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Access money faster with direct deposit
We know life can get complicated; your direct deposit shouldn't be. We’ve introduced a new digital feature that lets you securely set up your paycheque direct deposit quickly and easily within the TD app, in about a minute. Now setting up direct deposit with most employers is quick and effortless. No cheques, no ATM lines and no branch visits - your funds can simply arrive right in your account.
With direct deposit at TD, your paycheque and eligible government payments are deposited directly into your chequing account—set up is easy, secure and can be done in about a minute, right from the TD app, with most employers.
Direct deposit isn’t reserved for only paycheques from your employer. You can also set up direct deposit for eligible government payments, like your tax refund, GST/HST credits or the Canada child benefit.
Once it’s set up, your money is deposited automatically into your TD Chequing Account—so you can access it as soon as you’re paid. No cheques. No queues. No delays.
Setup is simple, quick and can be done directly in the TD app, with step-by-step guidance along the short process!
You’ll save time, avoid losing paper cheques, and always know when your money is coming in.
Set up your paycheque direct deposit in about a minute. Here's how
Payroll direct deposit makes getting paid simple—your pay goes straight into your TD Chequing Account, without needing to deposit a cheque or transfer funds.
You can set it up in the TD app in about a minute. Here’s how:
- Sign in to the TD app and select a Chequing Account where you’d like your payments deposited.
- Click the Details Tab, Direct Deposit Info button and select “Paycheque Direct Deposit” option.
- Select your employer, review and confirm.
And just like that, you're all set up to get your funds deposited in your TD Chequing Account.
If you have the TD app: click here to begin the process
Don’t have the TD app? Download it from your app store to set up direct deposit in about a minute
Get government payments with direct deposit
Not only can you get your paycheque through direct deposit, at TD, but you can receive government payments too. There’s a couple different types of government payments that you can receive this way.
Canadian Revenue Agency (CRA) Payments
You can set up CRA direct deposit in the TD app in just a few taps. Once complete, payments like your tax refund go straight into your account.
- Just Log in to the TD app and select the chequing account where you’d like your payments deposited.
- Click the Details Tab ->Direct Deposit Info button, -> select CRA Direct Deposit and follow the instructions.
Download the TD app to set up CRA direct deposit in about a minute
Other Government payments
To set up direct deposit for other government payment types, like Canada Pension Plan (CPP), Old Age Security (OAS) and Employment Insurance (EI) payments, you can visit a TD branch near you to complete setup or simply visit the Government of Canada Direct Deposit page for additional setup options
Set up manually if you need to
If your employer or payroll provider isn’t listed in the TD app, no worries, you can still set up direct deposit at TD.
Simply download the direct deposit form from the TD app and share it with your employer or payroll provider.
For other government payments, visit a TD branch and we'll complete the enrollment for you.
Simplify one area of your life with direct deposit and spend more time focusing on what matters to you.
Your direct deposit questions, answered
Simply scan the QR code below with your smartphone or smart device and download the App right to your device.
Direct deposit is a secure and convenient way to receive your paycheque, pension, or government payments directly into your TD Chequing or Savings Account—without needing to deposit cheques or wait in an ATM line.
You can set up payroll direct deposit with most employers and CRA direct deposit in the TD app in about a minute. Other payment types like some government payments may require a form.
No. You can set up direct deposit for payroll, CRA, and other eligible government payments.
If your employer isn’t listed, you can download a direct deposit form in the TD app and share it with your HR payroll team or employer.
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