If you have a joint account with someone and that person dies, what happens to the joint account depends on the terms that govern the joint account and the direction provided by the account holders at the time the joint account was opened.
In some cases, with the joint account after death, it may have a right of survivorship. This allows TD Canada Trust to pay the account balance directly to the surviving joint account holder(s). For more information on what happens to your joint account when one of the joint account holders dies, you can learn more in our Financial Services Terms agreement.
Note: In Québec, we may limit access to the joint account upon the death of one of the joint account holders. Talk to us about how this works.