What is TD's All-Inclusive Banking Plan?

Experience premium banking benefits with TD's All-Inclusive Banking Plan. Save on monthly fees on your chequing account2, annual fees on select credit cards3, and experience premium banking perks, like a small safety deposit box5 and personalized cheques6, at no extra cost.

What's in it for you?

  • Get monthly fee rebates if you keep $5000 at the end of each day of the month2
  • Annual credit card fee rebate on select TD credit cards3
  • No TD fees at Non-TD ATMs or Foreign ATMs4

Open your TD All-Inclusive Banking Plan in 5 minutes!

Plan Highlights

  • Unlimited transactions1
    No transaction fees no matter how many times you take money out of your account
  • No TD ATM fees 4
    For TD and non-TD ATMs4
  • Additional account benefits
    Enjoy EasyWeb® View Cheque service, and paperless record keeping or online statements
  • Free to send or request money using Interac e-Transfer®
    Pay your friends back or chip in for pizza using Interac e-Transfer®
  • Free premium perks
    Get a small safety deposit box5, certified cheques, money orders, and personalized cheques6 at no additional cost
  • TD Fraud Alerts
    With TD Fraud Alerts, suspicious transactions on your TD Access Card can be blocked and unblocked in real time9

Rebates and Discounts

  • Monthly fee rebate2
    No monthly fee if you have $5,000 or more in your account at the end of each day in the month
  • Credit card fee rebate3
    Annual fee rebated for your choice of one of five select TD Credit Cards
  • Borderless Plan discount
    Rebate of $3.00 U.S. on Borderless Plan monthly fee for customers who also have a TD All-Inclusive Banking Plan account throughout the entire month.

Account Fees

Monthly Fee
Monthly Fee for Seniors (60 or older)
Minimum monthly balance for fee rebate2
Transactions included per month
Interac e-Transfer® transactions
Non-TD ATM Fee (in Canada)4
No additional fee
Foreign ATM Fee (in U.S., Mexico)4
No additional fee
Foreign ATM Fee (in any other foreign country)4
No additional fee
Paper Statement
No fee

Benefits of banking with TD

TD app

The TD app lets you bank and trade securely whenever it's comfortable for you. Learn more.

TD MySpend

Paired with the TD app, use TD MySpend to keep track of your monthly spending and help improve your spending habits. Learn more.

TD Mobile Deposit

Deposit cheques as soon as you receive them so you can spend more time doing the things you want7.Learn more.

Direct Deposit

Access to your paycheque or pension with no holds on your money. Learn more.

Overdraft Protection

You’re covered against temporary cash shortages8Learn more.

Simply Save Program

Automatically help grow your savings every time you use your TD Access Card . Learn more.

Choose one or more bank accounts that works for you

Open one or more of the following, a TD All-Inclusive Banking Plan, a TD ePremium Savings Account, or a TD Borderless Plan, with one application.

TD All-Inclusive Banking Plan & TD ePremium Savings Account

Get the best of both worlds with premium banking benefits and high-interest rate savings.

TD All-Inclusive Banking Plan & TD Borderless Plan

These bank accounts could be a great choice for anyone who travels to the U.S. frequently and is looking for premium banking benefits.

Deposit Insurance

CDIC logo, Deposit protection des dépôts

Your deposits may be insurable by the Canada Deposit Insurance Corporation.

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