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Notice of Account and Fee Changes for Business Banking Clients effective March 16, 2026. Learn more

Ready to open an account?

A TD Business Banking Specialist is ready for you.


Featured business accounts

Here are 3 of our Small Business Chequing Accounts

A convenient account designed for businesses that prefer to bank through self-serve channels like the TD App, EasyWeb® or TD ATM.
  • $6 Monthly Account Fee 
  • Unlimited Electronic Transactions1 
  • Unlimited Deposit Items2 per month 
  • 10 Interac® e-Transfers3 included per month  
  • No Transaction Fee on Point of Sale (POS) deposits credited to your account8

A convenient and flexible way to manage money, online or in person.
  • $35 Monthly Account Fee 
  • Monthly Account Fee rebated5 when you hold a Daily Minimum Balance of $45,000 throughout the month 
  • 40 Transactions included per month4 
  • 50 Deposit Items included per month2  
  • 10 Interac® e-Transfers3 included per month  
  • Cash deposits7 of $5,000 included per month 
  • No Transaction Fee on Point of Sale (POS) deposits credited to your account8

A premium account that offers unlimited Transactions, Deposit Items and Interac® e-Transfers, plus the convenience of banking through multiple channels.
  • $125 Monthly Account Fee 
  • Monthly Account Fee rebated5 when you hold a Daily Minimum Balance of $65,000 throughout the month 
  • Unlimited Transactions included per month4 
  • Unlimited Deposit Items included per month2 
  • Unlimited Interac® e-Transfers3 included per month  
  • Cash deposits7 of $25,000 included per month
  • $149 Annual Fee rebate6 for the TD® Aeroplan® Visa* Business Card or TD Business Travel Visa Card
  • No Transaction Fee on Point of Sale (POS) deposits credited to your account8

TD Small Business Bank Accounts are built to help you manage your money with ease. With a range of options, you can choose an account that works for you and your business.

For details about the features of our Small Business Banking deposit accounts and plans, related services available, plus applicable rates and fees select the
Small Business Accounts Service Plans and Related Products document.

How to open a TD Small Business Bank Account

Ready to open your TD Business Account?

Depending on the way you’ve structured your business, the documents you’ll need will vary. To get started, select your business type.

  • Certificate of Business Registration
  • Trade Name Registration (if applicable)
  • One piece of original and valid government issued photo identification

Or one document from each of the following categories


  • Articles of Incorporation 
  • Certificate of Business Registration
  • Trade Name Registration (if applicable)
  • If your organization solicits donations from the public, Canada Revenue Agency registration business number is required  
  • Director Information, required for each director of the business
    • Name, address, occupation including employer name and address 
    • Ownership Information, including full ownership structure with names and addresses
  • Confirmation of business address, i.e., utility or property tax bill
  • For each signing authority, one piece of original and valid government issued photo identification

Or one document from each of the following two categories


  • Partnership Agreement
  • Certificate of Business Registration (if applicable)
  • Trade Name Registration (if applicable) 
  • Partnership/ownership information, including full ownership structure with names, addresses, occupations including employer names and addresses
  • Confirmation of business address, i.e., utility or property tax bill
  • For each signing authority, name, address, occupation including employer name and address plus one piece of original and valid government issued photo identification

Or one document from each of the following two categories


  • Articles of Association (if applicable)
  • Letter of larger association, authorizing the opening and operation of the account (if applicable; typically applies to sports teams or community associations)  
  • If your organization solicits donations from the public, Canada Revenue Agency registration business number is required  
  • Confirmation of business address, i.e., utility or property tax bill, or letterhead from your larger association
  • For each signing authority, one piece of original and valid government issued photo identification

Or one document from each of the following two categories


Frequently asked questions

If you’re operating a business, we require you to open a business account.


When operating a business, opening a business bank account has many benefits. By separating your personal and business banking, you can manage your finances more easily by tracking your income, expenses, and cash flow. You can also save time with tax filing, as it’s quicker to gather the financial information and transactions you need to file your business taxes.


Depending on the way you’ve structured your business, the documents you’ll need will vary. For details, you can refer to How to Open a Business Account.


Yes, you can have more than one bank account. Our dedicated business advisors can help answer any questions based on your needs.


Our TD Business Digital Account may be a great fit for your business needs, as it provides you unlimited Electronic Transactions1, unlimited Deposit Items2 and 10 included Interac® e-Transfers3 per month.


Your time is valuable. That’s why we’ve dedicated TD Business Banking Specialists to help you complete the account opening process remotely by phone.

For more information, select How to Open a Business Account.


There's no initial minimum deposit needed to open a TD business account.


We currently do not have an option to open an account online. We have dedicated TD Business Banking Specialists to help you complete the account opening process remotely by phone.


We have several business bank accounts available to meet the unique needs of your business. When choosing, consider the frequency and type of transactions and the balance you expect to maintain.

You can use the Account Comparison Tool to navigate options or book an appointment with a TD Business Banking Specialist.


Business banking products and services

  • Whether you're looking to start, grow, or manage your business, TD small business lending solutions include overdraft protection, business credit cards, loans and lines of credit.

  • Benefit from debit and credit card payment processing online, in-person, or on the go. It’s easy to accept payments with Canada's trusted payment processor.

  • Manage your cash flow by enabling your customers to pay the way they want, process and collect payments quickly, and pay bills and invoices efficiently.


We’re ready to help you

  • Book an appointment

    Fill in your information to have a TD Small Business Banking Specialist contact you.

  • Call us

    Speak with the TD Small Business Banking Advice Centre to discuss your needs.

    1-800-450-7318 1-800-450-7318