††TD Direct Investing 2025 Aeroplan Take Flight Offer (the “Offer”)
New and existing TD Direct Investing clients can earn tiered Aeroplan points on cumulative eligible transfers (the "Bonus Points"). This Offer is available starting May 1, 2025 at 00:00 EST and ends on July 31, 2025 at 23:59 EST ("Qualifying Period").
Eligibility: New and existing TD Direct Investing clients are eligible for the Offer. Client must also hold an active and eligible TD Aeroplan Credit Card in good standing as described more fully below as of July 31, 2025.
Eligible "Account(s)" for the Offer:
- Cash (single or joint account holder)
- Margin (single or joint account holder)
- Tax-Free Savings Account (single account holder) (TFSA) 1
- Registered Retirement Savings Plan (single account holder) (RRSP)1
- Registered Education Savings Plan (single account holder) (RESP)2
- Self-Directed Locked-In Retirement Accounts (LIRA)1
- Self-Directed Locked-In Retirement Savings Plan (LRSP)3
- Corporate Account
Account(s) not eligible for the Offer:
- Any non-personal accounts other than corporate
- Retirement Income Fund (RIF)1
- Life Income Fund (LIF)1
- Registered Disability Savings Plan (RDSP)1
- First Home Savings Account (FHSA)1
Eligible TD Aeroplan Credit Cards for the Offer:
- TD® Aeroplan® Visa Infinite* Card
- TD® Aeroplan® Visa Platinum* Card
- TD® Aeroplan® Visa Infinite Privilege* Card
- TD® Aeroplan® Visa* Business Card
To be eligible for the Offer, a client must:
- Be a new or existing TD Direct Investing or TD Easy Trade™ client, with Account(s) in good standing at the time of participating in the Offer.
- Hold an active and eligible TD Aeroplan Credit Card
- Be an Aeroplan member in good standing
- Initiate funding within 30 days of opening or enrolling their Account(s).
- Be the age of majority in their province or territory by July 31, 2025.
- Be a legal resident of Canada.
- Meet the requirements below.
How to Qualify for the Offer:
1. Register for the Offer:
a. New Clients: Open a new Account(s) using the promo code AEROPLAN2025 by July 31, 2025.
- If an Account is opened in branch or over the phone, clients must request that a TD Representative register the client for the Offer using the promo code.
b. Existing Clients: Register for the Offer using the registration form by July 31, 2025.
- If an existing client chooses to open a new Account(s) for the Offer, the client can use the promo code AEROPLAN2025 to enroll in the Offer.
- If an existing client holds multiple eligible accounts, all eligible accounts will be automatically registered for the Offer when the client completes the registration form.
2. Initiate a transfer of $10,000 or more in investable assets or cash from one or more financial institution(s) that are unassociated with TD Bank Group ("Qualifying Assets") to the new or existing eligible Account(s) within 30 days of registering for the offer. The transfer must be completed within 60 days of registering for the Offer. After the initial transfer condition is met, clients can continue to fund their account with additional Qualifying Assets until August 31, 2025:
a. Transfers originating from TD Direct Investing, TD Easy Trade, TD Wealth Financial Planning, TD Wealth Financial Planning Direct, TD Wealth Private Investment Advice, TD Wealth Private Investment Counsel, TD Wealth Private Banking, and TD Wealth Private Trust accounts are not included in the Qualifying Assets.
b. Transfers of mutual funds or Guaranteed Investment Certificates originating from TD Canada Trust accounts are not included in the Qualifying Assets.
3. Clients must have an active and eligible TD Aeroplan Credit Card as of July 31, 2025 to be eligible for the Offer.
a. The TD Aeroplan Credit Card must be open and in good standing from July 31, 2025 until August 31, 2026 for the client to receive the Bonus Points.
4. Aeroplan points will be deposited into the client's Aeroplan account on a pro-rated basis, outlined in the key dates section below. To receive the Bonus Points, the client's Account(s') balance must be equal or greater than the total value of Qualifying Assets in their Account(s) as of August 31, 2025 throughout the campaign period until August 31, 2026.
a. If a client withdraws, de-registers, or transfers out from any of the eligible Account(s) an amount greater than a cumulative total of 5% of the Qualifying Assets, no Bonus Points or further portion of the Bonus Points will be granted to the client.
b. If an existing client makes large withdrawals in any of their eligible account(s) between May 1, 2025 and the client registration date, these withdrawals may be included in the calculation of the client's Qualifying Assets.
c. Assets transferred into the Account(s) after the funding deadline will not form part of the Qualifying Assets.
Key Dates:
- Registration Deadline: July 31, 2025 at 23:59 EST
- Initial Funding Initiation Deadline: 30 days post client registration date
- Initial Funding Completion Deadline: 60 days post client registration date
- Last day to fund: August 31, 2025 at 23:59 EST
- Aeroplan Bonus Points Payout Schedule:
- By November 30, 2025 = 25% of Aeroplan Bonus Points
- By April 30, 2026 = 25% of Aeroplan Bonus Points
- By August 31, 2026 = Remaining 50% of Aeroplan Bonus Points
Qualifying Asset Tiers
|
Aeroplan Points
|
$10,000 - $49,999
|
10,000
|
$50,000 - $99,999
|
25,000
|
$100,000 - $249,999
|
75,000
|
$250,000 - $499,999
|
150,000
|
$500,000 - $999,999
|
300,000
|
$1,000,000 - $1,999,999
|
500,000
|
$2,000,000+
|
1,000,000
|
Below is an example of how clients will receive the Bonus Points:
Action
|
Date
|
Account Balance
|
Payout
|
Client registers an eligible account and holds an active TD Aeroplan credit card
|
May 15, 2025
|
|
|
Client initiates funding
|
May 25, 2025
|
$10,000
|
|
Client funds additional Qualifying Assets
|
August 15, 2025
|
$60,000
|
|
Initial Aeroplan points Offer payout
|
November 30, 2025
|
$60,000
|
6,250 Aeroplan Points
|
Second Aeroplan points Offer payout
|
April 30, 2026
|
$60,000
|
6,250 Aeroplan Points
|
Final Aeroplan points Offer payout
|
August 31, 2026
|
$60,000
|
12,500 Aeroplan Points
|
Aeroplan Offer Details:
- Clients are eligible to receive Aeroplan points on the cumulative Qualifying Assets when they qualify for the Offer.
- The market value of investable assets at the time of deposit will be used to determine the Qualifying Assets.
- The maximum Bonus Points a client can receive is 1,000,000 Aeroplan points.
- Aeroplan points will be deposited into the client's Aeroplan account that is linked to their TD Aeroplan Credit Card, subject to the cardholder's statement date.
- Points awarded under this Offer are not eligible for Everyday Status Qualification (EDQ)
- Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html#/
- Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html
- All offers are contingent on satisfying the criteria outlined in the Offer terms and conditions.
- The client must ensure that they provide their own personal Aeroplan number to be linked to their credit card as linking a different Aeroplan number is prohibited. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.
Clients requiring assistance to register or otherwise apply for this Offer should contact an Investment Representative at 1-800-465-5463 or ask for assistance at their TD Canada Trust branch.
Further Terms and Conditions:
- To receive the Bonus Points, a client must keep the Account(s) in good standing until each Offer payout date. Good standing requires the Account(s) to not go into a debit position or into a margin call. Debit positions on margin Accounts are acceptable.
- Employees of TD Bank Group are eligible for the Offer.
- This Offer may be changed, extended, or withdrawn at any time without notice.
- Assets that have previously qualified for or received rewards under any prior promotional offer will not be included in Qualifying Assets for the purpose of calculating the Bonus Points. This includes assets that are transferred out and subsequently transferred back in within the past 12 months.
- TD Direct Investing and Aeroplan reserve the right to refuse the provision of any awards and benefits under this Offer if it determines the terms as set out above have been violated.
- The Offer cannot be used in conjunction with the TD Direct Investing Step into Spring Offer.
- The Offer is not transferrable and is not redeemable for cash.
- Investable assets exclude any securities that are restricted, subject to a cease trade order or that are non-listed and without independent evidence of current value acceptable to TD Direct Investing.
- Where a client transfers assets into multiple Accounts, the Qualifying Assets will be calculated by combining the value of the assets transferred into the Accounts.
- An Account that is a joint Account refers to the cash or margin Account that has more than one owner. Joint accounts can only be registered to one primary account holder. If multiple account holders register for the Offer then the Bonus Points will be allocated to the primary account holder.
- For members of the same household who open Accounts that include one or more joint Accounts, Bonus Points will be (a) calculated based on the total of Qualifying Assets deposited into the Accounts and (b) paid into the Accounts in proportion to the value of the Qualifying Assets deposited into each of the Accounts.
- Qualifying Assets will be measured according to the combined value of Canadian and U.S. denominated assets deposited in that currency component of an Account(s). U.S. dollar balances will be converted into Canadian dollars to determine eligibility.
- Interest, dividends, standard market fluctuations, and Account fees will be excluded from calculations used to determine if an Account qualifies for the awards.
Canada
US
