Ways to help you save money

A young couple are looking at a computer while sitting close together at a harvest table.

Tips to help you save

  • Create a budget to track your spending and see where there may be opportunities to shave down your expenses and save some money. The TD MySpend app can be a way to track your spending and help you stay on top of it.
  • Pay yourself first by automatically transferring a certain amount of funds and depositing it into your savings account on a schedule that works for you.
  • Put any extra income that you might get (like a tax refund or an inheritance) into your savings account.
  • Consider investing some of your money. Read our tip sheet about some investment basics.

Tips and tools to help you budget and save

How to make a budget

Start to get your finances in order by creating a budget to help track your spending and saving habits.

Pre-authorized Transfer Service

Our automated savings tools can help you save a little or a lot—it's up to you.

Personal Cash Flow Calculator

This cash flow calculator can help you get a better idea of where your money goes.
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