Open the TD Unlimited Chequing Account Online | TD Canada Trust

¹ For more information about transactions and a complete list of account fees, click here for Account and Other Related Service Fees.

² You pay no monthly fee if you have the minimum monthly balance indicated or more in your account at the end of each day in the month.

³ You may pay a fee to the ATM provider.

⁴ Subject to credit approval. First-year Annual fee discount applies only to the Primary Cardholder for your choice of a new (to you) TD Credit Card from one of the following – TD^® Aeroplan^® Visa Infinite^* Card, TD^® Aeroplan^® Visa Platinum^* Card, TD First Class Travel Visa Infinite Card, TD Platinum Travel Visa Card or TD Cash Back Visa Infinite Card, provided you maintain a TD Unlimited Chequing Account in good standing for the first year. All other fees and charges applicable to the selected and approved TD Credit Card Account continue to apply.

⁵ You may pay a fee to the ATM provider, and for foreign currency withdrawals at an ATM outside of Canada you will pay the foreign exchange related fee.

⁶ Cheques must be drawn on a Canadian financial institution. Cheques payable in Canadian currency must be deposited to an eligible Canadian dollar account and cheques payable in U.S. currency must be deposited to an eligible U.S. dollar account.

⁷ Subject to approval. All overdrafts must be paid within 89 days, are subject to an interest rate of 21% per annum (subject to change) on the overdrawn amount, and that subsequent deposits to your account will automatically be applied to pay off the overdraft. Overdraft interest rate is subject to change.

⁸ You are responsible for ensuring the mobile phone number we have on file is accurate and notifying us of any changes. We will send the TD Fraud Alert text message instantly upon detection of suspicious activity; however, receipt of the text message may be delayed or prevented due to a variety of factors such as technology failures, service outages, multiple third party involvement. TD Fraud Alert text messages will only be sent to customers who have a Canadian mobile phone number and a Canadian mailing address in their TD customer profile.

⁹ Up to $400 in value is calculated as follows: Offer 1 ) $300 Cash + Offer 2 ) $50 Cash + Offer 3 ) $50 Cash = $400 total value.
Offer 1) $300 upon opening a new TD Unlimited Chequing Account or TD All-Inclusive Banking Plan by October 31, 2021 and completing the qualifying criteria in accordance with legal disclaimers below;
Offer 2) Earn $50 when a new Chequing customer opens a new TD ePremium Savings Account or TD Every Day Savings Account by October 31, 2021 and meets the qualifying criteria as set out in accordance with legal disclaimers below;
Offer 3) Earn $50 when a new Chequing customer qualifies for a new TD Aeroplan Visa Infinite* Card, TD Aeroplan Visa Platinum* Card, TD Aeroplan Visa Infinite Privilege* Card, TD First Class Travel Visa Infinite* Card, TD Platinum Travel Visa* Card or TD Cash Back Visa Infinite* Card by October 31, 2021 and meets the qualifying criteria in accordance with legal disclaimersbelow;
The $300 cash offer is available to Canadian residents that do not have an existing TD chequing account, that are the age of majority at time of account opening in their province or territory who:
(a) Open a TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account between May 31, 2021 and October 31, 2021 (the “New Chequing Account”), and
(b) Complete any two of the following with the New Chequing Account:

Set up a Recurring Direct Deposit from their employer, pension provider or the Government with the first deposit posted to the New Account before December 27, 2021. The Direct Deposit must occur either weekly, biweekly, monthly or twice per month;
Make an Online Bill Payment through EasyWeb or the TD app, minimum $50 before December 27, 2021;
Set up a Recurring Pre-Authorized Debit, minimum $50 with the first pre-authorized debit posted to the New Account before December 27, 2021. Pre-authorized Debit must occur either weekly, biweekly, monthly or twice per month.

Whether or not a Recurring Direct Deposit is acceptable for this offer is subject to our approval.
The following are not eligible for the $300 cash offer:

Customers who already have a TD chequing account or TD Youth Account or had either one of these accounts that was closed on or after May 31, 2020; or
Received any chequing account offer from TD in 2018, 2019, 2020; or
TD staff members or a joint account with a TD staff member.

For any New Chequing Account that is a joint account, at least one account holder on the New Chequing Account must meet the eligibility requirements. Limit of one $300 cash offer per customer, per New Chequing Account.
The $300 will be deposited to the New Chequing Account within 12 weeks after all conditions have been met, provided that the New Chequing Account is still open, in good standing, with all conditions continuing to be met. The monthly fee for the New Chequing Account cannot have been waived or rebated for any reason, other than maintaining the minimum monthly balance, receiving a seniors' rebate or receiving the New to Canada 6 month fee waiver on the TD Unlimited Chequing Account, and the type of account cannot have changed, before the $300 is deposited to the New Chequing Account.
We can change, extend or withdraw the $300 cash offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product, except the New to Canada Banking Package. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply.
To earn the $50 Savings account cash offer, a eligible customer with a New Chequing Account must:
(a) Open a TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account between May 31, 2021 and October 31, 2021 (the “New Chequing Account”), and
(b) Open a new TD ePremium Savings Account or TD Every Day Savings Account by October 31, 2021, and
(c) Complete one of the following with the New Savings Account:

Set up a Pre-authorized Transfer Service with your first transaction processes by November 15, 2021. The Pre-authorized Transfer Service must occur either weekly, biweekly, monthly or twice per month;
Set up Simply Save with your first transaction processed by November 15, 2021.

Customers who already have a TD Savings account as of May 30, 2021 will not receive this offer. This offer is not available to customers who had a closed TD Savings account after November 30, 2021.
The $50 will be deposited to the New Chequing Account within 12 weeks after all conditions have been met, provided that the New Chequing Account is still open, in good standing, with all conditions continuing to be met. Offer is limited to 1 Savings Accounts to a $50 maximum.
To earn the $50 Credit Card account cash offer, a new eligible TD Chequing customer must:
(a) Open a TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account between May 31, 2021 and October 31, 2021 (the “New Chequing Account”), and
(b) Qualify for a new TD Aeroplan Visa Infinite* Card, TD Aeroplan Visa Platinum* Card, TD Aeroplan Visa Infinite Privilege* Card, TD First Class Travel Visa Infinite* Card, TD Platinum Travel Visa* Card or TD Cash Back Visa Infinite* Card (a new TD Credit Card)by October 31, 2021, and
(c) Keep the new TD Credit Card open, active and in good standing for 90 days after opening.
Customers who are a Primary Cardholder of a Personal TD Credit Card as of May 30, 2021 will not receive this offer. This offer is not available to customers who had a closed Personal TD Credit Card account after November 30, 2020.
The $50 will be deposited to the New Chequing Account within 12 weeks after all conditions have been met, provided that the New Chequing Account is still open, in good standing, with all conditions continuing to be met. Offer is limited to the qualifying Primary Cardholder of the new TD Credit Card to a $50 maximum. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

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