Monthly fee: $0
You can also open additional accounts and services at this time.
No thanks, open a chequing account only
TD Every Day Savings Account
Ideal if you’re starting to save or want frequent access to your funds.
See account details
Cover occasional shortfalls from transactions that may occur in your chequing account.
Choose an Overdraft Protection Option:
Monthly ($5 per month). Pay one monthly fee regardless of how often you use overdraft (plus 21% interest per year on overdrawn amount)3. Fee may vary for different TD Chequing Accounts4, 5.
Pay As You Go ($5 per use). Only pay when you use overdraft. The most you’ll pay in one day is $5, plus 21% interest per year on overdrawn amount. (Not available on US Dollar chequing accounts or chequing accounts in the province of Quebec.)
No thanks, continue with only the TD Student Chequing Account
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1 No transaction fees for transfers or pre-authorized transfer services from this account to another TD chequing or savings account, except for transfers by cheque or through Interac e-Transfer®, which are treated as Debit Transactions.
2 For more information about transactions and a complete list of account fees, click here for account and other related service fees. For information on our general services, please view our General List of Services.
3 $5 monthly fee for TD Chequing Accounts: TD Minimum Chequing Account, TD Every Day Chequing Account, TD Unlimited Chequing Account and TD All-Inclusive Banking Plan.
4 $4 monthly fee for Monthly Plan Overdraft Protection (MODP) service on P60 & Preferred Chequing Account.
5 There are no MODP fees on the TD Student Chequing Account, TD U.S. Daily Interest Chequing Account, TD Borderless Plan and TD Minimum Chequing Account with a Seniors or Registered Disability Savings Plan chequing account fee rebate.
Transactions included per month1
Free Transfers to your other TD accounts2
Non-TD ATM Fee (in Canada)3
Foreign ATM Fee (in U.S., Mexico)3
Foreign ATM Fee (in any other foreign country)3
$2.00 per month
1 For more information about transactions and a complete list of account fees, click here for Account and Other Related Service Fees. For information on our general services, please view our General List of Services.
2 No transaction fees for transfers or pre-authorized transfer services from this account to another TD chequing or savings account, except for transfers by cheque or through Interac e-Transfer®, which are treated as Debit Transactions.
3 You may pay a fee to the ATM provider, and for foreign currency withdrawals at an ATM outside of Canada you will pay the foreign exchange related fee.
Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license.
Overdraft Protection is an optional financial product which you can apply and be approved for1. It's a way to help you cover occasional shortfalls from transactions that may occur in that account up to an approved limit.
If you withdraw more than you have in your account, within your overdraft limit, the account incurs a negative balance. You can pay your outstanding overdraft balance by making a deposit into your account with the Overdraft Protection service.
Overdraft protection is subject to approval and approved limits, interest rates and repayment conditions.
1 All account holders on a TD Chequing Account plan need to be approved for Overdraft Protection Service. Each account holder must be age of majority in their province of residence to apply for Overdraft Protection Service.