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Discover our banking options for newcomers to Canada.

TD has special offers for Newcomers on the products needed to help you get settled. We're ready to help you move forward as you start to build your new life in Canada. Meet with a banking specialist near you to get started.

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TD has what you need to get started

Send money internationally with TD Global Transfer

TD Global Transfer is an innovative marketplace that allows you send money conveniently and securely to over 200 countries4. You can choose how you want to send money to loved ones in more ways, to more places.

Plus, you could get up to $360 in value3 when you send money using TD Global TransferTM with your TD Unlimited Chequing Account.

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A secure way to send money in Canada

Send an Interac e-Transfer® 24/7 on the TD app1 or through EasyWeb Online banking to anyone with an email address and a Canadian bank account2. It's great for paying rent, sending money to family, or paying back a friend.

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Foreign currency and travel insurance

Buying your first home in Canada1

One of the biggest financial decisions you will make when putting roots down in your new country is the purchase of a first home.

TD can help you finance your first home in Canada, even if you have no credit history.

A TD Mortgage Specialist will work with you to determine if you’re eligible for a TD mortgage, and will help guide you through the mortgage process, while flexible mortgage features such as payment frequency and lump sum payments allow you to adapt your payments to fit your needs.

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Find out if you’re eligible for a TD mortgage

Even if you have no credit history, you may qualify for a TD mortgage or TD Home Equity FlexLine if:

  • You are a permanent resident or have applied to become a permanent resident in Canada
  • You have been in Canada for 5 years or less

1 You may be eligible for a TD mortgage, even if you have no Canadian credit history, provided you meet all of the other eligibility and credit criteria of TD Canada Trust. Lack of Canadian credit history is only available to customers who have been permanent residents in Canada less than 5 years.

TD can help you achieve your goals

Eligibility requirements

The New to Canada banking package is available if you:

  • Have been a Permanent Resident or Temporary Resident of Canada for 5 years or less
  • Provide proof of your status through your Permanent Resident Card or Temporary Permit
  • Have never opened or held a TD chequing account
  • Are the age of majority in your province or territory of residence

What to bring to the branch

When you visit a TD branch, bring 1 of the following pieces of residency identification with you:

  1. Permanent Resident Card

  2. Immigrant Visa and Record of Landing (IMM Form #1000)

  3. Confirmation of Permanent Residence (IMM Form #5292/5688) OR Temporary Work Permit (IMM Form #1442/1102) OR Study Permit (IMM Form #1208)

And bring 1 of the following pieces of personal identification with you:

  1. A valid passport

  2. Canadian driver’s licence

  3. Canadian Government ID Card

International Students are also required to provide Proof of enrollment in a post-secondary program. The document provided must have been issued by the school and contain the following information: Student Name, Name of University or College, Program and current year of study

Note: Other identification documents may be acceptable or required. Please visit a TD branch for details.

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