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Why apply for a TD Professional Student Line of Credit?

  • Access credit conveniently

    Get funds through your TD Access Card2, EasyWeb, TD app, ATMs and cheques.

  • Use and reuse3 your credit

    Apply just once for credit and have it for as long as you’re in school.4

  • Interest-only payments while you study

    No principal payments are due until 24 months after you leave school.

  • Make repayment manageable

    Once you leave school, your line of credit converts to a student loan.

Program selector

Select your level of study to see credit limit and interest rate details.

Credit Limit & Interest Rates for graduate (Masters, PhD) students

Credit Limit & Interest Rates for Naturopathy students

Credit Limit & Interest Rates for Chiropractic students

Credit Limit & Interest Rates for Optometry students

Credit Limit & Interest Rates for Pharmacy students

Credit Limit & Interest Rates for Law students

Credit Limit & Interest Rates for MBA and MFin students

Student Banking Package

You may be eligible for additional banking benefits if you are an MBA, MFin, Chiropractic, Law, Optometry, Pharmacy, Naturopathy or Graduate Student (Masters, PhD) studying at a Canadian institution.

  • TD All-Inclusive Banking Plan

    Take advantage of unlimited transactions, no TD ATM fees, premium perks, and your choice of premium credit cards. If you have a TD Student Line of Credit, we'll even rebate the monthly fee while you're in school.

What to bring to your appointment

  1. Proof of enrolment in a post-secondary institution.

  2. Current residential address. If you’ve been there less than three years, bring your previous address too.

  3. Proof of your annual income, including sources and amounts (i.e., notice of assessment).

  4. Monthly rent or mortgage expenses.

  1. Monthly payment obligations, such as loans, credit cards, and other lines of credit.

  2. Household expenses, like utilities, property tax, insurance, etc.

  3. Proof of ID (i.e., driver’s license, passport, etc.).

Book an appointment

Student Budget Calculator

Figure out your estimated school costs and find smart ways to plan, budget, and pay for your education.

Calculate now

Student Advice Hub

Consolidated tools and resources to support students with finances while in school.

Learn more

TD Line of Credit Protection

This optional insurance could pay off or reduce the outstanding balance on your student debt if you were to pass away5 or be diagnosed with a covered critical illness.

Find out more

Apply for a Student Line of Credit

  • Ready to Apply?

    Meet with an advisor in person at a branch, or over the phone to get started.

    Book an appointment

  • Questions? Call Us

    Our banking specialists are ready to answer your questions and help prepare your application.

    1-866-222-3456 1-866-222-3456

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