As Group Head of Insurance and Global Development,
Bernie is responsible for the TD Insurance business of home &
auto, life & health and credit protection products within
Canada, international reinsurance and the agency business within
the U.S. Bernie is also the lead Senior Executive Team member
responsible for emerging market development, which includes our
Chief Representative Offices in India and China. As Deputy Chair,
TD Canada Trust, Bernie also oversees our efforts to develop our
presence in this market across all of the Bank’s
businesses.
Bernie has held several positions within TDBFG over
the years, most recently overseeing the Canadian business
operations for the Bank. He works closely with the Personal and
Commercial Bank's leadership team in Canada and is involved in TD
Canada Trust's overall business strategy and direction in his role
as Deputy Chair, TD Canada Trust. One of his particular areas of
focus is leading Team Quebec, whose mission is to multiply business
opportunities within this important market.
Bernie joined Canada Trust in 1995 after holding
several senior executive positions in insurance and financial
services during his 22 years with the Laurentian Group of
Companies. Bernie led Canada Trust Insurance and the acquisition of
Meloche Monnex. During his tenure with Canada Trust, Bernie held a
variety of senior executive roles involving both insurance,
investments and lending.
Following the TD Canada Trust merger, he moved into
the role of Executive Vice President for the overall Retail Product
Group until his appointment as Executive Vice President, Business
Banking & Insurance and Deputy Chair, TD Canada Trust in
2003.
From 2005-2008, Bernie was Group Head Business
Banking and Insurance and Co-Chair TD Canada Trust, His
responsibilities included all aspects of the commercial and small
business customer experience, from product development to sales and
training assistance for the bank's delivery channels. Bernie's
portfolio also included TD's property and casualty insurance
business, TD Meloche Monnex, and the life and health insurance and
reinsurance business.
Bernie graduated from Laval University and is a
Fellow of the Canadian Institute of Actuaries and the Casualty
Actuarial Society in the United States. He is married with one son
and one daughter and divides his time between Toronto and the
province of Quebec.
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