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Important information about changes to the TD® Aeroplan® Visa Infinite Privilege* Credit Card Account.
Starting April 30, 2025 , some changes are coming to our TD Aeroplan Products.
We've outlined how these changes will affect you and provided some answers to frequently asked questions.
If you still have questions, you can reach us at 1-800-983-8472.
Changes starting on April 30, 2025:

Effective from the first day of your statement period beginning in April 2025 and reflected on your May 2025 statement:
- Your annual interest rates on Purchases will increase.
- For Residents of Quebec only - Your annual interest rates on Cash Advances will increase.
Starting on April 30, 2025:
- We will increase the maximum fee for a promotional Balance Transfer. If you receive an offer, we will tell you the exact promotional Balance Transfer fee that will apply.
- We will apply a Credit Balance Administration Fee if there is a credit Balance on your Account and there has been no credit or debit activity on your Account for 12 consecutive billing cycles.
- We will change the Cash Advance Transaction fee, including how and under what circumstances we charge it.
- We will decrease the Returned Payment fee.
- You will earn more Aeroplan points on eligible Electric Vehicle Charging Purchases.
If you’re a Cardholder, please continue to use your existing Card and the changes will take effect automatically on the dates indicated above or in the comparison charts below. There's nothing you need to do.
Here’s what stays the same for existing Cardholders:
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For residents of Yukon and Nunavut. There’s no change to the annual interest rate that applies to your existing outstanding Balance posted to your April 2025 statement. All new Purchases after your April 2025 statement will be at the new annual interest rate.
-
There’s no change to the value of your Aeroplan points.
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Your Card number, PIN and credit limit will remain the same, and there will be no change to your statement date.
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There’s no change to any regularly recurring bill payments set up on your Card (such as Internet or phone bills).
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There’s no change to any automated payments that have been previously set up on your chequing or savings account to pay your Card balance.
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There’s no change to the benefits and features included with your Card.
Here are the details regarding the changes:
Effective from the first day of your Statement Period beginning in April 2025 and reflected on your May 2025 statement. the "Annual Interest Rates" section of your Disclosure Statement will be amended as shown under the "New" column below.
Annual Interest Rates on Purchases
Current |
New |
---|---|
20.99% |
21.99% |
Tips to help minimize the impact of the change
If you incur interest charges, make a payment as soon as possible and consider making more than one payment each month.
Annual Interest Rates on Purchases due to missed Payments
If we do not receive the full minimum payment by the Payment Due Date shown on your statement, or by your New Statement Date, twice within 12 consecutive statement periods, then we will increase the annual interest rates on the Account to the following higher interest rates:
Current |
New |
---|---|
25.99% |
26.99% |
Tips to help minimize the impact of the change
Pay your full minimum payment amount by the Payment Due Date. To avoid increased interest rates due to missed credit card payments:
- You can ensure you never miss a payment by setting up pre-authorized debits from your bank account.
- Set up a calendar alert reminding you to make your payment by the Payment Due Date.
If you are experiencing financial hardship, please call us at 1-866-485-5354, Monday to Friday 8 a.m. to 9 p.m. ET, and Saturday 9 a.m. to 5 p.m. ET.
Annual Interest Rates on Cash Advances
The following Annual Interest Rate changes apply to Residents of Quebec only.
Current |
New |
---|---|
20.99% |
21.99% |
Tips to help minimize the impact of the change
If you incur interest charges, make a payment as soon as possible and consider making more than one payment each month.
Here are the details of the changes starting April 30, 2025.
The “Other Fees” section of your Disclosure Statement will be amended as shown under the “New” column below.