What is the TD Unlimited Chequing Account?

Peace of mind comes with unlimited transactions. Enjoy unlimited everyday banking with a TD Unlimited Chequing Account.


What's in it for you:
  • No monthly fee if you maintain $4000 or more in your account at the end of each day of the month2
  • Access to your money at any ATM in Canada with no TD ATM fee3
  • Keep track of your money online or on mobile by using EasyWeb, TD app or the TD MySpend app.

Open the TD Unlimited Chequing Account today! 

Plan Highlights

  • Unlimited transactions1
    No transaction fees no matter how many times you take money out of your account
  • No TD ATM fee to use any ATM in Canada
    Use any ATM in Canada with no TD ATM fee3
  • Monthly fee rebate
    No monthly fee if you have $4,000 or more in your account at the end of each day in the month. Students providing proof of enrollment in full-time post-secondary education receive a $10 discount on the monthly fee and Seniors (60 or older) receive a $5 rebate on the monthly fee.
  • Free to send or request money using Interac e-Transfer®
    Pay your friends back or chip in for pizza using Interac e-Transfer®
  • Credit card fee rebate
    First year annual fee rebated for your choice of one of five select TD credit cards (up to $139)4
  • TD Fraud Alerts
    With TD Fraud Alerts, suspicious transactions on your TD Access Card can be blocked and unblocked in real time8

Account Fees

Monthly Fee
$16.95
Monthly Fee for Seniors (60 or older)
$11.95
Monthly Fee for Students (With proof of enrollment in full-time post-secondary education)
$6.95
Minimum monthly balance for monthly fee2
$4,000
Transactions included per month
Unlimited1
Interac e-Transfer® transactions
Free
Non-TD ATM Fee (in Canada)3
No additional fee
Foreign ATM Fee (in U.S., Mexico)5
$3.00 each
Foreign ATM Fee (in any other foreign country)5
$5.00 each
Paper Statement
$2.00 per month

Benefits of banking with TD

TD app

The TD app lets you bank and trade securely whenever it's comfortable for you. Learn more.

TD MySpend

Paired with the TD app, use TD MySpend to keep track of your monthly spending and help improve your spending habits. Learn more.

TD Mobile Deposit

Deposit cheques as soon as you receive them so you can spend more time doing the things you want 6. Learn more.

Direct Deposit

Access to your paycheque or pension with no holds on your money. Learn more.

Overdraft Protection

You're covered against temporary cash shortages7. Learn more.

Simply Save Program

Automatically help grow your savings every time you use your TD Access Card. Learn more.

Choose one or more bank accounts that work for you

Open one or more of the following, a TD Unlimited Chequing Account, a TD Every Day Savings Account or a TD ePremium Savings Account at the same time, with one application.

TD Unlimited Chequing Account & TD Every Day Savings Account

These bank accounts could be a great choice for those who want to save and conduct their day-to-day banking.
Learn more

TD Unlimited Chequing Account &TD ePremium Savings Account

These bank accounts may be ideal if you’re looking for convenient day-to-day banking plus high-interest savings.
Learn more
There’s a range of combined application options you can consider before choosing the one that’s right for you.

Additional Account Details & Terms Information

Find out more about opening a TD account with helpful resources and information.

Deposit Insurance

CDIC logo, Deposit protection des dépôts

Your deposits may be insurable by the Canada Deposit Insurance Corporation.

Learn more
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