Financial Services for Healthcare Practitioners
As you develop your career as a physician or dentist, beginning with medical or dental school, through your residency and specialization training—on to being part of your own practice and retirement, TD is here to help with professional financial services for every step of your professional journey.
Advice for every stage of your career
TD offers specialized financial services and support for the evolving financial needs of healthcare professionals like you.
These financial services include access to dedicated teams who understand the unique challenges of your work, and who can recommend financial solutions designed to help meet your specific needs.
Whether your vision is to build your net worth or build your practice, you can access advice and services designed to help you reach your financial goals.
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Practicing Physicians & Dentists
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Students & Residents
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Retired Physicians & Dentists
Your financial health matters
Advice and tailored solutions for physicians and dentists
Creating your financial well being
The time you commit to balancing your career, family and finances can be challenging. Dedicated TD Wealth Senior Private Bankers can help—working with you to help you meet your financial goals and priorities.
Building and growing your practice
Setting up, managing, and growing your healthcare practice can be exciting. TD Small Business Banking offers the financial products and services to help you start your practice, with loans for equipment, staffing, and more, or to buy into an existing practice.
Tailored advice
- A dedicated Senior Private Banker for your regular banking needs
- Solutions tailored to your more complex banking needs
- Priority credit approvals and tailored credit products for healthcare professionals
- Expedited cross-border personal banking services
Wealth-building strategies for now and the years ahead
Build net worth
Implement tax-efficient strategies
Protect what matters
Leave a legacy
Ready to get started? Let's connect
Dedicated TD Wealth Senior Private Bankers are here to help you plan for the future.
Winnipeg
Rob Voss
Senior Private Banker
2100-360 Main Street
Winnipeg, Manitoba
R3C 3Z3
T 204-232-8077
rob.voss@td.com
Halifax
Paul S. MacPherson
Senior Private Banker
1791 Barrington Street,
5th Floor
Halifax, Nova Scotia
B3J 3K9
T 902 496 6709
C 902 209 3441
paul.s.macpherson@td.com
Burlington
Amy Chiz
Senior Private Banker
5515 North Service Road, Suite 400
Burlington, Ontario L7L 6G4
T 905 331 7521
amy.chiz@td.com
Hamilton
Cindy Bourassa
Senior Private Banker
100 King Street West,
4th Floor
Hamilton, Ontario L8P 1A2
C 905 580 1461
cindy.bourassa@td.com
London
Rick Bertulli
Senior Private Banker
17th Floor, 380 Wellington Street,
London, Ontario N6A 5B5
T 519 663 1962
C 519 200 9816
rick.bertulli@td.com
Mississauga
Josephine Adad
Senior Private Banker
20 Milverton Drive, 2nd Floor
Mississauga, ON L5R 3G2
C 647 409 9847
josephine.adad@td.com
Ottawa
Kim Baird
Senior Private Banker
World Exchange Plaza
45 O'Connor Street,
Suite 1100
Ottawa, Ontario K1P 1A4
T 613 782 1270
kim.baird@td.com
Ottawa
Mary Lynn Hubert
Senior Private Banker
World Exchange Plaza
45 O'Connor Street,
Suite 1100
Ottawa, Ontario K1P 1A4
T 613 782 1270
mary.lynn.hubert@td.com
Toronto
Julian Gonzalez
Senior Private Banker
66 Wellington Street West,
2nd Floor
Toronto, Ontario M5K 1A2
T 416 944 6307
F 416 944 6610
julian.gonzalez@td.com
Toronto
Ilma Karroqe
Senior Private Banker
66 Wellington Street West,
2nd Floor
Toronto, Ontario M5K 1A2
T 416 308 1175
F 416 944 6610
ilma.karroqe@td.com
Toronto
Jamie Luong
Senior Private Banker
5140 Yonge Street,
Suite 1600
Toronto, Ontario M2N 6L7
T 416 965 6860
jamie.luong@td.com
Toronto
Stephanos Polonifis
Senior Private Banker
66 Wellington Street West, 2nd Floor
Toronto, Ontario M5K 1A2
T 416 308 1010
stephanos.polonifis@td.com
Vaughan
Kevin Zhou
Senior Private Banker
2300 Steeles Avenue West, Suite 180
Vaughan, Ontario L4K 5X6
T 905 660 3595
C 416 706 7580
kevin.h.zhou@td.com
Montreal
Izabela Cismas
Senior Private Banker
1350 Boulevard René‑Levesque West,
8th Floor
Montreal, Quebec H3G 1T4
T 514 842 5139
F 514 289 0525
izabela.cismas@td.com
Montreal
Noura Hachimi‑Idrissi
Senior Private Banker
1350 Boulevard René‑Levesque West,
8th Floor
Montreal, Quebec H3G 1T4
T 514 393 2984
F 514 289 0525
noura.hachimi‑idrissi@td.com
Calgary
Tasleem Kurji
Senior Private Banker
900, 421 7th Ave. S.W.
Calgary, Alberta
T2P 4K9
T 403 503 4419
tasleem.kurji@td.com
Edmonton
Zofia De Oliveira
Senior Private Banker
10088 102 Avenue NW, Suite 1101
Edmonton, Alberta T5J 2Z1
T 780 408 6177
zofia.deoliveira@td.com
North Vancouver
Kyle Janota
Senior Private Banker
1400 Lonsdale Avenue
North Vancouver, British Columbia V7M 2J1
T 604 482 2501
kyle.janota@td.com
Vancouver
Kelly Esteves
Senior Private Banker
700 West Georgia Street,
18th Floor
Vancouver, British Columbia
V7Y 1B6
T 604 482 2507
kelly.esteves@td.com
Victoria
Steven Kelly
Senior Private Banker
1070 Douglas Street,
6th Floor
Victoria, British Columbia
V8W 2C4
T 250 483 6207
steven.kelly@td.com
Start your medical or dental career off in the right direction
Professional advice and tailored solutions for medical and dental students, and residents.
Medical and Dental Students
While medical or dental school is an exciting time, it's also important to set yourself up for financial success. Talk to a TD Wealth Financial Planner specializing in healthcare for advice on budgeting, debt management and more.
Residents
Balancing an extremely busy schedule while focusing on your short term and long-term financial needs can be a challenge. A TD Wealth Financial Planner specializing in healthcare can help—with timely advice and access to financial management solutions
TD Wealth Financial Planning for Medical and Dental Students
- Assess your financial situation and establish a budget
- Develop a debt management strategy
- Provide ongoing advice
Call a TD Wealth Financial Planner 1-844-806-05371-844-806-0537
Healthcare student banking package

Consider a TD Student Line of Credit
Retired or transitioning to retirement?
Are you retired—or close to it and looking to make a smooth transition out of your practice? TD Wealth can help by offering advice and practical solutions on how to help make the process as easy and smooth as possible. You decide. That could mean selling your practice, exploring ways to generate income in retirement, leaving a legacy or more.
Wealth advice worthy of your years of dedication
You've dedicated years to your profession. Now, let TD Wealth help give you the same level of experienced wealth advice you deserve in your retirement.
Why TD Wealth?
- Sophisticated, personalized wealth advice
- A progressive and coordinated approach
- Focused on you and your unique needs
Personalized private wealth management in retirement
Build net worth
Implement tax-efficient strategies
Protect what matters
Leave a legacy
TD Wealth Private Banking services
Ready to get started? Let's connect
Dedicated TD Wealth Senior Private Bankers are here to help you plan for the future.
Winnipeg
Rob Voss
Senior Private Banker
2100-360 Main Street
Winnipeg, Manitoba
R3C 3Z3
T 204-232-8077
rob.voss@td.com
Halifax
Paul S. MacPherson
Senior Private Banker
1791 Barrington Street,
5th Floor
Halifax, Nova Scotia
B3J 3K9
T 902 496 6709
C 902 209 3441
paul.s.macpherson@td.com
Burlington
Amy Chiz
Senior Private Banker
5515 North Service Road, Suite 400
Burlington, Ontario L7L 6G4
T 905 331 7521
amy.chiz@td.com
Hamilton
Cindy Bourassa
Senior Private Banker
100 King Street West,
4th Floor
Hamilton, Ontario L8P 1A2
C 905 580 1461
cindy.bourassa@td.com
London
Rick Bertulli
Senior Private Banker
17th Floor, 380 Wellington Street,
London, Ontario N6A 5B5
T 519 663 1962
C 519 200 9816
rick.bertulli@td.com
Mississauga
Josephine Adad
Senior Private Banker
20 Milverton Drive, 2nd Floor
Mississauga, ON L5R 3G2
C 647 409 9847
josephine.adad@td.com
Ottawa
Kim Baird
Senior Private Banker
World Exchange Plaza
45 O'Connor Street,
Suite 1100
Ottawa, Ontario K1P 1A4
T 613 782 1270
kim.baird@td.com
Ottawa
Mary Lynn Hubert
Senior Private Banker
World Exchange Plaza
45 O'Connor Street,
Suite 1100
Ottawa, Ontario K1P 1A4
T 613 782 1270
mary.lynn.hubert@td.com
Toronto
Julian Gonzalez
Senior Private Banker
66 Wellington Street West,
2nd Floor
Toronto, Ontario M5K 1A2
T 416 944 6307
F 416 944 6610
julian.gonzalez@td.com
Toronto
Ilma Karroqe
Senior Private Banker
66 Wellington Street West,
2nd Floor
Toronto, Ontario M5K 1A2
T 416 308 1175
F 416 944 6610
ilma.karroqe@td.com
Toronto
Jamie Luong
Senior Private Banker
5140 Yonge Street,
Suite 1600
Toronto, Ontario M2N 6L7
T 416 965 6860
jamie.luong@td.com
Toronto
Stephanos Polonifis
Senior Private Banker
66 Wellington Street West, 2nd Floor
Toronto, Ontario M5K 1A2
T 416 308 1010
stephanos.polonifis@td.com
Vaughan
Kevin Zhou
Senior Private Banker
2300 Steeles Avenue West, Suite 180
Vaughan, Ontario L4K 5X6
T 905 660 3595
C 416 706 7580
kevin.h.zhou@td.com
Montreal
Izabela Cismas
Senior Private Banker
1350 Boulevard René‑Levesque West,
8th Floor
Montreal, Quebec H3G 1T4
T 514 842 5139
F 514 289 0525
izabela.cismas@td.com
Montreal
Noura Hachimi‑Idrissi
Senior Private Banker
1350 Boulevard René‑Levesque West,
8th Floor
Montreal, Quebec H3G 1T4
T 514 393 2984
F 514 289 0525
noura.hachimi‑idrissi@td.com
Calgary
Tasleem Kurji
Senior Private Banker
900, 421 7th Ave. S.W.
Calgary, Alberta
T2P 4K9
T 403 503 4419
tasleem.kurji@td.com
Edmonton
Zofia De Oliveira
Senior Private Banker
10088 102 Avenue NW, Suite 1101
Edmonton, Alberta T5J 2Z1
T 780 408 6177
zofia.deoliveira@td.com
North Vancouver
Kyle Janota
Senior Private Banker
1400 Lonsdale Avenue
North Vancouver, British Columbia V7M 2J1
T 604 482 2501
kyle.janota@td.com
Vancouver
Kelly Esteves
Senior Private Banker
700 West Georgia Street,
18th Floor
Vancouver, British Columbia
V7Y 1B6
T 604 482 2507
kelly.esteves@td.com
Victoria
Steven Kelly
Senior Private Banker
1070 Douglas Street,
6th Floor
Victoria, British Columbia
V8W 2C4
T 250 483 6207
steven.kelly@td.com