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Corporate Information

Executive Biographies

As Group Head of Insurance and Global Development, Bernie is responsible for the TD Insurance business of home & auto, life & health and credit protection products within Canada, international reinsurance and the agency business within the U.S. Bernie is also the lead Senior Executive Team member responsible for emerging market development, which includes our Chief Representative Offices in India and China. As Deputy Chair, TD Canada Trust, Bernie also oversees our efforts to develop our presence in this market across all of the Bank’s businesses.

Bernie has held several positions within TDBFG over the years, most recently overseeing the Canadian business operations for the Bank. He works closely with the Personal and Commercial Bank's leadership team in Canada and is involved in TD Canada Trust's overall business strategy and direction in his role as Deputy Chair, TD Canada Trust. One of his particular areas of focus is leading Team Quebec, whose mission is to multiply business opportunities within this important market.

Bernie joined Canada Trust in 1995 after holding several senior executive positions in insurance and financial services during his 22 years with the Laurentian Group of Companies. Bernie led Canada Trust Insurance and the acquisition of Meloche Monnex. During his tenure with Canada Trust, Bernie held a variety of senior executive roles involving both insurance, investments and lending.

Following the TD Canada Trust merger, he moved into the role of Executive Vice President for the overall Retail Product Group until his appointment as Executive Vice President, Business Banking & Insurance and Deputy Chair, TD Canada Trust in 2003.

From 2005-2008, Bernie was Group Head Business Banking and Insurance and Co-Chair TD Canada Trust, His responsibilities included all aspects of the commercial and small business customer experience, from product development to sales and training assistance for the bank's delivery channels. Bernie's portfolio also included TD's property and casualty insurance business, TD Meloche Monnex, and the life and health insurance and reinsurance business.

Bernie graduated from Laval University and is a Fellow of the Canadian Institute of Actuaries and the Casualty Actuarial Society in the United States. He is married with one son and one daughter and divides his time between Toronto and the province of Quebec.