TD Direct Investing and TD Easy Trade 2025 Summer Offer

^†TD Direct Investing and TD Easy Trade^TM 2025 Summer Offer (the “Offer”)

TD Direct Investing and TD Easy Trade™ clients can earn a $50 cash reward and a 10% deposit match after setting up a Pre-Authorized Deposit ("PAD") or Monthly Contribution Plan ("MCP"). This Offer is available starting August 1, 2025, and ends on September 30, 2025 ("Qualifying Period").

Eligibility: New or existing TD Direct Investing and TD Easy Trade™ clients who open a new account(s) are eligible for the Offer.

Eligible "Account(s)" for the Offer:

Cash (single account holder only)
Margin (single account holder only)
Tax-Free Savings Account (single account holder) (TFSA)¹
Registered Retirement Savings Plan (single account holder) (RRSP)¹
Registered Education Savings Plan (single account holder) (RESP)²

Account(s) not eligible for the Offer:

Any non-personal accounts
Joint accounts
Self-Directed Locked-In Retirement Accounts (LIRA)¹
Self-Directed Locked-In Retirement Savings Plan (LRSP)³
Corporate Account
Retirement Income Fund (RIFs)¹
Life Income Fund (LIF)¹
Registered Disability Savings Plan (RDSP)¹
First Home Savings Account (FHSA)¹

To be eligible for the Offer, a client must:

Open a new TD Direct Investing or TD Easy Trade™ account.
Fund within 30 days of new Account(s) open date.
Be the age of majority in their province or territory by September 30, 2025.
Be a legal resident of Canada.
Meet the requirements below.

How to Qualify for the $50 Reward:

1. Open a new Account(s) using the promo code SUMMER2025 or ETE2025 by September 30, 2025.

a. If an Account is opened in branch or over the phone, clients must request that a TD Representative register the client for the Offer using the promo code.

2. Transfer $1,000 or more in investable assets or cash from a TD Canada Trust (TDCT) account or one or more other financial institution(s) ("Qualifying Assets") within 30 days of opening the new Account(s).

a. Transfers originating from TD Direct Investing, TD Easy Trade™, TD Wealth Financial Planning, TD Wealth Financial Planning Direct, TD Wealth Private Investment Advice, TD Wealth Private Investment Counsel, TD Wealth Private Banking, and TD Wealth Private Trust accounts are not included in the Qualifying Assets.

b. Transfers of mutual funds or Guaranteed Investment Certificates originating from TD Canada Trust accounts are not included in the Qualifying Assets.

c. Assets transferred into the Account(s) after the funding deadline will not form part of the Qualifying Assets.

d. The market value of investable assets at the time of deposit will be used to determine the Qualifying Assets.

3. Set up at least one PAD/MCP in the new Account(s) by September 30, 2025. The minimum PAD/MCP must be $50 per month.

4. Receive a $50 cash reward for setting up the PAD/MCP by November 15^th 2025.

a. The maximum reward a client can receive is $50 cash.

b. Where the client's Qualifying Assets are transferred to only one new Account, the reward will be deposited into that Account. Where a client has opened multiple Accounts that qualify for the reward, the reward will be deposited to the Account with the highest transfer in of Qualifying Assets.

5. Receive the 10% deposit match until September 30, 2026.

a. The PAD/MCP must be ongoing for a minimum of 2 months to receive the 10% match

b. The maximum cumulative match a client can receive is $2,500. If a client reaches the $2,500 maximum before September 30, 2026, no further match will be rewarded.

c. If a client withdraws or transfers out assets equal to or greater than the amount of the PAD/MCP in any of the eligible account types, the 10% match will not be rewarded.

d. If a client sets up a MCP/PADs into multiple various accounts, the MCP/PAD match will be deposited into each respective account. The $2,500 maximum match applies on a client level.

e. If a client chooses to discontinue their PAD/MCP within 2 months of being established, no deposit match will be rewarded. If a client then chooses to reactivate their PAD/MCP, no deposit match will be rewarded.

Key Dates

Offer Registration Deadline: September 30, 2025
Funding Deadline: Within 30 days of opening the new Account(s)
$50 Cash Reward: By October 31, 2025

PAD/MCP 10% Match Reward:

By April 30, 2026: Bulk reward for PAD/MCP deposit made between August 1, 2025 – March 31, 2026.
By October 31, 2026: Bulk reward for PAD/MCP deposits made between April 1, 2026 – September 30, 2026.

Clients requiring assistance to register or otherwise apply for this Offer should contact an Investment Representative at 1-800-465-5463 or ask for assistance at their TD Canada Trust branch.

Further Terms and Conditions:

To receive the reward, a client must keep the Account in good standing until the reward payout date. Good standing requires the Account to not go into a debit position or into a margin call. Debit positions on margin Accounts are acceptable.
Employees of TD Bank Group are eligible for the Offer.
This Offer may be changed, extended, or withdrawn at any time without notice.
Assets that have previously qualified for or received rewards under any prior promotional offer will not be included in Qualifying Assets for the purpose of calculating the reward. This includes assets that are transferred out and subsequently transferred back in within the past 12 months.
TD Direct Investing reserves the right to refuse the provision of any awards and benefits under this Offer if it determines you have violated the terms as set out above.
The Offer is not transferrable.
Investable assets exclude any securities that are restricted, subject to a cease trade order or that are non-listed and without independent evidence of current value acceptable to TD Direct Investing.
Qualifying Assets will be measured according to the combined value of Canadian and U.S. denominated assets deposited in that currency component of an Account(s). U.S. dollar balances will be converted into Canadian dollars to determine eligibility.
There may be tax implications associated with the cash award. Clients may wish to consult with their personal tax advisor for more information. For registered plans, the cash award is paid directly to the plan and is not considered a contribution.
Interest, dividends, standard market fluctuations, and Account fees will be excluded from calculations used to determine if an Account qualifies for the awards.

¹Refers to the TD Waterhouse Self-Directed Retirement Savings Plan, TD Waterhouse Tax-Free Savings Account, TD Waterhouse Self-Directed Locked-In Retirement Account, TD Waterhouse Self-Directed Retirement Income Fund, TD Waterhouse Self-Directed Life Income Fund, TD Waterhouse Registered Disability Savings Plan,and the TD Waterhouse Self-Directed First Home Savings Account.

²Refers to the TD Securities Inc. Self-Directed Education Savings Plan (RESP)

³Refers to the TD Waterhouse Self-Directed LRSP (Locked-in Retirement Savings Account) under Federal pension legislation.

⁴The transfer fee offer is applicable to any new or existing client who opens a new TD Direct Investing account and transfers $25,000 or more in assets to the new account from another financial institution. To qualify, a client must provide evidence of transfer expenses charged by the outgoing financial institution in an account statement that shows the transfer charge. Reimbursement for a transfer that qualifies will be deposited into the new account in the calendar month following completion of the transfer process. Each client is eligible to be reimbursed to a maximum of $150 for each eligible transfer for up to four transfers. A client is defined as a person or people with a grouping of accounts with the same 6-digit identifier, which can be found on account statements.

TD Direct Investing, TD Wealth Financial Planning and TD Wealth Private Investment Advice are divisions of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.

TD Easy Trade™ is a service of TD Direct Investing, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.

TD Wealth Financial Planning Direct is a service offering from TD Wealth Financial Planning, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.

TD Wealth Private Investment Counsel represents the products and services offered by TD Waterhouse Private Investment Counsel Inc., a subsidiary of The Toronto-Dominion Bank.

TD Wealth Private Banking services are offered by The Toronto-Dominion Bank.

Here's how to qualify for the $50 cash reward

Bonus: Receive a 10% contribution match on recurring deposits until September 30, 2026.

Does this offer apply to me?

This offer is available for TD Direct Investing and TD Easy Trade^TM.