Loans and Lines of Credit


The interest rate stays the same for the term chosen

The interest rate changes whenever TD Prime Rate changes.

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Unsecured Personal Line of Credit

A smart way to borrow responsibly

  • Borrow up to $50,000
  • Apply once for a credit limit that you can continue to use and re-use1
  • Convenient access to your credit through your TD Access Card2 cheques, and EasyWeb Online banking
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Personal Loan

Borrow only what you need now, for what you want

  • You can borrow up to $50,000
  • Get the amount of credit you need for renovations, unexpected expenses, investments and more
  • We’ll help you create a payment schedule that fits your budget
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Student Line of Credit (SLOC)

Flexible options designed for student life

  • Apply once for a credit limit that you can continue to use and re-use1 while in school 3
  • Competitive interest rates, before and after completing school1
  • Convenient access to your credit through your TD Access Card4, cheques and EasyWeb Online banking
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Monthly Plan Overdraft Protection

When ‘life happens’ you’ve got peace of mind

  • $4 per month
  • Helps cover the occasional shortfalls in your chequing account
  • Monthly fee Overdraft Protection is a good choice if you need coverage on a regular basis
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Pay As You Go Overdraft Protection

Be ready to manage the unexpected.

  • $5 per use
  • Helps cover the occasional shortfalls in your chequing account
  • Pay As You Go Overdraft is a good choice if you only have an occasional need for coverage
Special Offer Recently Viewed

TD Home Equity FlexLine

Your home can be your most powerful financial borrowing tool

  • Access your credit through your TD Access Card5, cheques and EasyWeb Online banking
  • Apply once for a credit limit that you can continue to use and re-use6
  • Finance purchases related to home ownership, including home renovations and unexpected home repairs
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Auto Loan

Borrow for the car you want, within your budget

  • Get access to the specific amount you need to purchase the car you want upfront
  • Choose between a fixed or variable interest rate depending on what’s best for you
  • We’ll help you create a payment schedule that fits your budget

Special Offer Recently Viewed

TD On-the-Spot RSP Loan

Maximize your RSP by borrowing up to the RSP contribution limit for the year

  • Borrow up to your unused RSP contribution room for that year
  • Choose between a fixed or variable interest rate depending on what’s best for you
  • You can defer payments for up to 120 days but interest will continue to accrue
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TD CarryForward RSP Loan

Borrow now so your retirement
savings may grow

  • Catch up on RSP contributions from past years up to $50,000
  • Amortization period of up to 10 years
  • Up to 5-year terms available for fixed rate loans
  • Up to 10 year terms available for Variable Rate Loans (Term and Amortization must match)
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Investment Secured Line of Credit

Enjoy lower interest credit by leaving your investments untouched.

  • Borrow up to $200,000 or more
  • Apply once for a line of credit that you can continue use and re-use1
  • Convenient access to your credit through your TD Access Card7, cheques and EasyWeb Online banking
Special Offer Recently Viewed

Decide which product is right for you

Compare all our Loans and Lines of Credit

Get details on amounts, interest rates, and more with a side-by-side comparison of all available TD Loans and Lines of Credit

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