Manage your cash flow

The right cash flow strategies can go a long way to helping your business succeed.

Best practices to increase your cash flow

  1. Invoice immediately after you deliver goods or services

  2. Offer a small discount to customers who pay their bills early; charge a penalty to late-payers

  3. Monitor your receivables on a regular basis. Establish a credit policy for your customers and be sure to follow up with late-payers

  1. Use your business credit card to pay suppliers and earn rewards while taking advantage of the payment grace period

  2. Ask suppliers for credit terms - this can help reduce outflows until you collect payments from your customers

  3. Finance (equipment, vehicles) instead of buying to free up cash

Concerned about your cash flow?

Track your cash flow effectively
Stay on top of your cash flow with our convenient Cash Flow Calculator.

Try the Cash Flow Calculator

Feeling the financial impact of COVID-19 on your business?

Are you a small business owner challenged by the impact of COVID-19? We're here to support you with tools and resources to help keep your business moving forward.

Find business help

Products and Services

  • Be prepared for unexpected overages

    Cover unexpected shortfalls and operating costs with TD Business Overdraft Protection1 and Business Line of Credit.

  • Interac e-Transfer®

    Interac e-Transfer® is a convenient way to send, request and receive money, and you can be an alternative to cash and cheques.

  • TD Merchant Solutions

    Use TD Merchant Services for straightforward advice and payment solutions you can count on to keep pace with your growing business.

  • Deposit cheques from your office

    TD Remote Deposit Capture and TD Mobile Deposit are fast, easy and convenient ways to deposit cheques.

  • Business Credit Cards

    Choose a TD Business Credit Card with benefits and features that can help you grow and manage your business.

  • When to outsource payroll

    Ceridian Canada Ltd.2, in association with TD, offers a variety of professional payroll products. Call a Ceridian Representative to get started.
    1-877-237-4342

Get in touch