Compare TD Easy Trade^TM and TD Direct Investing

The legal print

Links and additional info

®©2026 Morningstar is a registered mark of Morningstar Research Inc. All rights reserved.

¹ The TD Easy Trade^TM Tax-Free Savings Account refers to the TD Waterhouse Tax-Free Savings Account.

² The TD Easy Trade^TM First Home Savings Account refers to the TD Waterhouse First Home Savings Account.

³ The TD Easy Trade^TM Retirement Savings Plan refers to the TD Waterhouse Self-Directed Retirement Savings Plan

⁴ Refers to the TD Waterhouse TFSA

⁵ Refers to the TD Waterhouse Self-Directed Retirement Savings Plan

⁶ Refers to TD Waterhouse Self-Directed Margin Accounts

⁷ Refers to the TD Waterhouse Self-Directed Education Savings Plan

⁸ Refers to the TD Waterhouse Self-Directed LIRA Account

⁹ Refers to the TD Waterhouse Self-Directed Retirement Income Fund (RIF)

¹⁰ Refers to the TD Waterhouse Self-Directed LIF
Refers to the TD Waterhouse Self-Directed LRIF
Refers to the TD Waterhouse Self-Directed RLIF

¹¹ Refers to the TD Waterhouse Self-Directed RDSP

¹² These select ETFs are available commission-free for digital trades only to all TD Direct Investing clients, which includes clients using, WebBroker, the TD app, Advanced dashboard (desktop and mobile) and the TD Active Trader platform (desktop and mobile). Not applicable for trades placed on TD Easy Trade.

¹³ All fees are charged in Canadian dollars. If you buy or sell a stock on a U.S. exchange, the commission is charged in the currency of the trade (i.e., U.S. dollars) and then converted into Canadian dollars. Currency conversion charges are applied to your transaction.

TD Easy Trade^TM is a service of TD Direct Investing, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.

TD Direct Investing is a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.

Commissions, management fees and expenses all may be associated with investments in exchange-traded funds (ETFs). Please read the prospectus and summary document(s) before investing. ETFs are not guaranteed, their values change frequently and past performance may not be repeated. ETF units are bought and sold at market price on a stock exchange.

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Accessibility commitment

TD Wealth Commitment to Accessibility and Multi-Year Accessibility Plan

This TD Wealth Commitment to Accessibility and Multi-Year Accessibility Plan (the "Plan") applies to TD Waterhouse Insurance Services Inc. and TD Waterhouse Canada Inc., including its divisions, TD Direct Investing (including TD Easy Trade™, which is a service of TD Direct Investing), TD Wealth Financial Planning (including TD Wealth Financial Planning Direct, which is a service of TD Wealth Financial Planning) and TD Wealth Private Investment Advice (collectively, "TD Wealth").

Commitment to Accessibility

TD Wealth is committed to ensuring that every employee and client receives equitable treatment with respect to employment and services, without discrimination, and receives accommodation in compliance with legal and regulatory requirements.

Through progressive policies, communication and training, accommodation measures and recruitment practices, TD Wealth strives to provide a fully inclusive, barrier-free environment.

TD Wealth is dedicated to creating a welcoming, fair, and inclusive environment for TD Wealth clients and employees.

Our Plan is aligned with the TD Bank Group Accessibility Policy (Canada).

Additional information is available on the Accessibility at TD: Meeting Customer Needs website.

TD Wealth Multi-year Accessibility Plan 2025-2030

TD Wealth has established this Plan which outlines our strategy to prevent and remove barriers to meeting the accessibility needs of people with disabilities. The Plan is reviewed and updated at least once every five years.

The Plan is available in an accessible format upon request.

Accessibility Policies

Diversity and inclusiveness play a big part in TD Wealth's corporate responsibility model. TD Wealth is committed to being a welcoming place for all our clients and employees. Although TD Wealth has implemented policies and processes relating to accessibility for our clients and employees, we are committed to reviewing these policies and enhancing them as circumstances evolve.

The TD Wealth Accessibility Policy (Canada) is available upon request and can be made available in an accessible format. 

Communicating with people with disabilities and Accessible Formats

TD Wealth is committed to creating, providing and receiving information and communications with people with disabilities in ways that consider their disability.

TD Wealth is committed to providing clients with the choice of document format that best suits the client's needs.

Upon request, clients can receive documentation in formats designed for the visually impaired. These alternative formats include, but are not limited to, braille, large format and audio recording.

TD Wealth will record the format preference and send future documentation or communication in the format desired on a best effort basis.

Assistive Devices

TD Wealth is committed to serving people with disabilities who use assistive devices to obtain or use our products and services.

TD Wealth provides training for all employees regarding the availability of assistive devices and how they may access information about assistive technologies.

Use of service animals and support persons

People with disabilities may bring a service animal onto public TD Wealth premises. TD Wealth provides training for all employees, contractors, volunteers, and others who represent TD Wealth regarding how to interact with people with disabilities who are accompanied by a service animal.

Any person with a disability who is accompanied by a support person (e.g. sign language interpreter, attendant, etc.) will be allowed to enter TD Wealth premises that are open to the public with their support person. At no time will a person with a disability be prevented from accessing their support person while on TD Wealth premises.

In situations where TD Wealth has obligations under privacy laws or has issues of confidentiality, a support person may be requested to agree to the requirements of service just as the person with the disability does.

When support persons are required for meetings, consultations, or other events, we will work together with the person with the disability to meet their needs.

Feedback process

If you have feedback on our accessibility efforts or would like to request a copy of the Policy or the Plan, please contact us:

Mailing address: Accessibility at TD, Accessibility Office, P.O. Box 1, Toronto-Dominion Centre, Toronto, Ontario M5K 1A2

Toll-Free: 1-833-316-3554

Teletypewriter (TTY): 1-800-361-1180

Video Relay Service: 1-844-229-0787 (ASL)

Email: accessibility@td.com

Any complaints received via feedback will be reviewed and addressed in accordance with TD Wealth complaint handling protocols.

TD Wealth will continue to ensure that our process for receiving and responding to feedback is accessible to people with disabilities by providing, or arranging for the provision of, accessible formats and communication supports, upon request.

Accessible Websites and Web Content

TD Wealth will make websites and web content accessible to people with disabilities by conforming to the international standards of the World Wide Web Consortium Web Content Accessibility Guidelines (WCAG).

TD Wealth websites and web content will be compliant with the expectations and timelines under applicable legal and regulatory requirements.

Temporary disruptions

In the event of a planned or unexpected disruption in facilities or services, TD Wealth will provide information about the reason for the disruption, how long it is expected to last, and a description of any alternative facilities or services available (where applicable).

Training

TD Wealth will provide accessibility training focused on the provision of products and services to our clients.

Training will also be provided to employees involved in the development of policies, practices, and procedures regarding the provision of products and services.

Training will be provided to each person as soon as possible after they are assigned applicable duties.

Ways to buy partial shares

• By dollar amount
  Start with as little as $1 and invest as much as you can.
• By share quantity
  Pay the dollar amount per number of shares.