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Students, kickstart your investment journey with TD Easy Trade™ and get $100!
Open a new TD Easy Trade account and get $100 when you deposit $1000 or more. Conditions apply. Offer ends November 2, 2026.
Investing for Students Made Simple
Investing is buying assets that can potentially grow in value over time, such as stocks and funds. TD Direct Investing and TD Easy Trade™ have what you need to help you reach your goals—from simple tools and easy-to-use platforms to a variety of investment accounts and assets.
International students, you can start investing too. Check out our New to Canada page for eligibility details and more.
Why start early?
Investing isn’t about having a lot—it’s about starting early.
Imagine investing $50 every two weeks, assuming an annual rate of return of 6%, your money could grow to almost $50,000 after 20 years.
Ready to invest on your own?
We offer two self-directed investing services to help you move toward your goals. TD Easy Trade™ lets you invest your way, right away, at a low cost. New to investing? Learn step-by-step – no pressure, just progress. TD Direct Investing lets you enjoy full control of your investments with access to advanced tools and resources.
Which service is right for you?
Pick your path
We offer tools, platforms, and resources to support where you are in your investing journey and help you grow from there. Choose a path based on your comfort level and goals.
Not ready to invest on your own? A personal banker can help.
Learn to invest with tools that build skills
Frequently asked questions
Absolutely! International students can invest through TD Direct Investing by opening a cash account only. They'll have access to all the platforms and can trade any of the assets offered by TD Direct Investing in Canadian and U.S. currencies. International students, learn what you need to get started.
First, choose how you want to invest. You can go for TD Direct Investing, which offers flexible options, advanced platforms, and powerful tools. Or start with TD Easy Trade™, a low-cost way to ease into investing with prebuilt portfolios.
Then open the account that supports your goals, whether it's a large purchase, a first home, or retirement. Each account is tailored to help you reach them.
Once you've opened your account, you can invest in stocks, Exchange-Traded Funds (ETFs), and other assets.
To learn more about this subject, check out How to invest your money.
Yes. As a student, once you meet the eligibility requirements to open an investing account, you can invest in the stock market. However, each account has its own set of rules, so be sure you familiarize yourself with them before you start investing.
Partial (fractional) share trading gives you access to higher-priced stocks and TD ETFs for any amount you want to invest. Partial shares mirror the performance of a full share.
You can trade partial shares if you have a TD Direct Investing or TD Easy Trade account. No additional action is needed to enable fractional trading. If a stock or ETF is eligible for partial share trading, you will see an icon on the Buy & Sell page. You can enter buy orders using either dollar amount or share quantity.
By Dollar Amount
Enter the dollar amount you want to invest, and the calculator will estimate the number of shares you can buy, including fractions up to 5 decimal places.
By Share Quantity
Enter the share quantity (up to 5 decimal places) you want to purchase, and the calculator will estimate the dollar amount you'll spend.
Don't have an account yet? You can apply for a TD Direct Investing or TD Easy Trade account online.
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†These select ETFs are available commission-free for digital trades only to all TD Direct Investing clients, which includes clients using, Webbroker, the TD app, Advanced dashboard (desktop and mobile) and the TD Active Trader platform ( desktop and mobile). Not applicable for trades placed on TD Easy Trade.
TD Easy Trade™ is a service of TD Direct Investing, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
TD Direct Investing, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
TD Wealth Commitment to Accessibility and Multi-Year Accessibility Plan
This TD Wealth Commitment to Accessibility and Multi-Year Accessibility Plan (the "Plan") applies to TD Waterhouse Insurance Services Inc. and TD Waterhouse Canada Inc., including its divisions, TD Direct Investing (including TD Easy Trade™, which is a service of TD Direct Investing), TD Wealth Financial Planning (including TD Wealth Financial Planning Direct, which is a service of TD Wealth Financial Planning) and TD Wealth Private Investment Advice (collectively, "TD Wealth").
Commitment to Accessibility
TD Wealth is committed to ensuring that every employee and client receives equitable treatment with respect to employment and services, without discrimination, and receives accommodation in compliance with legal and regulatory requirements.
Through progressive policies, communication and training, accommodation measures and recruitment practices, TD Wealth strives to provide a fully inclusive, barrier-free environment.
TD Wealth is dedicated to creating a welcoming, fair, and inclusive environment for TD Wealth clients and employees.
Our Plan is aligned with the TD Bank Group Accessibility Policy (Canada).
Additional information is available on the Accessibility at TD: Meeting Customer Needs website.
TD Wealth Multi-year Accessibility Plan 2025-2030
TD Wealth has established this Plan which outlines our strategy to prevent and remove barriers to meeting the accessibility needs of people with disabilities. The Plan is reviewed and updated at least once every five years.
The Plan is available in an accessible format upon request.
Accessibility Policies
Diversity and inclusiveness play a big part in TD Wealth's corporate responsibility model. TD Wealth is committed to being a welcoming place for all our clients and employees. Although TD Wealth has implemented policies and processes relating to accessibility for our clients and employees, we are committed to reviewing these policies and enhancing them as circumstances evolve.
The TD Wealth Accessibility Policy (Canada) is available upon request and can be made available in an accessible format.
Communicating with people with disabilities and Accessible Formats
TD Wealth is committed to creating, providing and receiving information and communications with people with disabilities in ways that consider their disability.
TD Wealth is committed to providing clients with the choice of document format that best suits the client's needs.
Upon request, clients can receive documentation in formats designed for the visually impaired. These alternative formats include, but are not limited to, braille, large format and audio recording.
TD Wealth will record the format preference and send future documentation or communication in the format desired on a best effort basis.
Assistive Devices
TD Wealth is committed to serving people with disabilities who use assistive devices to obtain or use our products and services.
TD Wealth provides training for all employees regarding the availability of assistive devices and how they may access information about assistive technologies.
Use of service animals and support persons
People with disabilities may bring a service animal onto public TD Wealth premises. TD Wealth provides training for all employees, contractors, volunteers, and others who represent TD Wealth regarding how to interact with people with disabilities who are accompanied by a service animal.
Any person with a disability who is accompanied by a support person (e.g. sign language interpreter, attendant, etc.) will be allowed to enter TD Wealth premises that are open to the public with their support person. At no time will a person with a disability be prevented from accessing their support person while on TD Wealth premises.
In situations where TD Wealth has obligations under privacy laws or has issues of confidentiality, a support person may be requested to agree to the requirements of service just as the person with the disability does.
When support persons are required for meetings, consultations, or other events, we will work together with the person with the disability to meet their needs.
Feedback process
If you have feedback on our accessibility efforts or would like to request a copy of the Policy or the Plan, please contact us:
Mailing address: Accessibility at TD, Accessibility Office, P.O. Box 1, Toronto-Dominion Centre, Toronto, Ontario M5K 1A2
Toll-Free: 1-833-316-3554
Teletypewriter (TTY): 1-800-361-1180
Video Relay Service: 1-844-229-0787 (ASL)
Email: accessibility@td.com
Any complaints received via feedback will be reviewed and addressed in accordance with TD Wealth complaint handling protocols.
TD Wealth will continue to ensure that our process for receiving and responding to feedback is accessible to people with disabilities by providing, or arranging for the provision of, accessible formats and communication supports, upon request.
Accessible Websites and Web Content
TD Wealth will make websites and web content accessible to people with disabilities by conforming to the international standards of the World Wide Web Consortium Web Content Accessibility Guidelines (WCAG).
TD Wealth websites and web content will be compliant with the expectations and timelines under applicable legal and regulatory requirements.
Temporary disruptions
In the event of a planned or unexpected disruption in facilities or services, TD Wealth will provide information about the reason for the disruption, how long it is expected to last, and a description of any alternative facilities or services available (where applicable).
Training
TD Wealth will provide accessibility training focused on the provision of products and services to our clients.
Training will also be provided to employees involved in the development of policies, practices, and procedures regarding the provision of products and services.
Training will be provided to each person as soon as possible after they are assigned applicable duties.
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TD Direct Investing |
TD Easy Trade™ |
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Available accounts |
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Investment products |
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Recommend for |
New and experienced investors |
New investors |
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Support options |
Phone In app and online |
Phone In app |
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Balance to start |
No minimum |
No minimum |
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Trading platforms |
Mobile: TD App (must have a WebBroker account to use) TD Active Trader App
Web Browser/Desktop: Advanced Dashboard TD Active Trader WebBroker
Other: Telephone support services |
Mobile: TD Easy Trade App
Web Browser/Desktop: N/A |
The offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. All offers are contingent on satisfying the criteria outlined in the respective offer terms and conditions.
Calculating the $560 TD Student Banking Package Valuation
◊ The up to $560 value is based on the combined total value of:
- $125 Cash Offer when you start by opening a new TD Student Chequing Account ∑ AND
Complete any two of the following with your new TD Student Chequing Account before July 31, 2026
1. Set up and receive a recurring direct deposit from your employer or the Government.
2. Set up Autodeposit for Interac e-Transfer® and send or receive one e-Transfer of at least $50∑, ∏
3. Make an online purchase using your TD Access Card with Visa* Debit.
4. Set-up a Pre-Authorized Transfer Service or Simply Save Service to an eligible TD Savings Account
- Up to $100 in Cash Back Dollars when you open a new TD Cash Back Visa* Card by May 4, 2026.Δ Conditions apply.^, Δ Eligible for students only.
- □ Students who open a NEW TD Direct Investing account can get up to $250 in value in their first year. This includes a $50 cash reward, up to 10 commission-free trades (up to $9.99 per trade), and a rebate on maintenance fees for the first year (up to $100). After that, students under 26 can receive a 50% commission rebate on trades.
- Ω $60 in savings with no monthly fee annually for the TD Monthly Plan Overdraft Protection service set up on your new TD Student Chequing Account (regular $5 monthly fee for Monthly Plan Overdraft Protection). Effective August 7, 2025, there are no MODP fees for Quebec accounts.
- β Get a $25 Uber Gift Card if you: (a) open a new TD Student Chequing Account and complete the qualifying criteria for TD Student Chequing Account $125 Cash Offer by July 31, 2026∑; (b) Open an eligible Credit Card by May 4, 2026 and meet the qualifying conditions in accordance with the $25 Uber Gift Card Offer β by July 31, 2026. Keep both the new TD Student Chequing Account & Credit Card open and active for 5 months post account opening.
TD Student Chequing Account Offer
∑ The $125 Cash Offer is available to full-time post-secondary students enrolled in an accredited university or college in Canada or elsewhere, who are Canadian residents that do not have an existing TD chequing account, that are the age of majority at time of account opening in their province or territory of residence. We reserve the right to limit the number of accounts opened and the number of cash offers by any one person. Your account must be open, active and in good standing at the time the cash offer is deposited. Please allow 12 weeks after the conditions have been met for fulfillment.
∏ Open a new TD Student Chequing Account between November 6, 2025 and May 4, 2026 (the “New Account”) and complete any two of the following with the New Account before July 31, 2026:
i) Set up and receive a recurring Direct Deposit from your employer or the Government with the first deposit posted to the New Account by July 31, 2026. The Direct Deposit must occur either weekly, biweekly, monthly or twice per month. Whether or not a recurring Direct Deposit is acceptable for this offer is subject to our approval.
ii) Set up Auto deposit for Interac e-Transfer® and send or receive one e-Transfer of at least $50 by July 31, 2026;
iii) Make an online purchase using your TD Access Card with Visa*Debit by July 31, 2026. Regular transaction fees may apply, see About Our Accounts and Related Services for more information.
iv) Set-up a recurring Pre-authorized Transfer Service or Simply Save Service from the New Account to a TD Every Day Savings Account or TD ePremium Savings Account by July 31, 2026. Recurring Pre-authorized Transfer can be daily, weekly, bi-weekly, monthly. Simply Save can be daily, weekly or bi-weekly of any amount between $0.50 to $5.00;
For more information about transactions and a complete list of account fees and Overdraft Protection Service Fees, see About Our Accounts and Related Services.
The following are not eligible for the $125 Cash Offer:
(i) Customers who already have a TD Chequing account that was closed on or after November 6, 2024; or
(ii) Individuals who received any chequing account offer from TD from 2023 to 2025; or
(iii) TD staff members or a joint account with a TD staff member.
For any New Account that is a joint account, at least one account holder on the New Account must meet the eligibility requirements. Limit of one $125 Cash Offer per customer, per New Account. The $125 Cash Offer will be deposited to the New Account within 12 weeks after all conditions have been met, provided that the New Account is still open, in good standing, with all conditions continuing to be met. We can change, extend or withdraw the $125 Cash Offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply.
TD Cash Back Visa* Card Student Offer
Δ Annual interest rates, fees and features are current as of November 5, 2025 unless otherwise indicated and subject to change.
Limited Time Offer ("Offer"): This Offer starts on November 6, 2025 and ends May 4, 2026 (the "Offer Period") and is only available to those student Cardholders of a new TD Cash Back Visa* Card ("Account"). Account must be opened by May 4, 2026:
Earn $100 in Cash Back Dollars when you spend $1,000+ in the first 3 months; applied to your Cash Back Dollar balance after the 3 months as a one-time payout. Conditions apply.^, Δ
You must keep your Account open, active and in Good Standing during the Offer Period and at the time the Cash Back Dollars are applied to your Account. To earn $100 Cash Back Dollars to the TD Cash Back Visa* Card, you must make $1000 in Purchases on your account within 90 days of Account opening ("First 3 Months"). Cash Back Dollars can be redeemed to help pay down your account balance.
Offer may be changed, withdrawn (excluding Quebec) or extended at any time and cannot be combined with any other offer unless otherwise indicated. Please allow 8 weeks after the conditions of the Offer are fulfilled for the Cash Back Dollars to be awarded to your Account. This Offer is not available to customers who (1) have activated a TD Cash Back Visa* Card Account prior to the Offer Period, (2) transfer their existing TD Credit Card into a TD Cash Back Visa* Card Account, or (3) customers who have closed any TD Credit Card within the last 12 months.
We reserve the right to limit the number of Accounts opened by and the number of Cash Back Dollars awarded to any one person. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any Cash Back Dollars not yet awarded.
This Offer is only available to (1) full-time post-secondary students enrolled in an accredited university or college in Canada or elsewhere, (2) who are Canadian residents, (3) do not have an existing TD Credit Card account and (4) who have listed 'Student' as their Occupation on their application for the TD Cash Back Visa* Card.
See your Disclosure Statement and Cardholder Agreement for more details on annual interest rates, including how we charge interest and apply payments to Purchases.
^ Please see the “TD Cash Back Program Terms and Conditions” section of the TD Cash Back Visa Cardholder Agreement available at www.tdcanadatrust.com/products-services/banking/credit-cards/agreements.jsp.
TD Direct Investing Account Student Exclusive Offer
□ Students who open a NEW TD Direct Investing account can get up to $250 in value in their first year. This includes a $50 cash reward, up to 10 commission-free trades (up to $9.99 per trade), and a rebate on maintenance fees for the first year (up to $100). After that, students under 26 can receive a 50% commission rebate on trades. The offer is open to Canadian residents who are at least the legal age in their province and are 25 or younger when they apply. It runs from November 6, 2025, to May 4, 2026. Please check the full terms and conditions for details.
Eligibility: Open a new TD Direct Investing account by May 4, 2026, and maintain a TD Student Chequing account. This offer applies to individuals aged 25 years or younger at the time of application.
Eligible "Account(s)" for the Direct Investing Student Offer:
- Cash (Single account holder)
- Tax-Free Savings Account (TFSA) 1
- First Home Savings Account (FHSA)1
- Registered Retirement Savings Plan (RRSP)1
- Margin
- International Students are only eligible for a Cash Account (single)
Account(s) not eligible for the Offer:
- Any non-personal accounts
- Registered Education Savings Plan (RESP)2
- Self-Directed Locked-In Retirement Accounts (LIRA)1
- Self-Directed Locked-In Retirement Savings Plan (LRSP)3
- Retirement Income Fund (RIFs)1
- Life Income Fund (LIF)1
- Registered Disability Savings Plan (RDSP)1
- TD Easy Trade™ is not eligible for this offer.
To be eligible for the Offer, a client must:
- Open a new TD Direct Investing account.
- Open a new or maintain an existing TD Student Chequing account.
- Initiate funding within 30 days of opening.
- Be the age of majority in their province or territory at time of account opening.
- Be a legal resident of Canada.
- Meet the requirements below.
How to Qualify for the Offer:
1. Open a new TD Direct Investing account by May 4, 2026.
- This offer may not be combined with any other TD Direct Investing promotions. No promo code is required (promo field must be left blank).
2. To qualify for the Cash reward, initiate a transfer of $1,000 or more in investable assets or cash from one or more financial institution(s) that are unassociated with TD Bank Group ("Qualifying Assets") to the new eligible account(s) by May 31, 2026.
- Transfers originating from TD Direct Investing, TD Easy Trade, TD Wealth Financial Planning, TD Wealth Financial Planning Direct, TD Wealth Private Investment Advice, TD Wealth Private Investment Counsel, TD Wealth Private Banking, and TD Wealth Private Trust accounts are not included in the Qualifying Assets.
- Transfers of mutual funds or Guaranteed Investment Certificates originating from TD Canada Trust accounts are not included in the Qualifying Assets.
- Qualifying Assets will be measured according to the combined value of Canadian and U.S. denominated assets deposited in that currency component of a new account. USD balances will be converted into CAD to determine eligibility.
- Where a client opens multiple new accounts, the Qualifying Assets will be calculated by combining the value of the assets transferred into the new accounts.
3. To receive commission trade rebates, clients must make their first 10 eligible trades in a new account within 12 months of opening. Rebates (up to $9.99 per trade) apply only to self-serve online full or partial share trades; phone trades with an Investment Representative are excluded. Up to 10 commission rebates cover Canadian and U.S. equity, ETF, and option trades with commission charges. For options, only the flat commission is rebated; per-contract fees still apply. Fixed income, mutual funds, trades outside U.S./Canada markets, and new issues do not qualify for this offer.
4. A 50% rebate on subsequent commission trading fees will be applied following the completion of the first 10 commission trades or after 12 months from opening a TD Direct Investing account, whichever occurs first. This discount is available only for self-serve full and partial share trades executed electronically. Eligibility for rebates ends when the client becomes 26 years of age.
5. Maintenance fees charged to the account will be rebated on a quarterly calendar basis during the first 12 months after the account is opened.
6. If the client turns 26 within the first year, rebate promotions stay active until the end of that 12-month period.
7. To remain eligible for all discounts on the TD Direct Investing account, clients must maintain a TD Student Chequing account in good standing and be 25 years of age or younger.
Clients requiring assistance to register or otherwise apply for this Offer should ask for assistance at a TD Canada Trust branch or contact an Investment Representative at 1-800-465-5463.
Additional Terms & Conditions:
- To receive the reward, a client must keep the account in good standing until the offer payout date. Good standing requires account to not go into a debit position or into a margin call. Debit positions on margin accounts are acceptable.
- TD Direct Investing account must be linked to the profile within the retail banking division of The Toronto-Dominion Bank (TD Canada Trust). The option to link may be changed anytime by contacting TD Direct Investing.
- Employees of TD Bank Group are not eligible for this offer.
- This offer is not transferable.
- The offer, rebates and discounts may be changed, extended, or withdrawn at any time without notice.
- This offer cannot be used in conjunction with any other TD Direct Investing offer.
- Assets that have previously qualified for or received rewards under any prior promotional offer will not be included in Qualifying Assets for the purpose of calculating the reward. This includes assets that are transferred out and subsequently transferred back in within the past 12 months.
- TD Direct Investing reserves the right to refuse the provision of any rewards and benefits under this Offer if it determines you have violated the terms as set out above.
- Investable assets exclude any securities that are restricted, subject to a cease trade order or that are non-listed and without independent evidence of current value acceptable to TD Direct Investing.
- Where a client transfers assets into multiple accounts, the Qualifying Assets will be calculated by combining the value of the assets transferred into the accounts.
- Qualifying Assets will be measured according to the combined value of Canadian and U.S. denominated assets deposited in that currency component of an account(s). U.S. dollar balances will be converted into Canadian dollars to determine eligibility.
- There may be tax implications associated with the cash reward. Clients may wish to consult with their personal tax advisor for more information. For registered plans, the cash reward is paid directly to the plan and is not considered a contribution.
- Interest, dividends, standard market fluctuations, and account fees will be excluded from calculations used to determine if an account qualifies for the reward.
- Commission fees will be rebated to the new accounts which were charged the commission on a first in first out basis from the date the account is opened.
- Terms of Offer Payment:
§ The cash reward will be paid in CAD to the eligible client’s account by July 15, 2026. If Qualifying Assets are transferred to one account, the full reward goes there; if transferred to multiple accounts, the reward is divided proportionally based on the value transferred into each.
- Terms of trading fee rebates:
§ Up to 10 full or partial share trade commissions will be rebated (up to $9.99) and subsequent trades will be rebated at a discount of 50%. Only self-serve trades completed electronically are eligible. Please review our Fees & Pricing information available on our website.
§ TD Direct Investing applies commission rebates for eligible trades to new accounts by the last business day of each month, beginning the month after account opening. If the last day falls on a holiday, rebates are processed within the following two business days.
- Terms of Maintenance Fee rebates:
Should a quarterly maintenance fee be applied to the account, the fee will be reimbursed on a quarterly calendar basis (up to $25 per quarter) during the first year following the account opening.
Monthly Overdraft Protection Service Saving on the TD Student Chequing Account
Ω Save $60 in 12 months with no monthly fee for the TD Monthly Plan Overdraft Protection service set up on a New Account (regular $5 monthly fee for Monthly Plan Overdraft Protection).
For more information about transactions and a complete list of account fees and Overdraft Protection Service Fees, see About Our Accounts and Related Services.
Effective August 7, 2025, there are no MODP fees for Quebec accounts.
Uber Gift Card Offer
β Customers must provide a valid email address and accept the offer by the date presented in the email confirming qualification to receive the Uber Gift Card offer.
The Uber gift card will be electronically issued and emailed to the email provided to the bank advisor at a branch during the time of the New Account opening and provided all conditions have been met. The Uber Gift Card is subject to the restrictions set out in the terms and conditions available at uber.com/legal/gift-cards/en-ca and may be subject to change from time to time. TD is not responsible if a gift card is not honored for any reason, including if the third-party merchant issuing the gift card becomes insolvent or bankrupt. We reserve the right to limit the number of accounts opened and the number Uber Gift Cards awarded by any one person.
Your TD account must be open, active and in good standing at the time the Uber Gift Card is issued. Please allow 12 weeks after the conditions have been met for fulfillment of the Uber Gift Card.
To earn the limited-time Uber Gift Card offer, you must complete both conditions below:
1) Open a New Account between November 6, 2025, and May 4, 2026 and complete any two of the following with the New Account before July 31, 2026:
(i) Set up a recurring Direct Deposit from your employer or the Government with the first deposit posted to the New Account by July 31, 2026. The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month. Whether or not a Recurring Direct Deposit is acceptable for this offer is subject to our approval;
(ii) Set up Autodeposit for Interac e-Transfer® and send or receive one e-Transfer of at least $50 by July 31, 2026;
(iii) Make an online purchase using your TD Access Card with Visa* Debit by July 31, 2026. Regular transaction fees may apply, see About Our Accounts and Related Services for more information;
(iv) Set-up a recurring Pre-authorized Transfer Service or Simply Save Service from the New Account to a TD Every Day Savings Account or TD ePremium Savings by July 31, 2026. Recurring Pre-authorized Transfer can be daily, weekly, bi-weekly, monthly. Simply Save can be daily, weekly, or bi-weekly of any amount between $0.50 to $5.00; or
2) Apply for a new TD Cash Back Visa* Card, (a "new TD Credit Card") by May 4, 2026 and be approved and activate it by July 31, 2026. Your new TD Credit Card must be open, active and in Good Standing at the time the Uber Gift Card is issued.
Accept the offer by the date presented in the email, confirming qualification to receive the Uber Gift Card.
Customers who are a Primary Cardholder of a Personal TD Credit Card as of November 6, 2025, will not receive this offer. This offer is not available to customers who closed a Personal TD Credit Card account in the last 6 months.
Offer may be changed, withdrawn (excluding Quebec), or extended at any time and cannot be combined with any other offer unless otherwise indicated.
By using this gift card, you accept the following terms and conditions: This card is redeemable via the Uber® and Uber Eats app within Canada. The card is non-reloadable and, except where required by law, cannot be
redeemed for cash, refunded, or returned. You may be required to add a secondary payment method to use this gift card with the Uber or Uber Eats app. The card is not redeemable outside Canada. Issuer is not responsible for lost or stolen cards, or unauthorized use. This card is issued by Uber B.V. For balance, full terms and conditions and customer service, visit uber.com/legal/gift-cards/en-ca.
1Refers to the TD Waterhouse Self-Directed Retirement Savings Plan, TD Waterhouse Tax-Free Savings Account, TD Waterhouse Self-Directed Locked-In Retirement Account, TD Waterhouse Self-Directed Retirement Income Fund, TD Waterhouse Self-Directed Life Income Fund, TD Waterhouse Registered Disability Savings Plan, and the TD Waterhouse Self-Directed First Home Savings Account.
2Refers to the TD Securities Inc. Self-Directed Education Savings Plan (RESP)
3Refers to the TD Waterhouse Self-Directed LRSP (Locked-in Retirement Savings Account) under Federal pension legislation.
TD Direct Investing, TD Wealth Financial Planning and TD Wealth Private Investment Advice are divisions of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
TD Easy Trade™ is a service of TD Direct Investing, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
TD Wealth Financial Planning Direct is a service offering from TD Wealth Financial Planning, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
TD Wealth Private Banking services are offered by The Toronto-Dominion Bank.
TD Wealth Private Trust services are offered by The Canada Trust Company.
TD Bank Group means The Toronto-Dominion Bank and its affiliates, who provide deposit, investment, loan, securities, trust, insurance and other products or services.
®The TD logo and other TD trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.
Visa* is a registered trademark of Visa International Service Association, used under license.
Interac® e-Transfer is a registered trademark of Interac Corp. Used under license.
F26 Students Summer Offer T&Cs
The offers within the TD Student Banking Package may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. All amounts are in Canadian dollars unless otherwise noted.
Ω Students qualifying for the offers within the TD Student Banking Package (an "Eligible Student") must:
- Be eligible to obtain a TD Student Chequing Account or be a full-time post-secondary student enrolled in an accredited university or college in Canada or elsewhere;
- Be a Canadian resident;
- Be age of majority in their province or territory of residence; and
- Satisfy the eligibility and criteria outlined in the respective offer terms and conditions.
Calculating the $475 TD Student Banking Package Valuation
◊ The up to $475 value is based on the combined total value of:
- $150 Cash Offer when you start by opening a new TD Student Chequing Account ∑ AND Complete any two of the following with your new TD Student Chequing Account before January 2, 2027
- Set up and receive a recurring direct deposit from your employer or the Government.
- Send or receive one e-Transfer of at least $40∑, ∏
- Make an online purchase using your TD Access Card with Visa* Debit.
- Set-up a Pre-Authorized Transfer Service or Simply Save Service ("Service") to an eligible TD Savings Account. The first transaction for either Service should be processed within 30 days of the New Chequing Account opening.
- Student Exclusive Credit Card offers:
- Earn $125 in Cash Back Dollars when you spend $1000+ in the first 3 months on your new TD Cash Back Visa* Card applied to your Cash Back dollar balance; after the 3 months as a one-time payout. Conditions apply.^, Δ; or
- Earn 37,880 TD Rewards Points (a value of $125 on Amazon.ca1) when you spend $1000+ in the first 3 months on your new TD Rewards Visa* Card; after the 3 months as a one-time payout.
- β Student Exclusive Bundle Offer: Earn $100 in cash when a New Student Chequing Account customer (as defined in the TD Student Chequing Account Offer) opens a new TD Every Day Savings Account, TD GrowthTM Savings Account, or TD ePremium Savings Account (each a "New Savings Account") AND applies, is approved for, and opens a new TD Credit Card in accordance with the Student Exclusive Bundle Offer below. β
- □ TD Easy Trade™ Student Offer: Students who open a New TD Easy Trade account and transfer $1,000 in cash or investable assets from another Canadian financial institution(s) outside of TD Bank Group and/or cash from a TD Canada Trust Chequing Account ("Qualifying Assets"), can receive a $100 cash Reward.
Additional Student benefit: µ TD Savings Account Offer – Earn 4% Bonus Interest Rate for 90 Days on deposits in a new eligible TD Savings Account – on any balances up to $1,000,000.00.
TD Student Chequing Account Offer ∏ Eligible Students can obtain $150 cash (the "Chequing Offer") by opening a new TD Student Chequing Account between June 30, 2026 and November 2, 2026 (the “New Account”) and completing any two of the following with the New Account:
i) Set up and receive a recurring Direct Deposit from your employer or the Government with the first deposit posted to the New Account by January 2, 2027. The Direct Deposit must occur either weekly, biweekly, monthly or twice per month. Whether or not a recurring Direct Deposit is acceptable for this offer is subject to our approval.
ii) Send or receive one e-Transfer of at least $40 by January 2, 2027.
iii) Make an online purchase using your TD Access Card with Visa*Debit by January 2, 2027.
iv) Set-up a Pre-Authorized Transfer Service or Simply Save Service (''Service'') to an eligible TD Savings Account such as TD Every Day Savings Account or TD ePremium Savings Account. Recurring Pre-authorized Transfer or Simply Save can be daily, weekly, bi-weekly, or monthly. The first transaction for either Service should be processed within 30 days of the New Chequing Account opening.
Regular transaction fees may apply, see About Our Accounts and Related Services for more information.
Eligibility Restrictions:
The following are not eligible for the Chequing Offer:
(i) Customers who already have a TD Chequing account (other than a U.S. Dollar Account) that was closed on or after June 30, 2025;
(ii) Customers who received any chequing account offer from TD from 2023 to 2026;
(iii) Customers who are joint with a youth/minor who is under the age of majority in their province/territory; or
(iv) TD staff members or customers with a joint account with a TD staff member.
For any New Account that is a joint account, at least one account holder on the New Account must meet the eligibility requirements.
Fulfillment:
The Chequing Offer will be deposited to the New Account within 12 weeks after all conditions have been met, provided that the New Account is still open, in good standing, with all conditions continuing to be met. Limit of one Chequing Offer per customer, per New Account.
TD Student Savings Account Offer – Earn 4% Bonus Interest Rate for 90 Days
µ Eligible Students can earn an additional 4% Bonus Interest Rate for 90 days on deposits in a new eligible TD Savings Account – on any balances up to $1,000,000.00 (the "Savings Offer"). To qualify, you must:
1) Open a New TD Student Chequing Account
Open a New TD Student Chequing Account between June 30, 2026 and November 2, 2026, and
2) Open a New Savings Account
Open a new TD Every Day Savings Account, TD Growth Savings Account or TD ePremium Savings Account (each a "New Savings Account") by November 2, 2026; and
3) Deposit Funds to Earn an Additional 4% Bonus Interest Rate for 90 Days
The account will earn a Bonus Savings Interest Rate of 4% per annum on any balances up to $1,000,000.00 for 90 days in addition to the current applicable posted interest rate for the selected TD Savings Account. The Bonus Savings Interest Rate will be applied to the New Savings Account commencing no later than 15 business days after the account is opened and will remain in effect for 90 days thereafter (“Promotional Period”).
- The Bonus Savings Interest Rate applies only to funds deposited into the New Savings Account.
- The Bonus Savings Interest Rate is an annual interest rate. It is calculated each day, based on the Daily Closing Balance on that day, and paid monthly.
- After the Promotional Period ends, only the posted interest rate will apply.
- Interest rates may change without notice. For the current posted interest rates, interest calculations, and information about Daily Closing Balance, see About Our Interest Calculations.
Eligibility Restrictions
The Savings Offer is not available to:
- Customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of June 29, 2025;
- Customers who already had a TD Chequing Account (other than a U.S. Dollar Account) that was closed on or after June 30, 2025;
- Customers who open a New Student Chequing Account or TD Savings Account on or after June 30, 2026, but change the account to a type other than the TD Student Chequing Account or a different TD Savings account than the one opened initially before this offer is fulfilled;
- Customers who already have a TD Savings Account as of June 29, 2026;
- Customers who had a TD Savings Account that was closed on or after June 30, 2025;
- Customers who received any TD Savings Account offer from TD in 2023, 2024, 2025, 2026 except the 2026 TD Student Summer Savings offer; or
- TD staff members or any TD customers who have a joint account with a TD staff member.
For any New Savings Account that is a joint account, at least one account holder on the New Savings Account must meet the eligibility requirements.
Fulfillment:
- The Bonus Savings Interest Rate and posted interest rate will be credited separately in the New Savings Account monthly for a period of 90 days, provided that the New Chequing Account and the New Savings Account are still open, in good standing, and all conditions continue to be met at the time of fulfillment. There may be tax implications associated with the Bonus Savings Interest. Customers should consult with their personal tax advisor for more information.
For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.
TD Credit Card Student Offer
Δ Annual interest rates, fees and features are current as of November 5, 2025 unless otherwise indicated and subject to change.
Limited Time Offer ("Offer"): This Offer starts on June 30, 2026 and ends November 2, 2026 (the "Offer Period") and is only available to student cardholders of a new TD Cash Back Visa* Card or TD Rewards Visa* Card ("Account"). Account must be opened by November 2, 2026:
- Earn $125 in Cash Back Dollars when you spend $1000+ in the first 3 months on your new TD Cash Back Visa* Card applied to your Cash Back dollar balance after the 3 months as a one-time payout. Conditions apply.^, Δ
- Earn 37,880 TD Rewards Points (a value of $125 on Amazon.ca1) when you spend $1000+ in the first 3 months on your new TD Rewards Visa* Card; after the 3 months as a one-time payout. Conditions apply.^, Δ
You must keep your Account open, active and in Good Standing during the Offer Period and at the time the Cash Back Dollars or TD Rewards Points are applied to your Account. To earn $125 Cash Back Dollars to the TD Cash Back Visa* Card or 37,880 TD Rewards points to the TD Rewards Visa* Card, you must make $1000 in Purchases on your account within 90 days of Account opening ("First 3 Months"). Cash Back Dollars can be redeemed to help pay down your account balance. TD Rewards Points can be used towards making purchases at Amazon.ca with Amazon Shop with Points.
Offer may be changed, withdrawn (excluding Quebec) or extended at any time and cannot be combined with any other offer unless otherwise indicated. Please allow 8 weeks after the conditions of the Offer are fulfilled for the Cash Back Dollars and TD Rewards points to be awarded to your Account. This Offer is not available to customers who (1) have activated a TD Cash Back Visa* Card Account or a TD Rewards Visa* Card Account prior to the Offer Period, (2) transfer their existing TD Credit Card into a TD Cash Back Visa* Card Account or a TD Rewards Visa* Card Account, or (3) customers who have closed any TD Credit Card within the last 12 months. Any Cash Back Dollars or TD Rewards Points received under this Offer may be reversed after it has been applied if the qualifying purchases are cancelled and/or refunded to the Account.
We reserve the right to limit the number of Accounts opened by and the number of Cash Back Dollars and TD Rewards Points awarded to any one person. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any Cash Back Dollars or TD Rewards Points not yet awarded.
This Offer is only available to (1) full-time post-secondary students enrolled in an accredited university or college in Canada or elsewhere, (2) who are Canadian residents, (3) do not have an existing TD Credit Card account and (4) who have listed 'Student' as their Occupation on their application for the TD Cash Back Visa* Card or TD Rewards Visa* Card.
1 TD Rewards Point is worth $0.0033 towards purchases at Amazon.ca that are eligible for the Shop With Points program. 3 TD Rewards Points minimum redemption.
These are highlights of the Amazon.ca Shop with Points program for TD Rewards points (“SWP for TD”). SWP for TD is provided by Amazon.ca. To use your TD Rewards points to pay for an order at Amazon.ca, your eligible TD credit card must be linked to your Amazon.ca account. For more information, including how to enroll in SWP for TD and terms, conditions and restrictions, visit https://www.amazon.ca/tdrewards.
Amazon.ca is operated by Amazon Services International, Inc. The Toronto-Dominion Bank and its affiliates are not liable or responsible for SWP for TD or any of the services and products offered/provided by Amazon.ca. SWP for TD may be amended or cancelled at any time without notice.
See your Disclosure Statement and Cardholder Agreement for more details on annual interest rates, including how we charge interest and apply payments to Purchases.
Quebec Only
Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder. Maximum of 3 Additional Cardholders on the Account.
(i) Annual Fees: To be charged on the first statement after your first use of the Card, and annually thereafter in the same month.
(ii) Billing Cycle/ Statement period: Can start on any calendar day of the month and can vary in length, although it lasts approximately one month.
(iii) Grace Period: You will benefit from an interest-free grace period of at least 21 days on Purchases if we receive payment in full on the Balance on your current statement by the Payment Due Date. There is no interest-free grace period on Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques).
(iv) Minimum Payment: Your minimum payment is the greater of 5% of your New Balance or $10, plus all past due amounts and any amount that exceeds your credit limit. If the New Balance is less than $10, then the minimum payment is equal to the New Balance.
(v) Example of Interest Charges
Examples of Interest Charges for a 30-Day Billing Cycle |
||||
Annual Interest Rate |
Average Daily Balance |
|||
$100 |
$200 |
$1,000 |
||
Purchases |
21.99% |
$1.81 |
$3.61 |
$18.07 |
Cash Advances |
21.99% |
$1.81 |
$3.61 |
$18.07 |
Purchases – Default Rate |
26.99% |
$2.22 |
$4.44 |
$22.18 |
Cash Advances – Default Rate |
27.99% |
$2.30 |
$4.60 |
$23.01 |
^ Please see the “TD Cash Back Program Terms and Conditions” or "TD Rewards Visa* Card Program Terms & Conditions" section of the TD Cash Back Visa Cardholder Agreement or TD Rewards Visa* Cardholder Agreement available at www.tdcanadatrust.com/products-services/banking/credit-cards/agreements.jsp.
Student Exclusive Bundle Offer
β Eligible Students can earn $100 in cash by bundling a New TD Student Chequing Account, New TD Savings Account, and an eligible new TD Credit Card (the "Bundle Offer"), keeping all accounts open & active for 90 days and completing the required activities within the specified timelines:
1) Open a New TD Student Chequing Account
- Open a New TD Student Chequing Account between June 30, 2026 and November 2, 2026, and
2) Open an eligible New Savings Account and complete one activity
- Open a New Savings Account by November 2, 2026.
- Complete one of the following activities with the New Savings Account, with the first transaction processed within 30 days of opening the New Savings Account:
i. Set up a pre-authorized transfer service. The pre-authorized transfer service must occur either weekly, biweekly, monthly, or twice per month.
ii. Set up Simply Save; and
3) Open an eligible New TD Credit Card
- Apply, be approved for, and open a new TD Cash Back Visa* Card or a TD Rewards Visa* Card (a "New TD Credit Card") by November 2, 2026.
The New TD Credit Card must be kept open, active and in good standing for at least 90 days from the date of opening.
Regular transaction fees may apply, see About Our Accounts and Related Services for more information.
Eligibility Restrictions
The Bundle Offer is not available to:
- Customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of June 29, 2026;
- Customers who had a TD Chequing Account (other than a U.S. Dollar Account) that was closed on or after November 6, 2025;
- Customers who open a New Student Chequing Account or a New TD Savings Account on or after June 30, 2026, but change the account to a type other than the TD Student Chequing Account or a different TD Savings account than the one opened initially before this offer is fulfilled;
- Customers who already have an existing TD Savings Account as of June 29, 2026;
- Customers who had a TD Savings Account that was closed on or after November 6, 2025;
- Customers who received any Savings Account offer from TD from 2023, to 2026, excluding the 2026 TD Student Summer Savings offer ;
- Customers who received any Chequing Account offer from TD from 2023 to 2026, excluding the 2026 TD Student Summer Chequing Account Offer ;
- TD staff members or any TD customers who have a joint account with a TD staff member.
- Customers who are a Primary Cardholder of a personal TD Credit Card as of June 29, 2026.
- Customers who have activated and/or closed a personal TD Credit Card account in the past 6 months.
For any New Savings Account or New Student Chequing Account that is a joint account, at least one account holder must meet the eligibility requirements
Fulfillment:
The Bundle Offer will be deposited to the New Student Chequing Account within 12 weeks after all required conditions have been met, provided that the New Student Chequing Account, the New Savings Account, and New TD Credit Card are still open, in good standing, and all conditions continue to be met at the time of fulfillment. Limit of one Bundle Offer per customer.
TD Easy Trade™ Student Offer
Students who open a New TD Easy Trade account and transfer $1,000 in cash or investable assets from another Canadian financial institution(s) outside of TD Bank Group and/or cash from a TD Canada Trust Chequing Account ("Qualifying Assets"), can receive a $100 cash Reward (the "Reward").
Eligibility
Eligible "Accounts" for the cash reward:
- Cash
- Tax-Free Savings Account (TFSA)1
- First Home Savings Account (FHSA)1
- Registered Retirement Savings Plan (RRSP)1
Non-eligible Accounts for the Offer
- Any account type not offered by TD Easy Trade
How do I know if I am eligible for the Offer?
- You're a new TD Easy Trade client and are opening a NEW Easy Trade account ("New Account") at the time of participating in the offer.
- You have a new or existing TD Student Chequing Account.
- You're the age of majority in their province or territory and 25 years or younger at the time of submitting your account application.
- You're a permanent legal resident of Canada.
- You'll fulfill the terms and conditions listed below.
Qualifications
How do I qualify for the Offer
- A promo code is NOT required for the TD Easy Trade Student Offer. This Offer may not be combined with any other promotions, except as expressly stated in the terms and conditions of those offers.
- Transfer in $1,000 CAD or more in Qualifying Assets to your Eligible Account(s) – cash or investable assets from another Canadian financial institution(s) outside of TD Bank Group and/or cash from a TD Canada Trust Chequing Account within 60 days of account activation (the "Funding Period").
- Maintain the assets in your Eligible Account(s) for 90 days after the Funding Deadline (the "Holding Period").
- Any withdrawals that occur from the eligible accounts during the Holding Period will be subtracted from the total funding amount ("TFA").
The Reward
How will the cash Reward be calculated?
- The Reward will be calculated on the TFA maintained in the Eligible Account(s) by the end of the Holding Period.
- If you transfer assets into multiple Eligible Accounts, the TFA will be calculated by combining the value of the assets transferred into all of the Eligible Accounts.
- Interest and dividends will not be included in the calculation of the TFA but will be subtracted from the TFA if withdrawn.
- The TFA will be measured according to the combined value of CAD and USD denominated assets deposited to each currency component of an Eligible Account(s). USD balances will be converted into CAD using the exchange rate on the date of deposit to determine eligibility.
How will the cash back Reward be deposited into my account?
- The Reward will be distributed by the end of the month following the Holding Period deadline.
- If you only transfer assets to one account, the total cash back Reward will be deposited into that account.
- If you've transferred assets to multiple accounts, the total cash back Reward will be divided and deposited proportionately into each account based on the amount of assets transferred into each account.
- The Reward amount is $100 CAD only and is paid in CAD to the Canadian component of the account(s).
Key Dates
- Account Activation Period: June 30, 2026 – November 2, 2026
- Funding Period: 60 days starting from the account activation date.
- Holding Period: 90 days starting from the Funding Period Deadline
- You will receive your reward: by the end of the month following the Holding Period Deadline
Sample Scenario:
If an Eligible Account is opened on July 1, 2026, Qualifying Assets must be transferred to the Eligible Account by August 30, 2026 (60 days), and funds must not be withdrawn before November 28, 2026 (90 days). The Cash Reward will be distributed on or before December 31, 2026 (before next month's end).
Additional Details
- To receive the Cash Reward, a client must keep their account(s) in good standing until the Reward payout date. Good standing requires the account(s) to not go into a debit position.
- Assets that have previously qualified for or received Rewards under any prior promotional Offer will not be included in the TFA for the purpose of calculating the Reward. This includes assets that are transferred out and subsequently transferred back in.
- Transfers of mutual funds or Guaranteed Investment Certificates originating from TD Canada Trust accounts will not be counted toward the Qualifying Assets.
- Transfers originating from TD Direct Investing, TD Easy Trade, TD Wealth Financial Planning, TD Wealth Financial Planning Direct, TD Wealth Private Investment Advice, and TD Wealth Private Trust accounts are not included in the Qualifying Assets.
- Employees of TD Bank Group are not eligible for this offer.
- This Offer may be changed, extended or withdrawn at any time without notice.
- The Offer is not transferable.
- There may be tax implications associated with the cash Reward. Clients may wish to consult with their personal tax advisor for more information. For registered plans, the cash Reward is paid directly to the plan and is not considered a contribution.
- Standard market fluctuations and account fees will be excluded from calculations used to determine if an account qualifies for the Reward.
- TD Direct Investing reserves the right to refuse the provision of any Rewards and benefits under this Offer if it determines you have violated the terms set out above.
Complimentary Uber One Membership and 20% off Uber One offer
∞ These complimentary Uber One monthly membership terms and conditions (“Complimentary Membership Terms”) and the 20% off Uber One membership terms and conditions (“20% Discount Terms”), together with the Terms and Conditions for Renewable Passes and Uber Terms of Use, Privacy Policy, Uber’s Community Guidelines and Uber Cash Purchase Agreement (collectively, the “Uber Terms”) incorporated therein, govern the enrollment and use of the limited time complimentary Uber One monthly membership (which has a current Pass Rate, as such term is defined in the Uber Terms, of $9.99/ month, plus taxes for a standard monthly plan or $4.99/month, plus taxes for an Students monthly plan) of 3 or 6 consecutive months (based on Eligible Card type as shown in the offer presented by Uber) (“Complimentary Membership”) and the 20% discount off the Uber One monthly Pass Rate (the “20% Discount”) offered by Uber Portier Canada Inc. (together with its parent, subsidiaries and affiliates) (collectively, “Uber”). In the event of any conflict between these Complimentary Membership Terms and 20% Discount Terms and the Uber Terms, these Complimentary Membership Terms and 20% Discount Terms shall govern in relation to the subject matter of these Complimentary Membership Terms and 20% Discount Terms contained herein. Subject to the foregoing, any undefined capitalized term used in these Complimentary Membership Terms or 20% Discount Terms will have the meaning set forth in the Uber Terms. Please fully review these Complimentary Membership Terms, 20% Discount Terms and Uber Terms carefully to understand this offer.
Uber will only present Eligible Cardholders with the best available Complimentary Membership based on all Eligible Cards in their Uber Wallet and/or, for Discount Eligible Cardholders (defined below), the 20% Discount offer based on all Discount Eligible Cards in their Uber Wallet.
If an Eligible Cardholder is also a Discount Eligible Cardholder and therefore eligible for both the Complimentary Membership and the 20% Discount offer, Uber will present such Eligible Cardholder/Discount Eligible Cardholder with both offers, and, if they enroll, such Eligible Cardholder/Discount Eligible Cardholder will participate in both the Complimentary Membership and the 20% Discount.
Section 1: Complimentary Membership Terms
- Eligibility
The Complimentary Membership is only available to those individuals (each, an “Eligible Cardholder”) who are (a) primary and additional cardholders of the TD® Aeroplan® Visa Platinum* Card, TD® Aeroplan® Visa Infinite* Card, TD® Aeroplan® Visa* Business Card, TD® Aeroplan® Visa Infinite Privilege* Card, TD Rewards Visa* Card, TD Platinum Travel Visa* Card, TD First Class Travel® Visa Infinite* Card, TD Business Travel Visa* Card, TD Cash Back Visa* Card, TD Cash Back Visa Infinite* Card, TD Business Cash Back Visa* Card, or (b) account holders of a TD Student Chequing Account set as the primary (default) account and accessible through a linked TD Access Card with Visa (each of the cards listed in (a) and (b) are referred to as, an “Eligible Card”), with an Eligible Card account that (i) is open, (ii) has active charging privileges, and (iii) is not lost, stolen, or fraudulent ("in Good Standing") and (b) who do not have an active Uber One membership at the time they receive the Complimentary Membership offer. Eligible Cardholders are only entitled to: (A) enroll in the Complimentary Membership offer one time during the Enrollment Window (defined below); and (B) redeem the Complimentary Membership offer on one Uber account. If an Eligible Card is added to multiple Uber accounts, only the first Uber account to redeem the offer will be entitled to the Complimentary Membership.
If you add a new Eligible Card to your Uber App or Uber Eats App during the Enrollment Window, you will still only have access to one (1) Complimentary Membership per Uber account and the Complimentary Membership offer will still expire at the end of the original Complimentary Membership Benefit Window (defined below) from the date you first enrolled in the Complimentary Membership offer. For avoidance of doubt, Eligible Cards added to an Eligible Cardholder's Uber account through a third party such as Apple Pay or PayPal will not qualify and will not be eligible for the Complimentary Membership offer. This Complimentary Membership offer is only available to persons who are the age of majority (i.e., the age at which a person is legally considered an adult) in the province or territory where they reside. The list of Eligible Cards may be amended at any time without notice.
- Enrollment and Participation
To participate in the Complimentary Membership offer, an Eligible Cardholder of an Eligible Card in Good Standing must enroll (a "Complimentary Participating Cardholder" or "you") any time prior to 11:59 PM ET on April 15, 2029 (the "Enrollment Window"). Attempted enrollment outside the Enrollment Window will not qualify for a Complimentary Membership. Once enrolled in the Complimentary Membership, a Complimentary Participating Cardholder will not be charged the monthly Pass Rate for their Complimentary Membership for 3 or 6 consecutive months (based on Eligible Card type as shown in the Complimentary Membership offer presented by Uber) (the "Complimentary Membership Benefit Window"). To enroll in a Complimentary Membership, an Eligible Cardholder must: (i) download or update to the latest version of the Uber App or Uber Eats App; (ii) once the app is downloaded or updated, the Eligible Cardholder must sign into their existing Uber account or sign up to create a new Uber account; (iii) during the Enrollment Window, add an Eligible Card (or already have an Eligible Card) as a method of payment in their Uber account; (iv) be presented with the Complimentary Membership offer in the Uber App or Uber Eats App; and (v) signify acceptance of the offer by following the activation instructions accompanying the Complimentary Membership offer.
Once these steps are fully completed, an Eligible Cardholder will be enrolled as a Complimentary Participating Cardholder in a Complimentary Membership.
For Eligible Cardholders who have a net new Eligible Card, please allow up to 10 days for the applicable Complimentary Membership offer to be presented to you after you have added your Eligible Card as a method of payment in your Uber account.
For Eligible Cardholders who transfer to an Eligible Card, please allow up to 40 days for the applicable Complimentary Membership to be presented to you in your Uber account.
To use the Complimentary Membership and access its benefits ("Pass Benefits"), the associated Eligible Card must be in Good Standing.
Pass Benefits only apply for eligible deliveries and trips purchased with an Eligible Card. To receive the Pass Benefits, you must use the Eligible Card used to enroll in the Complimentary Membership offer for purchasing eligible deliveries or trips in Canadian cities where Uber Eats or Uber Rides is available. It may take up to 48 hours for the Complimentary Membership to be available for use after enrollment.
If, during their Complimentary Membership Benefit Window, a Complimentary Participating Cardholder transfers their Eligible Card to another Eligible Card, or their Eligible Card expires or is replaced for any reason (e.g., lost, stolen, or damaged), or their Eligible Card details change, their Complimentary Membership will continue for the duration of that Complimentary Membership Benefit Window. If for any reason an Eligible Card must be replaced, the new Eligible Card must be added as a payment method to continue participation in the Complimentary Membership. The Complimentary Membership will still expire at the end of the original Complimentary Membership Benefit Window from the date a Complimentary Participating Cardholder first enrolled in the Complimentary Membership offer. If you choose to opt out of your Complimentary Membership prior to the end of your Complimentary Membership Benefit Window by turning off the auto-renew functionality in the Uber App or Uber Eats App, you will cease participating in the offer and your Complimentary Membership will be canceled at the end of your Complimentary Membership Benefit Window. If you cancel or remove your Eligible Card from your Uber account, but do not cancel your Complimentary Membership, you will be charged the then current Pass Rate (currently $9.99/month plus taxes or $4.99/month, plus taxes for an Students monthly plan) on an active payment method in your Uber Wallet at the end of your Complimentary Membership Benefit Window. If there are no payment methods available, your Uber One subscription will be cancelled at the end of your Complimentary Membership Benefit Window.
- Automatic Monthly Renewal
When you enroll in the Complimentary Membership, you understand that you are subscribing to Uber One, an automatic monthly renewal subscription. Until cancelled, your subscription will automatically renew each month in accordance with the Terms and Conditions for Renewable Passes and you agree that, at the end of your applicable Complimentary Membership Benefit Window, the selected payment method in your Uber App or Uber Eats App will be auto-billed at the then current Pass Rate (currently $9.99/month, plus taxes for a standard monthly plan or $4.99/month, plus taxes for an Students monthly plan) and will continue to be auto-billed at that Pass Rate until you elect to cancel your Renewable Pass. This means that at the end of your applicable Complimentary Membership Benefit Window Uber will collect the then current Pass Rate by charging the selected payment method that Uber has on record in the Uber App or Uber Eats App. Uber will notify you at least 30 days prior to the last day of your Complimentary Membership Benefit Window that your Complimentary Pass will automatically renew on the last day of your Complimentary Membership Benefit Window, unless you take steps to cancel your Complimentary Membership prior to such date in the manner described in the next paragraph.
You may confirm the date of your renewal within the Account Management Hub of the Uber One Pass section in the Uber App or Uber Eats App. If you want to cancel your subscription, you may do so within the Account Management Hub of the Uber One Pass section in the Uber App or Uber Eats App up to 48 hours before your next scheduled payment. If you want to cancel within 48 hours of your next scheduled payment, please contact Uber support.
Section 2: 20% Discount Terms
- Eligibility
The 20% Discount offer entitles a Discount Eligible Cardholder (defined below) of a Discount Eligible Card (defined below) in Good Standing to receive a 20% discount off the current Pass Rate (currently, $9.99/month for a standard monthly plan or $4.99/month, plus taxes for an Students monthly plan) of a monthly Uber One membership until the earlier of the cancellation of the Uber One membership and October 15, 2029 (the "Discount Period"). The 20% Discount offer is only available to those individuals (each, a “Discount Eligible Cardholder”) who are (a) primary and additional cardholders of TD® Aeroplan® Visa Infinite* Card, TD® Aeroplan® Visa* Business Card, TD® Aeroplan® Visa Infinite Privilege* Credit Card, TD First Class Travel® Visa Infinite* Card, TD Business Travel Visa* Card, TD Cash Back Visa Infinite* Card, TD Business Cash Back Visa* Card, or (b) account holders of a TD Student Chequing Account set as the primary (default) account and accessible through a linked TD Access Card with Visa (each of the cards listed in (a) and (b) are referred to as, a “Discount Eligible Card”), with a Discount Eligible Card account that is in Good Standing.
Discount Eligible Cardholders are only entitled to redeem the 20% Discount offer on one Uber account. If a Discount Eligible Card is added to multiple Uber accounts, only the first Uber account to redeem the offer will be entitled to the 20% Discount. The 20% Discount only applies to monthly membership plans. Discount Eligible Cardholders who elect to pay for an Uber One membership at the annual Pass Rate will not be eligible for the 20% Discount.
For avoidance of doubt, Discount Eligible Cards added to a Discount Eligible Cardholder’s Uber account through a third party such as Apple Pay or PayPal will not qualify and will not be eligible for the 20% Discount.
This 20% Discount offer is only available to persons who are the age of majority (i.e., the age at which a person is legally considered an adult) in the province or territory where they reside.
The list of Discount Eligible Cards may be amended at any time without notice.
- Enrollment and Participation
To participate in the 20% Discount offer, a Discount Eligible Cardholder of a Discount Eligible Card in Good Standing must enroll (a “Discount Participating Cardholder or you”) any time during the Enrollment Window. Attempted enrollment outside the Enrollment Window will not qualify for the 20% Discount. Once enrolled in the 20% Discount, a Discount Participating Cardholder will receive an ongoing monthly discount of 20% off the then current Pass Rate (currently $9.99/month, plus taxes for a standard monthly plan or $4.99/month, plus taxes for an Students monthly plan) of a monthly Uber One membership and will continue to receive the 20% discount off the then current Pass Rate of a monthly Uber One membership each month during the Discount Period. For existing Uber One members, your 20% Discount off the then current Pass Rate of a monthly Uber One membership will take effect on your next billing cycle.
To enroll in a 20% Discount offer, a Discount Eligible Cardholder must: (i) download or update to the latest version of the Uber App or Uber Eats App; (ii) once the app is downloaded or updated, the Discount Eligible Cardholder must sign into their existing Uber account or sign up to create a new Uber account; (iii) during the Enrollment Window, add a Discount Eligible Card (or already have a Discount Eligible Card) as a method of payment in their Uber account; (iv) be presented with the 20% Discount offer in the Uber App or Uber Eats App; and (v) signify acceptance of the 20% Discount offer by following the activation instructions accompanying the offer.
For Discount Eligible Cardholders who have a net new Discount Eligible Card, please allow up to 10 days for the 20% Discount offer to be presented to you after you have added your Discount Eligible Card as a method of payment in your Uber account.
For Discount Eligible Cardholders who transfer to a Discount Eligible Card, please allow up to 40 days for the 20% Discount offer to be presented to you in your Uber account.
If you transfer to another Discount Eligible Card or your Discount Eligible Card expires or is replaced, or your card details change, you may need to remove your previous payment card and add your new Discount Eligible Card details to continue enrollment in the 20% Discount. If your payment card details change and you do not update your new Discount Eligible Card details prior to your next billing cycle, you will be unenrolled from the 20% Discount, and you will be charged the then-current Pass Rate (currently, $9.99/month, plus taxes for a standard monthly plan or $4.99/month, plus taxes for Students monthly plan). Once you update your Discount Eligible Card details in the Uber App or Uber Eats App, you will need to re-enroll to continue to receive the 20% Discount.
When the 20% Discount starts applying to a Discount Participating Cardholder's Uber account, Pass Benefits only apply for eligible deliveries and trips purchased with a Discount Eligible Card. To receive the Pass Benefits, you must use the Discount Eligible Card used to enroll in the offer(s) for purchasing eligible deliveries or trips in Canadian cities where Uber Eats or Uber Rides is available. At the time of use, your Discount Eligible Card must be in Good Standing.
- Automatic Monthly Renewal
When you enroll in the 20% Discount offer, you understand that you are subscribing to Uber One, an automatic monthly renewal subscription. Until canceled, your subscription will automatically renew each month in accordance with the Terms and Conditions for Renewable Passes and you agree that, as a Discount Participating Cardholder, the selected payment method in your Uber App or Uber Eats App will be auto-billed at a rate of 20% off the then current Pass Rate (currently $9.99/month for a standard monthly plan or $4.99/month, plus taxes for an Students monthly plan) plus taxes during the Discount Period and thereafter at the full then current regular monthly plan Pass Rate and will continue to be auto-billed at the applicable monthly plan Pass Rate until you elect to cancel your Renewable Membership. This means that Uber will collect the then current Pass Rate of a monthly Uber One membership minus the 20% Discount, plus taxes, during the Discount Period and the then current monthly plan Pass Rate, plus taxes, thereafter by charging the selected Discount Eligible Card as your payment method that Uber has on record in the Uber App or Uber Eats App. Uber will notify you at least 30 days prior to the last day of your Discount Period that your 20% Discount will end and you will thereafter be charged the full then current Pass Rate for a monthly Uber One membership, unless you take steps to cancel your Uber One membership prior to the last day of the Discount Period in the manner described in the next paragraph.
You may confirm the date of your renewal within the Account Management Hub of the Uber One section in the Uber App or Uber Eats App. If you want to cancel your Uber One membership, you may do so within the Account Management Hub of the Uber One section in the Uber App or Uber Eats App up to 48 hours before your next scheduled payment. If you want to cancel within 48 hours of your next scheduled payment, please contact Uber support.
If you cancel your Uber One membership in accordance with the Terms and Conditions for Renewable Passes in the Uber App or Uber Eats App your participation in this 20% Discount offer will cease and your 20% Discount will be canceled at the end of the current month. If you cancel or remove your Discount Eligible Card from your Uber account but do not cancel your Uber One membership, your participation in this 20% Discount offer will cease and your 20% Discount will be canceled at the end of the current month. You will be charged the then current Pass Rate (currently $9.99/month plus taxes for a standard monthly plan or $4.99/month, plus taxes for Students monthly plan) on an active payment method in your Uber Wallet. If there are no payment methods available, your Uber One subscription will be cancelled at the end of the billing cycle.
- Termination
Uber may terminate the 20% Discount at any time by giving you 30 days’ advance notice. Your 20% Discount will be terminated at the end of the 30 days’ notice, and your subscription will automatically renew each month in accordance with the Terms and Conditions for Renewable Passes. In such a case, you agree that, as a Discount Participating Cardholder, the selected payment method in your Uber App or Uber Eats App will be auto-billed at the then current Pass Rate (currently $9.99/month plus taxes for a standard monthly plan or $4.99/month, plus taxes for an Uber One for Students monthly plan) and will continue to be auto-billed at that rate until you elect to cancel your Renewable Membership.
- Section 3: Privacy
By enrolling in either of the Complimentary Membership offer or the 20% Discount offer, you understand that Uber will share personal data with TD about you in order to promote and/or enable the Complimentary Membership offer and/or the 20% Discount offer. The shared data will be protected in accordance with Uber’s Privacy Notice and TD’s Privacy Policy. The sharing will continue as long as you are enrolled in either offer. If you no longer participate in either offer, the sharing of data will stop, except for data relating to eligibility and enrollment status.
- Section 4: General Terms
In this section 4, “Offer Eligible Card” means Eligible Card and Discount Eligible Card.
Unless required by law or otherwise specified, the Complimentary Membership Terms, 20% Discount Terms and the Uber Terms (including the Terms and Conditions for Renewable Passes) are subject to change at any time without notice to you. Neither The Toronto-Dominion Bank nor any of its affiliates has any liability or responsibility for any such changes. Fulfillment of the Complimentary Membership and 20% Discount offers is the sole responsibility of Uber. For purposes of fulfilling these offers, you understand and agree that Uber and the payment card network of the Offer Eligible Cards will share certain information about your Offer Eligible Card, including (but not limited to) the Offer Eligible Card type and updated Offer Eligible Card information and activation status, as may be necessary to confirm your offer eligibility. Any information provided directly by you to Uber or that Uber obtains about you as an Uber user or participant in the Complimentary Membership and/or 20% Discount offer(s) will be subject to Uber’s Privacy Policy and the Uber Terms. Neither The Toronto-Dominion Bank nor any of its affiliates have any liability or responsibility for the products, goods or services offered or made available or purchased using a Complimentary Membership, monthly Uber One membership subject to a 20% Discount or an Uber account.
To learn more about Uber One, please visit the Uber landing page.
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