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Earn 10% cash back

Open a new TD Easy Tradeᵀᴹ account(s) and set up recurring deposits or contributions through a Pre-Authorized Deposit ("PAD") or Monthly Contribution Plan ("MCP)" to qualify. Offer valid till November 4, 2026. Conditions apply.

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Offer terms and details

Eligibility

This offer is available to new and existing TD Easy TradeTM clients between October 5, 2026 and November 4, 2026.

Here's the simplified version of what to know and how to qualify. Watch video

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Offer terms and conditions

2026 TD Easy TradeTM Set It and Get It Offer (the “Offer”)

You can earn 10% cash back on recurring deposits or contributions made through a Pre-Authorized Deposit (“PAD”) or Monthly Contribution Plan (“MCP”) to a new eligible TD Easy Trade account(s), up to a maximum of $600 CAD per client. This Offer is available from October 5, 2026 to November 4, 2026 (the “Registration Period”).

Eligibility

Eligible Accounts for the Offer:

  • TD Easy Trade Tax-Free Savings Account (TFSA)1
  • TD Easy Trade Registered Retirement Savings Plan (individual and spousal) (RRSP)1
  • TD Easy Trade First Home Savings Account (FHSA)1
  • TD Easy Trade Cash Account

Non-eligible Accounts for the Offer:

  • TD Easy Trade accounts opened prior to October 5, 2026, or after October 30, 2026
  • Any TD Direct Investing accounts

How do I know if I am eligible for the Offer?

  • You're a new or existing TD Easy Trade client, with your account(s) in good standing, as described below, at the time of participating in the Offer.
  • You're the legal age of majority in your province or territory by October 30, 2026.
  • You're a legal resident of Canada.
  • You fulfill the terms and conditions listed below.

Qualifications

How do I qualify for the Offer?

To qualify for the Offer, you must:

1. Open a new TD Easy Trade Account through the TD Easy Trade™ App.

  • Download the new TD Easy Trade app from the App Store or Google Play.
  • If you are an existing client of TD Easy Trade, you must update your app to have the most up to date version of the app to access the offer.
  • Open a new eligible TD Easy Trade account(s) (as defined above) between October 5, 2026 and October 30, 2026.

2. Register for the Offer in the TD Easy Trade app by November 4, 2026.

  • Once your account is open, click on the "Set It and Get It Offer" card in the Offers Hub within the TD Easy Trade app.
  • Review the terms of the offer and complete your registration.

3. Using the TD Easy Trade app, set up at least one (1) PAD and/or MCP in the new account(s).

  • The initial transfer from your new PAD and/or MCP must be received in the eligible account by December 31, 2026.
  • The PAD and/or MCP must be a minimum of $50 CAD per month.
  • PAD and/or MCP can be set up at different frequencies, including weekly, bi-weekly, monthly, or semi-monthly.
  • For example, if you set up a semi-monthly contribution of $25 into your new eligible account, you will still qualify for the Offer as long as your total combined contributions are at least $50 CAD per month and all other Offer conditions are met.

4. Maintain at least one (1) PAD and/or MCP for a minimum of 12 consecutive months.

  • Continue the PAD and/or MCP for a minimum of 12-month period without any interruption.
  • The PAD and/or MCP transfers may be altered, but it must not fall below the minimum monthly amount of $50 CAD during this period.
  • You may withdraw the equivalent of up to 10% of total cumulative PAD/MCP transfers, to a maximum of $500 CAD during the campaign period, across any of your TD Easy Trade™ accounts without impacting eligibility.
  • Withdrawals above this limit from any of your TD Easy Trade accounts may reduce or eliminate your eligibility for future Reward payments, as defined below.

The "Reward"

How will the Reward be calculated?

  • You will receive 10% cash back on eligible PAD and/or MCP transfers that continued for a consecutive 12-month period.
  • Cash back applies to deposits and/or contributions of up to $500 CAD per month across all eligible account(s).
  • If you set up PADs and/or MCPs across multiple eligible accounts, all qualifying deposits and/or contributions will be combined for the purpose of calculating the cash back Reward, as defined below.
  • PAD and/or MCP above $500 CAD per month across all eligible account(s) are not eligible for additional cash back.
  • The maximum total cash back you can receive under this Offer is $600 CAD.

How will the cash back Reward be deposited into my account?

  • The Reward will be paid in two installments:
    • First Reward Payment: by June 30, 2027, after a minimum of 6 months of consecutive PAD and/or MCP transfers.
      • This payment represents 10% of eligible PAD and/or MCP transfers made between October 5, 2026 and May 31, 2027.
      • The maximum amount you can receive for the First Reward Payment is $300 CAD.
    • Final Reward Payment: by December 31, 2027, after a minimum of 12 months of consecutive MCP and/or PAD transfers.
      • This payment represents the remaining eligible PAD and/or MCP transfers made between June 1, 2027 and November 30, 2027.
      • The maximum amount you can receive for the Final Reward Payment is $300 CAD.
  • Rewards will be deposited into your new, eligible TD Easy Trade account(s):
    • If you only set up PAD and/or MCP in one eligible account, the cash back Reward will be deposited into that account.
    • If you set up PAD and/or MCP in multiple eligible accounts, the cash back Reward will be divided and deposited proportionately into each account based on the amount of assets deposited and/or contributed into each account.
  • The Reward will be paid in CAD to the Canadian component of the account(s).

Key Dates

  • Account Opening Deadline: October 30, 2026
  • Registration Period: October 5, 2026 – November 4, 2026
  • First PAD/MCP Deposited by: December 31, 2026
  • Funds must be held in the account(s) until November 30, 2027.
  • First Reward Payment: by June 30, 2027
  • Final Reward Payment: by December 31, 2027

Additional Details

  • To receive the cash back Reward, a client must keep their account(s) open and in good standing until the Reward payout. Good standing requires the account(s) to not go into a debit position.
  • If you cancel or reduce your PAD/MCP below $50 CAD per month before completing the 12-month period, you may no longer be eligible for remaining rewards.
  • TD Direct Investing does not guarantee eligibility where funding deadlines are missed due to processing delays.
  • Recurring transfers made through PAD and/or MCP under this Offer will not be counted toward any other offer.
  • Employees of TD Bank Group are eligible for the Offer.
  • This Offer may be changed, extended, or withdrawn at any time without notice.
  • This Offer is not transferable.
  • There may be tax implications associated with the cash Reward. Clients may wish to consult with their personal tax advisor for more information. For registered plans, the cash Reward is paid directly to the plan and is not considered a contribution.
  • TD Direct Investing reserves the right to refuse the provision of any Rewards and benefits under this Offer if it determines you have violated the terms set out above.

1Refers to the TD Waterhouse Self-Directed Retirement Savings Plan (RSP), TD Waterhouse Tax-Free Savings Account (TFSA), and the TD Waterhouse Self-Directed First Home Savings Account (FHSA).

TD Direct Investing is a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.

TD Easy Trade is a service of TD Direct Investing, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.

TD Bank Group means The Toronto-Dominion Bank and its affiliates, who provide deposit, investment, loan, securities, trust, insurance and other products or services.

®The TD logo and other TD trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

Have questions? We've got answers

A Pre-Authorized Deposit (PAD) is where a client requests to set up a recurring deposit into a non-registered account. A Monthly Contribution Plan (MCP) is where a client requests to set up a recurring deposit into a registered account. MCP/PADs are separate from Systematic Investment Plan (SIP)/Dividend Reinvestment Plan (DRIPS) and do not mean cash will be invested automatically, only that cash will be deposited into the investing account automatically.

Please note: A Pre-Authorized Debit (also known as a PAD) is a recurring withdrawal from an account. Withdrawals do not qualify for this offer. Only recurring deposits or contributions made into an eligible TD Easy Trade account are eligible.

  • You're a new or existing TD Easy Trade client, with your account(s) in good standing as described below, at the time of participating in the Offer
  • You're the legal age of majority in your province or territory by October 30, 2026
  • You're a legal resident of Canada
  • You've opened a new eligible TD Easy Trade account(s) through the TD Easy Trade App
  • You fulfill the terms and conditions

  • TD Easy TradeTax-Free Savings Account (TFSA)1 
  • TD Easy Trade Registered Retirement Savings Plan (individual only) (RRSP)1 
  • TD Easy Trade First Home Savings Account (FHSA)1 
  • TD Easy Trade Cash Account 

  • Download the new TD Easy Trade app from the App Store or Google Play
  • If you are an existing client of TD Easy Trade, you must update your app to have the most up to date version of the app to access the offer
  • Open a new eligible account(s) between October 5, 2026 and October 30, 2026
  • Once your account is open, click on the "Set It and Get It Offer" card in the Offers Hub within the TD Easy Trade app at the top right of the screen
  • Review the Offer Terms & Conditions and complete your registration

Explore more FAQs arrow icon

Bonus Offer

Earn up to 3% cash back

Earn up to 3% cash back when you transfer assets from outside of TD into a registered account. Get 1% cash back for transfers to non-registered accounts. Offer valid till October 23, 2026. Conditions apply*

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FAQs

2026 TD Easy TradeTM Set It and Get It Offer (the “Offer”)

To set up an PAD/MCP:

  1. Open the TD Easy Tradeapp
  2. Select the 'Move Money' icon at the bottom of the screen
  3. Choose where the money is coming from:
    • 'Cash between My TD Accounts'
    • 'Cash from outside TD'

If you select 'Cash between My TD Accounts':

  1. Choose the From account
  2. Choose the To account
  3. Enter the transfer amount
  4. Select how often you want the transfer to repeat:
    • Weekly
    • Bi-weekly
    • Semi-monthly
    • Monthly
  5. Review the details and submit the transfer

If you select 'Cash from outside TD':

  1. Select Recurring
  2. Follow the instructions in the app to complete the setup

Reminder: To qualify for the offer, your PAD/MCP must be at least $50 CAD per month in total across your new eligible TD Easy Trade account(s), and your first transfer must be received by December 31, 2026.

After registering for the offer, you will receive an in-app enrollment confirmation to confirm that your registration was successful.

If you forgot to register while opening a new account, you can still register until November 4, 2026 by clicking on the "Set It and Get It Offer" card in the Offers Hub within the TD Easy Trade app – you just need a valid, eligible account number. The Offer Hub is the gift icon on the top right of the screen.

To qualify for this Offer, you must open a new eligible TD Easy Trade account between October 5, 2026 and October 30, 2026, and register for the Offer by November 4, 2026. Existing accounts, or accounts opened before October 5, 2026 or after October 30, 2026, are not eligible. If you already have one of the eligible account types and open another new eligible account during the offer period, only the new account will qualify.

Yes. To qualify for the reward, you must set up eligible PAD/MCPs with a minimum total monthly contribution of $50 CAD across your new eligible TD Easy Trade account(s). This can be set up in one new eligible account or split across multiple new eligible accounts opened during the offer period. For example, if you set up a monthly $25 PAD/MCP in a TFSA and a monthly $25 PAD/MCP in a Cash account, you will meet the $50 monthly minimum and qualify for the contribution matching reward.

To receive the full reward, you must maintain your eligible PAD/MCPs with a minimum total monthly contribution of $50 CAD for 12 consecutive months. You may withdraw the equivalent of up to 10% of total cumulative PAD/MCP transfers, to a maximum of $500 CAD during the campaign period, across any of your TD Easy Trade accounts without impacting eligibility. Withdrawals above this limit may reduce or eliminate your eligibility for future reward payments. If you cancel your PAD/MCP or reduce your monthly contribution below $50 CAD before completing the 12-month period, you may no longer be eligible for the remaining rewards.

Yes. Cash back is only calculated on eligible PAD and/or MCP contributions up to a maximum of $500 CAD per month across all eligible accounts. Any PAD and/or MCP contributions above $500 CAD per month will not be eligible for additional cash back.

Yes, you can participate in multiple offers unless otherwise indicated in the terms of each offer. Please note, recurring transfers made through PAD and/or MCP under this Offer will not be counted toward any other offer.

TD Direct Investing Clients are eligible for:

TD Easy Trade Clients are eligible for:

The reward will be paid in two installments:

  • First reward payment: by June 30, 2027, after a minimum of 6 months of consecutive PAD and/or MCP transfers
    • This payment represents 10% of eligible PAD and/or MCP transfers made between October 5, 2026 and May 31, 2027
    • The maximum amount you can receive for the first reward payment is $300 CAD
  • Final reward payment: by December 31, 2027, after a minimum of 12 months of consecutive MCP and/or PAD transfers
    • This payment represents the remaining eligible PAD and/MCP transfers made between June 1, 2027 and November 30, 2027
    • The maximum amount you can receive for the final reward payment is $300 CAD

Rewards will be deposited into your new eligible TD Easy Trade account(s). If you set up PAD and/or MCPs in multiple eligible accounts, the cash back Reward will be divided and deposited proportionately into each account based on the amount deposited and/or contributed into each eligible account.

No. Clients will not be able to view an estimated reward amount before the payout date. If you qualify for the reward, you will see the reward amount displayed on the payout card within the TD Easy Trade app.

The maximum reward for this offer is $600 CAD per client. Each reward installment has a maximum value of $300 CAD, so the total maximum reward you can receive across both installments is $600 CAD.

1Refers to the TD Waterhouse Self-Directed Retirement Savings Plan (RSP), TD Waterhouse Tax-Free Savings Account (TFSA), and the TD Waterhouse First Home Savings Account (FHSA).

TD Direct Investing is a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.

TD Easy Trade™ is a service of TD Direct Investing, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.

®The TD logo and other TD trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

Help when you need it

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    Questions? Concerns? We're here for you. 24 hours a day, Monday to Friday. Contact us anytime by logging into the TD Easy Trade App.

  • Open a TD Easy TradeTM account

    Need help finding an account that fits your goals? You’ve got options, we’ve got your back.

  • Visit TD Help Centre

    Find what you're looking for from our extensive collection of FAQs.

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TD Direct Investing is a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.

TD Easy TradeTM is a service of TD Direct Investing, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.

TD Bank Group means The Toronto-Dominion Bank and its affiliates, who provide deposit, investment, loan, securities, trust, insurance and other products or services.

®The TD logo and other TD trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

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TD Wealth Commitment to Accessibility and Multi-Year Accessibility Plan

This TD Wealth Commitment to Accessibility and Multi-Year Accessibility Plan (the "Plan") applies to TD Waterhouse Insurance Services Inc. and TD Waterhouse Canada Inc., including its divisions, TD Direct Investing (including TD Easy Trade™, which is a service of TD Direct Investing), TD Wealth Financial Planning (including TD Wealth Financial Planning Direct, which is a service of TD Wealth Financial Planning) and TD Wealth Private Investment Advice (collectively, "TD Wealth").

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Through progressive policies, communication and training, accommodation measures and recruitment practices, TD Wealth strives to provide a fully inclusive, barrier-free environment.

TD Wealth is dedicated to creating a welcoming, fair, and inclusive environment for TD Wealth clients and employees.

Our Plan is aligned with the TD Bank Group Accessibility Policy (Canada).

Additional information is available on the Accessibility at TD: Meeting Customer Needs website.

TD Wealth Multi-year Accessibility Plan 2025-2030

TD Wealth has established this Plan which outlines our strategy to prevent and remove barriers to meeting the accessibility needs of people with disabilities. The Plan is reviewed and updated at least once every five years.

The Plan is available in an accessible format upon request.

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Diversity and inclusiveness play a big part in TD Wealth's corporate responsibility model. TD Wealth is committed to being a welcoming place for all our clients and employees. Although TD Wealth has implemented policies and processes relating to accessibility for our clients and employees, we are committed to reviewing these policies and enhancing them as circumstances evolve.

The TD Wealth Accessibility Policy (Canada) is available upon request and can be made available in an accessible format. 

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TD Wealth is committed to creating, providing and receiving information and communications with people with disabilities in ways that consider their disability.

TD Wealth is committed to providing clients with the choice of document format that best suits the client's needs.

Upon request, clients can receive documentation in formats designed for the visually impaired. These alternative formats include, but are not limited to, braille, large format and audio recording.

TD Wealth will record the format preference and send future documentation or communication in the format desired on a best effort basis.

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TD Wealth provides training for all employees regarding the availability of assistive devices and how they may access information about assistive technologies.

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In situations where TD Wealth has obligations under privacy laws or has issues of confidentiality, a support person may be requested to agree to the requirements of service just as the person with the disability does.

When support persons are required for meetings, consultations, or other events, we will work together with the person with the disability to meet their needs.

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If you have feedback on our accessibility efforts or would like to request a copy of the Policy or the Plan, please contact us:

Mailing address: Accessibility at TD, Accessibility Office, P.O. Box 1, Toronto-Dominion Centre, Toronto, Ontario M5K 1A2

Toll-Free: 1-833-316-3554

Teletypewriter (TTY): 1-800-361-1180

Video Relay Service: 1-844-229-0787 (ASL)

Email: accessibility@td.com

Any complaints received via feedback will be reviewed and addressed in accordance with TD Wealth complaint handling protocols.

TD Wealth will continue to ensure that our process for receiving and responding to feedback is accessible to people with disabilities by providing, or arranging for the provision of, accessible formats and communication supports, upon request.

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