Open a TD Unlimited Chequing Account | TD Canada Trust

¹ For more information about transactions and a complete list of account fees, click here for Account and Other Related Service Fees.

² You pay no monthly fee if you have the minimum monthly balance indicated or more in your account at the end of each day in the month.

³ You may pay a fee to the ATM provider.

⁴ Subject to credit approval. First year Annual Fee discount of $20 applies only to the Primary Cardholder for your choice of a new (to you) TD Credit Card from one of the following – TD^® Aeroplan^®Visa Infinite* Card, TD^® Aeroplan^®Visa Platinum* Card, TD First Class Travel Visa Infinite Card, TD Platinum Travel Visa Card, or TD Cash Back Visa Infinite Card provided you remain an Unlimited Accountholder in good standing for the first year. All other fees and charges applicable to the selected and approved TD Credit Card Account continue to apply.

⁵You may pay a fee to the ATM provider, and for foreign currency withdrawals at an ATM outside of Canada you will pay the foreign exchange related fee.

⁶ Cheques must be drawn on a Canadian financial institution. Cheques payable in Canadian currency must be deposited to an eligible Canadian dollar account and cheques payable in U.S. currency must be deposited to an eligible U.S. dollar account.

⁷ Subject to approval. All overdrafts must be paid within 89 days, are subject to an interest rate of 21% per annum (subject to change) on the overdrawn amount, and that subsequent deposits to your account will automatically be applied to pay off the overdraft. Overdraft interest rate is subject to change.

⁸ You are responsible for ensuring the mobile phone number we have on file is accurate and notifying us of any changes. We will send the TD Fraud Alert text message instantly upon detection of suspicious activity; however, receipt of the text message may be delayed or prevented due to a variety of factors such as technology failures, service outages, multiple third party involvement. TD Fraud Alert text messages will only be sent to customers who have a Canadian mobile phone number and a Canadian mailing address in their TD customer profile.

All trade-marks are the property of their respective owners. For trade-mark ownership details, see www.tdcanadatrust.com/aeroplancards.

Interac e-Transfer is a registered trade-mark of Interac Inc. Used under license.

⁹ The $300 cash offer is available to Canadian residents that do not have an existing TD chequing account, that are the age of majority at time of account opening in their province or territory who:

Open a TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account between June 3, 2019 and September 20, 2019 (the “New Account”), and
Complete any two of the following with the New Account:
1. Set up a Recurring Direct Deposit from their employer, pension provider or the Government with the first deposit posted to the New Account before November 15, 2019. The Direct Deposit must occur either weekly, biweekly, monthly or twice per month;
2. Make an Online Bill Payment through EasyWeb or the TD app, minimum $50 before November 15, 2019;
3. Set up a Recurring Pre-Authorized Debit, minimum $50 with the first pre-authorized debit posted to the New Account before November 15, 2019. Pre-authorized Debit must occur either weekly, biweekly, monthly or twice per month.
  Whether or not a Recurring Direct Deposit is acceptable for this offer is subject to our approval.

The following Individuals are not eligible for the $300 cash offer:

Already have a TD chequing account or Youth Account or had either one of these accounts that was closed on or after June 3, 2018; or
Received any chequing account offer from TD in 2016, 2017, 2018; or
Are TD staff members or joint with a TD staff member,

For any New Account that is a joint account, at least one account holder on the New Account must meet the eligibility requirements. Limit of one $300 cash offer per customer per New Account. The New Account must still be open, in good standing, with all conditions continuing to be met when the $300 is deposited to the New Account. The monthly fee for the New Account cannot have been waived or rebated for any reason, other than maintaining the minimum monthly balance or receiving a seniors' rebate, and the type of account cannot have changed, before the $300 is deposited to the New Account. The $300 will be deposited to the New Account within 12 weeks after all conditions have been met. We can change, extend or withdraw the $300 cash offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product, except the New to Canada Banking Package. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply.