$400 Chequing Account Offer and Promotion

Calculating the $400 Cash Offer

^§Up to $400 in value is calculated as follows: Offer 1) $300 Cash + Offer 2) $50 Cash + Offer 3) $50 Cash = $400 total cash value.

Offer 1) Earn $300 Cash upon opening a new TD Unlimited Chequing Account or TD All-Inclusive Banking Plan between February 1, 2023, and May 31, 2023, and complete the qualifying criteria in accordance with Offer 1 below.

Offer 2) Earn $50 Cash when a New Chequing Account customer (Defined as the new to bank Chequing Customer in Offer 1) opens a new TD ePremium Savings Account or TD Every Day Savings Account by May 31, 2023, and meets the qualifying criteria as set out in accordance with Offer 2 below.

Offer 3) Earn $50 Cash when a New Chequing Account customer applies, is approved and adds Monthly Plan Overdraft Protection or Pay As You Go Overdraft Protection (Pay As You Go Overdraft Protection is not available for Quebec residents) to the New Chequing Account by May 31, 2023, and meets the qualifying criteria in accordance with Offer 3 below.

Offer 1: Chequing $300 Cash T&Cs

^† The $300 cash offer is available to Canadian residents that do not have an existing TD Chequing account, that are the age of majority at time of account opening in their province or territory who:

Open a TD Unlimited Chequing Account or TD All-Inclusive Banking Plan between February 1, 2023, and May 31, 2023, and
Complete any two of the following with the New Chequing Account:
1. I. Set up a recurring Direct Deposit from their employer, pension provider or the Government with the first deposit posted to the New Chequing Account before July 26, 2023. The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month.
2. II. Make an Online Bill Payment through EasyWeb or the TD app, minimum $50 before July 26, 2023.
3. III. Set up a recurring Pre-Authorized Debit, minimum $50 with the first Pre-Authorized Debit posted to the New Chequing Account before July 26, 2023. Pre-authorized Debit must occur either weekly, biweekly, monthly, or twice per month.

Whether or not a recurring Direct Deposit is acceptable for this offer is subject to our approval.

The following are not eligible for the $300 Cash offer:

Customers who already have a TD Chequing account that was closed on or after February 1, 2022; or
Customers who received any Chequing account offer from TD in 2020, 2021, 2022; or
TD staff members or any TD customers who has a joint account with a TD staff member.

For any New Chequing Account that is a joint account, at least one account holder on the New Chequing Account must meet the eligibility requirements. Limit of one $300 cash offer per customer per New Chequing Account.

The $300 cash will be deposited to the new Chequing Account within 12 weeks of all conditions being met, provided that the New Chequing Account is still open, in good standing, with all conditions continuing to be met. The monthly fee for the New Chequing Account cannot have been waived or rebated for any reason, other than maintaining the minimum monthly balance, receiving a seniors' rebate, or receiving the New to Canada 12-month fee waiver on the TD Unlimited Chequing Account, and the type of account cannot have changed, before the $300 is deposited to the New Chequing Account.

We can change, extend, or withdraw the $300 cash offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product, except the New to Canada Banking Package. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply.

For information about Chequing Account transactions and a complete list of account fees, see About Our Accounts and Related Services.

Offer 2: Savings $50 Cash T&Cs

^◊ The $50 Savings account cash offer is available to Canadian residents that are the age of majority at the time of the New Savings Account opening in their province or territory. To earn the $50 cash offer, a New eligible TD Chequing account customer must:

Open a TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account between February 1, 2023, and May 31, 2023, and
Open a new TD ePremium Savings Account or TD Every Day Savings Account (the New Savings Account) by May 31, 2023, and
Complete one of the following with the New Savings Account:
1. Set up a Pre-authorized Transfer Service with your first transaction processed by July 26, 2023. The Pre-authorized Transfer Service must occur either weekly, biweekly, monthly, or twice per month.
2. Set up Simply Save with your first transaction processed by July 26, 2023.

The following are not eligible for the $50 Savings account cash offer:

Customers who already have a TD Savings account as of January 31, 2023, or
Customers who had a TD Savings account that was closed on or after February 1, 2022, or
TD staff members or any TD customers who has a joint account with a TD staff member.

The $50 cash will be deposited into the New Chequing Account within 12 weeks after all conditions have been met, provided that the New Chequing Account and New Savings Account are still open, in good standing, with all conditions continuing to be met. For any New Savings Account that is a joint account, at least one account holder on the New Savings Account must meet the eligibility requirements. Limit of one $50 cash offer per customer per New Savings Account. For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.

Offer 3: Overdraft Protection Service (ODP) $50 Cash T&Cs

^∞The $50 cash offer for Monthly Plan Overdraft Protection or Pay As You Go Overdraft Protection (ODP) is available to Canadian residents that are the age of majority in their province or territory at the time of the approval of the ODP. To earn the $50 cash offer, a New Chequing Account customer must:

Open a TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account between February 1, 2023, and May 31, 2023, in accordance to Offer 1, and
Apply, be approved, and add Overdraft Protection service (Pay As You Go Overdraft Protection is not available for Quebec residents) to the New Chequing Account by May 31, 2023, and
Keep the new Overdraft Protection service, active and in good standing for 30 days after approval.
The offer is not available to:
1. Customers who already have a TD Chequing Account with Overdraft Protection service in place on January 31, 2023, or
2. TD staff members or any TD customers who has a joint account with a TD staff member.

The $50 cash will be deposited to the New Chequing Account within 12 weeks after all conditions have been met, and the Overdraft Protection is still open, in good standing, with all conditions continuing to be met. Limit of one $50 cash offer per customer per New Chequing Account with Overdraft Protection. For any New Chequing Account that is a joint account, all account holders on the New Chequing Account must meet the ODP eligibility requirements. Each account holder must be age of majority in their province of residence to apply for ODP and is subject to credit approval.

Monthly Plan Overdraft Protection service fee is $5 a month on TD Unlimited Chequing Account and TD All-Inclusive Banking Plan. Fee for Pay As You Go Overdraft Protection is $5.00 for each eligible overdraft transaction (maximum of $5.00 a day regardless of number of overdraft transactions). Amount in overdraft is subject to an interest rate of 21% per annum. ODP fees and interest rate are current as of May 24, 2022, unless otherwise indicated and subject to change. For more information and a complete list of account fees and Overdraft Protection Service Fees, see About Our Accounts and Related Services.

¹ You pay no monthly fee if you have the minimum monthly balance indicated or more in your account at the end of each day in the month.

² For more information about transactions and a complete list of account fees, click here for Account and Other Related Service Fees. For information on our general services, please view our General List of Services.

³ Subject to credit approval. First-year Annual fee discount applies only to the Primary Cardholder for your choice of a new (to you) TD Credit Card from one of the following – TD® Aeroplan® Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Card, TD First Class Travel Visa Infinite Card, TD Platinum Travel Visa Card or TD Cash Back Visa Infinite Card, provided you maintain a TD Unlimited Chequing Account in good standing for the first year. All other fees and charges applicable to the selected and approved TD Credit Card Account continue to apply.

⁴ Subject to credit approval. Annual Fee rebate applies only for the Primary Cardholder of one of the following new (to you) TD Credit Cards - TD® Aeroplan®Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Card, TD First Class Travel Visa Infinite* Card, TD Platinum Travel Visa* Card or TD Cash Back Visa Infinite* Card, and for one Authorized User Card for the same TD Credit Card Account for as long as the All-Inclusive account remains open and in good standing. All other fees and charges applicable to the selected and approved TD Credit Card Account continue to apply.

⁵ You may pay a fee to the ATM provider, and for foreign currency withdrawals at an ATM outside of Canada you will pay the foreign exchange related fee.

⁶ The TD app and the TD MySpend app are free to download, however standard wireless carrier message and data rates may apply.

⁷ You are responsible for ensuring the mobile phone number we have on file is accurate and notifying us of any changes. We will send the TD Fraud Alert text message instantly upon detection of suspicious activity; however, receipt of the text message may be delayed or prevented due to a variety of factors such as technology failures, service outages, multiple third party involvement. TD Fraud Alert text messages will only be sent to customers who have a Canadian mobile phone number and a Canadian mailing address in their TD customer profile.

⁸ Cheques must be drawn on a Canadian financial institution. Cheques payable in Canadian currency must be deposited to an eligible Canadian dollar account and cheques payable in U.S. currency must be deposited to an eligible U.S. dollar account.

®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.

Start by opening a TD Unlimited Chequing Account or TD All-Inclusive Banking Plan and you could get up to $400^§

How to get the $400 Offer^§:

Step 1:

Step 2:

Step 3:

Ready to get this offer? Start with one of our eligible chequing accounts

TD Unlimited Chequing
Account

TD All-Inclusive Banking
Plan

Frequently Asked Questions

Features for all TD chequing accounts

TD MySpend

TD Fraud Alerts

TD Mobile Deposit

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TD Unlimited Chequing Account Additional Offer

Select the TD Unlimited Chequing Account and view bonus offers

TD All-Inclusive Banking Plan Additional Offer

Select the TD All-Inclusive Banking Plan and view bonus offers

Start by opening a TD Unlimited Chequing Account or TD All-Inclusive Banking Plan and you could get up to $400§

How to get the $400 Offer§ :

Step 1:

Step 2:

Step 3:

Ready to get this offer? Start with one of our eligible chequing accounts

Frequently Asked Questions

When will I get my Cash offer?

Can I get the Cash offer if I open my account in Branch?

Can I get the $400 Cash offer from opening a Chequing Account only?

I already have a TD Chequing account, am I still eligible for the Cash offer?

Can I get the Savings or Overdraft Protection Plan (ODP) offer if I already have a TD Chequing account?

Is there a minimum dollar value for the bill payments to qualify for the Cash offer?

Features for all TD chequing accounts

Start by opening a TD Unlimited Chequing Account or TD All-Inclusive Banking Plan and you could get up to $400^§

How to get the $400 Offer^§: