1 Minimum monthly balance indicated must be maintained at the end of each day in the month to qualify for the fee rebate
2 No transaction fees, non-TD ATM fees in Canada, and fees for paper statement if you have the minimum monthly balance indicated or more in your account at the end of each day in the month.
3 For more information about transactions and a complete list of account fees, click here for Account and Other Related Service Fees.
4 Full-serve transactions are transactions completed in a TD branch or through EasyLine Telephone banking.
5 Subject to credit approval. Annual Fee rebate applies only for the Primary Cardholder of one of the following new (to you) TD Credit Cards - TD ® Aeroplan ®Visa Infinite* Card, TD ® Aeroplan ®Visa Platinum* Card, TD First Class Travel Visa Infinite Card, TD Platinum Travel Visa Card or TD Cash Back Visa Infinite* Card, and for one Authorized User Card for the same TD Credit Card Account for as long as the All-Inclusive account remains open and in good standing. All other fees and charges applicable to the selected and approved TD Credit Card Account continue to apply. Annual Fee rebate for Primary Cardholder and one Authorized User for the same TD Credit Card Account also applies to existing TD Gold Elite Visa Cardholders on the same terms set out above.
6 Paper statement fee is waived if you have the minimum monthly balance indicated or more in your account at the end of each day in the month.
7 No transaction fees for transfers or pre-authorized transfer services from this account to another TD chequing or savings account, except for transfers by cheque or through Interac e-Transfer®, which are treated as Debit Transactions.
8 No transaction fees for transfers from this account to another TD chequing or savings account when using EasyWeb Internet Banking or the TD app, except for transfers by cheque or through Interac e-Transfer® and no transaction fees for pre-authorized transfer services from this account to another TD chequing or savings account. All other transfers between accounts are treated as Debit Transactions.
9 You may pay a fee to the ATM provider, and for foreign currency withdrawals at an ATM outside of Canada you will pay the foreign exchange related fee. Transaction fee may also apply.
10 Subject to credit approval. First-year Annual fee discount applies only to the Primary Cardholder for your choice of a new (to you) TD Credit Card from one of the following – TD® Aeroplan® Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Card, TD First Class Travel Visa Infinite Card, TD Platinum Travel Visa Card or TD Cash Back Visa Infinite Card, provided you maintain a TD Unlimited Chequing Account in good standing for the first year. All other fees and charges applicable to the selected and approved TD Credit Card Account continue to apply.
11 This account earns a higher rate of interest than the TD Every Day Savings Account.
12 No transaction fees if you have US$1,500 or more in your account at the end of each day in the month.
13 For more information on interest, click here.
14 Banking via ATM and debit payment purchase is not available.
15 The TD app and the TD MySpend app are free to download, however standard wireless carrier message and data rates may apply.
16 You are responsible for ensuring the mobile phone number we have on file is accurate and notifying us of any changes. We will send the TD Fraud Alert text message instantly upon detection of suspicious activity; however, receipt of the text message may be delayed or prevented due to a variety of factors such as technology failures, service outages, multiple third party involvement. TD Fraud Alert text messages will only be sent to customers who have a Canadian mobile phone number and a Canadian mailing address in their TD customer profile.
17 Cheques must be drawn on a Canadian financial institution. Cheques payable in Canadian currency must be deposited to an eligible Canadian dollar account and cheques payable in U.S. currency must be deposited to an eligible U.S. dollar account.
18 You pay no monthly fee if you are:
- A senior (60 years or older) collecting Guaranteed Income Supplement.
- A beneficiary of a Registered Disability Savings Plan
19 Volume discounts on non-cash transactions exceeding $25,000 U.S. are available to all TD Canada Trust U.S. Dollar Chequing account customers.
Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.
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