medical and Dental Students

It's never too early to get started planning for your financial future. Even as a student, you can begin to prepare. Talk to a TD Wealth Financial Planner about what you can do now to get started.

  • Assess your financial situation and establish a budget
  • Develop a debt management strategy
  • Provide ongoing advice

Call a TD Wealth Financial Planner 1-844-989-1345

Healthcare student banking package

TD Canada Trust understands you are investing in your education and is ready for you. Get flexible financing and financial services to help you feel ready for your future.

  • TD Student Line of Credit: A Student Line of Credit can help you pay for your tuition, books and living expenses while studying.
  • TD All-Inclusive Banking Plan: Unlimited transactions1, Free to send or request money using Interac e-Transfer®, and annual rebate on your choice of premium credit cards2

Consider a TD Student Line of Credit

As a medical or dental student, you may also benefit from a line of credit offering competitive interest rates and flexible options. Contact a TD banking specialist for more.

Retired or transitioning to retirement?

Are you retired—or close to it and looking to make a smooth transition out of your practice? TD Wealth can help by offering advice and practical solutions on how to help make the process as easy and smooth as possible. You decide. That could mean selling your practice, exploring ways to generate income in retirement, leaving a legacy or more.

Wealth advice worthy of your years of dedication

You've dedicated years to your profession. Now, let TD Wealth help give you the same level of experienced wealth advice you deserve in your retirement.

Why TD Wealth?

  • Sophisticated, personalized wealth advice
  • A progressive and coordinated approach
  • Focused on you and your unique needs

Personalized private wealth management in retirement

  • Develop innovative strategies to help grow your net worth by identifying which wealth strategies and investment solutions match your current lifestyle and needs, along with future goals.

  • Work with you and your tax advisors, to create a wealth strategy that will structure your investment portfolio to help reduce tax exposure and keep income available as you need it.

  • Whether through comprehensive risk strategies or connecting you with TD specialists, you have access to advice and expertise to help create a plan that’s right for you.

  • You are the architect of your legacy and TD Wealth can help you with the blueprint, by collaborating with you to identify your top priorities and help you optimize the transfer of your wealth.


TD Wealth Private Banking services

Personalized service and advice Your dedicated Senior Private Banker can introduce you to a wide range of wealth solutions in retirement.


Ready to get started? Let's connect

Dedicated TD Wealth Senior Private Bankers are here to help you plan for the future.

  • Winnipeg

    Rob Voss
    Senior Private Banker
    2100-360 Main Street
    Winnipeg, Manitoba
    R3C 3Z3
    T 204 988 2683
    C 204 232 8077
    rob.voss@td.com


  • Halifax

    Paul S. MacPherson
    Senior Private Banker
    1791 Barrington Street,
    5th Floor
    Halifax, Nova Scotia
    B3J 3K9
    T 902 496 6709
    C 902 209 3441
    paul.s.macpherson@td.com


  • Hamilton

    Cindy Bourassa
    Senior Private Banker
    100 King Street West,
    4th Floor
    Hamilton, Ontario L8P 1A2
    C 905 580 1461 
    F 905 529 5451
    cindy.bourassa@td.com

  • London

    Anthony Agueci
    Senior Private Banker
    17th Floor, 380 Wellington Street,
    London, Ontario N6A 5B5
    T 519 663 1962
    C 519 702 4876
    F 519 663 1559
    anthony.agueci@td.com

  • Mississauga

    Josephine Adad
    Senior Private Banker
    20 Milverton Drive, 2nd Floor
    Mississauga, ON L5R 3G2
    T 905 501 8676
    C 647 409 9847
    josephine.adad@td.com

  • Ottawa

    Kim Baird
    Senior Private Banker
    World Exchange Plaza
    45 O'Connor Street,
    Suite 1100
    Ottawa, Ontario K1P 1A4
    T 613 782 1184
    kim.baird@td.com

  • Ottawa

    Mary Lynn Hubert
    Senior Private Banker
    World Exchange Plaza
    45 O'Connor Street,
    Suite 1100
    Ottawa, Ontario K1P 1A4
    T 613 782 1186
    mary.lynn.hubert@td.com

  • Toronto

    Julian Gonzalez
    Senior Private Banker
    66 Wellington Street West,
    2nd Floor
    Toronto, Ontario M5K 1A2
    T 416 944 6307
    C 416 303 4959
    F 416 944 6610
    julian.gonzalez@td.com

  • Toronto

    Ilma Karroqe
    Senior Private Banker
    66 Wellington Street West,
    2nd Floor
    Toronto, Ontario M5K 1A2
    T 416 308 1175
    F 416 944 6610
    ilma.karroqe@td.com

  • Toronto

    Jamie Luong
    Senior Private Banker
    5140 Yonge Street,
    Suite 1600
    Toronto, Ontario M2N 6L7
    T 416 965 6860
    jamie.luong@td.com

  • Toronto

    Stephanos Polonifis
    Senior Private Banker
    66 Wellington Street West, 2nd Floor
    Toronto, Ontario M5K 1A2
    T 416 308 1010
    stephanos.polonifis@td.com

  • Vaughan

    Kevin Zhou
    Senior Private Banker
    2300 Steeles Avenue West, Suite 180
    Vaughan, Ontario L4K 5X6
    T 905 660 3595
    C 416 706 7580
    F 905 660 5523
    kevin.h.zhou@td.com


  • Montreal

    Noura Hachimi‑Idrissi
    Senior Private Banker
    1350 Boulevard René‑Levesque West,
    8th Floor
    Montreal, Quebec H3G 1T4
    T 514 393 2984
    F 514 289 0525
    noura.hachimi‑idrissi@td.com


  • Calgary

    Tasleem Kurji
    Senior Private Banker
    900, 421 7th Ave. S.W.
    Calgary, Alberta
    T2P 4K9
    T 403 503 4419
    F 403 503 6576
    tasleem.kurji@td.com

  • Edmonton

    Marina Austin
    Senior Private Banker
    10088 102 Avenue NW, Suite 1101
    Edmonton, Alberta T5J 2Z1
    T 780 932 5929
    marina.austin@td.com

  • North Vancouver

    Kyle Janota
    Senior Private Banker
    1133 Lonsdale Avenue, Unit #302
    North Vancouver, British Columbia V7M 2H4
    T 604 482 2501
    kyle.janota@td.com

  • Vancouver

    Kelly Esteves
    Senior Private Banker
    700 West Georgia Street,
    18th Floor
    Vancouver, British Columbia
    V7Y 1B6
    T 604 482 2507
    C 778 772 7338
    kelly.esteves@td.com

  • Victoria

    Steven Kelly
    Senior Private Banker
    1070 Douglas Street,
    6th Floor
    Victoria, British Columbia
    V8W 2C4
    T 250 483 6207
    F 250 356 4056
    steven.kelly@td.com


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