Registered Education Savings Plan - RESP*

Give your child a head start.
Starting now.

Account Highlights

With access to a range of investments and government grants, a self-directed RESP can help lay the foundation for the education your children dream of.

  • Maximize your plan
    Receive up to $500 a year in federal grants per child.
  • Investments grow tax-deferred
    Taxes on income earned are deferred until the money is withdrawn.
  • Use government grants to help your education savings
    We take care of the administration, including registering, to transfers in to us, and we'll ensure eligible grants are processed and applied to your account. Grants available are basic CESG, basic and additional QESI, SAGES (Saskatchewan Grant), and BC Grants.

Build a diversified RESP portfolio

  • Stocks
    Trade on North American markets, including TSX, NASDAQ, and NYSE.
  • Mutual Funds
    Invest in North American mutual funds, including D-Series and TD e-Series Funds®
  • ETFs
    Equity, bond or commodity exchange-traded funds.
  • Options
    Basic options trading including covered call, long calls and puts.
  • Fixed Income
    Selected investments include bonds, GICs and other fixed-income products.


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