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What is Investing?

Investing is when you buy and hold investment products with the expectation of growing your money.  At TD, we want to help you build your personal investment strategy, which is why we have advice, tools and services to help you reach your specific financial goals.

Why investing is important for newcomers

Investing is a great way to help you achieve your financial goals in Canada for you and your family. With the right investing strategy, TD can help you grow your money for long-term goals like buying a home, retirement, or any other long or short-term financial goals you may have. 

Looking to get started?

Investing products for newcomers

We have investment products to help you reach your short- or long-term financial goals. Our TD Personal Bankers can provide you with the support and guidance to help you understand your options, find investments suitable for you, and help you map out a path towards reaching your financial goals with confidence.

  • GIC

    A Guaranteed Investment Certificate (GIC) is a secure way to grow your money since it offers 100% principal protection with the potential for a return on your investment.  You can choose how long you want to invest your money and at the end of the term, you get your principal GIC investment back plus any potential interest earned.

  • Mutual Funds

    A mutual fund is an investment that pools the money of many individual investors and uses it to buy securities such as bonds, stocks, or other investable assets. Mutual funds can be a great option for those who are looking for a one-stop professionally managed solution, and greater portfolio diversification.

  • ETFs

    Exchange-Traded Funds (ETFs) are pooled investments that work similarly to mutual funds. The difference is that ETFs are bought and sold as stocks on an exchange, making it easier for you to buy and sell on your own.

  • Stocks

    Stocks are a type of investment that allow you to purchase a small portion of a corporation. Purchasing common shares makes you a shareholder and gives you a proportional ownership of the corporation shareholders can benefit from selling appreciated shares (capital gains) and form collecting periodic dividend payments.

  • Bonds

    Bonds are a type of investment that's issued by federal, provincial, and municipal governments, or corporations. When purchasing bonds, the issuer must pay you a specified amount of interest for a certain amount of time, plus your full initial investment upon the term maturity date.

Not sure what investment is best for you?

Investing advice for newcomers

  • New to the world of investing? Learn the basics including what to consider before investing, what your investment options are and even common terms to better help you understand what's right for you.

  • Not sure whether you should open a First Home Savings Account, Tax-Free Savings Account or a Registered Retirement Savings Plan? Find out the differences between the two to help you decide which is best for your goals.

  • Should you be saving, investing or doing both? Get a better understanding of how they both work and how they can benefit your financial goals in the short and long-term.


Frequently asked questions




Get in touch

  • Book an appointment

    Speak with a TD Personal Banker in person at the branch closest to you or over the phone.

  • Locate a branch

    Find TD branches wherever you go in Canada.

  • Call us

    Speak with a TD Investment Specialists

    1-800-386-3757 1-800-386-3757

Speak with a TD Personal Banker