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The Student Banking Package is extended until November 2, 2026 and no longer requires auto-deposit for Interac e-Transfer®. Click here to learn more.
Credit Cards for Students
Need a credit card that suits your lifestyle? We offer a range of cards to match your needs – from no annual fees, getting Cash Back Dollars on everyday purchases or earning travel rewards towards your next adventure. Get the perks you actually want with any of our TD Credit Cards and start building your credit history today.
Our recommended credit card for students
TD Cash Back Visa* Card
Find the TD Credit Card that meets your needs
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Earn TD Rewards Points on eligible Purchases made with your Card. Enjoy the flexibility to redeem your TD Rewards Points on a wide variety of rewards.
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Save on interest with a low annual interest rate and a low annual fee.
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Earn more Cash Back Dollars on every eligible Purchase. Eligibility requirements2: $60,000 annual personal income or $100,000 annual household income.
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Earn TD Rewards Points on all the things you normally do, whether you use your card for groceries, dining, public transit, streaming services, digital gaming & media, paying bills or booking travel.
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Earn more TD Rewards Points on all the things you normally do and enhance your travel experience. Eligibility requirements:2 $60,000 annual personal income or $100,000 annual household income.
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Earn more Aeroplan points on eligible Purchases made with your Card. Redeem your Aeroplan points for travel, hotels, car rentals, and more. Eligibility requirements:2 $60,000 annual personal income or $100,000 annual household income.
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Earn Aeroplan points on your everyday Purchases. Plus enjoy exclusive travel benefits. Eligibility requirements:2 $150,000 annual personal income or $200,000 annual household income.
Perks of TD Credit Cards
Advice for students
Learn about credit cards and find out how to make the most out of your TD Credit Card.
Looking for more advice?
Frequently Asked Questions
A person becomes eligible to get a credit card once they reach age of majority in their province or territory.
The age of majority is 18 in six provinces: Alberta, Manitoba, Ontario, Prince Edward Island, Quebec, and Saskatchewan.
The age of majority is 19 in four provinces and the three territories: British Columbia, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, and Yukon.
TD has lending policies that help provide young people, who are new to credit, their first credit card.
A credit card is a great way to start building your credit. When you use your credit card and pay it off before the due date every month, you’re showing you’re responsible with credit. A good credit history may help with future goals like getting an apartment, buying a car, or maybe even buying a house.
We offer credit cards with a variety of rewards. You can apply for a credit card that earns Cash Back Dollars on eligible Purchases like groceries, textbooks, and more. These cash back Cards also help you use the Cash Back Dollars earned on your Purchases to pay down your account balance. Or you can apply for a credit card that earns Aeroplan points on eligible purchases that can be redeemed for flights, travel, and more. You can also compare welcome bonuses, annual fees, and redemption options while making the best choice to suit your needs.
To help you choose the TD Credit Card that’s right for you, use our Credit Card Selector tool.