Find ways to Borrow Better

What are your borrowing needs?

Bundle your debts into a single loan or line of credit at a lower interest rate.
Improve where you live with flexible borrowing options.
Have the funds you need in an emergency.
Borrow for tuition, living expenses and more.
Get the loan you need for a new or used vehicle.
Keep your monthly cash flow healthy.
Boost your retirement savings with a loan.

Borrowing Learning Centre

Get tips on how to handle credit with confidence. Here, you’ll find articles and videos with advice on how to borrow, pay down debt, manage your money and more.

Explore our borrowing products


Learn about loans to cover everything from buying a car to topping up your RRSP.

Lines of credit

Have money when you need it and have that credit available again once it’s repaid.

Overdraft protection

Automatically cover those occasional shortfalls in your chequing account.

Get a free credit score check.

The Verified.Me app shows you your score. And it won’t affect your credit rating.

Use our calculators to plan your borrowing

Compare what you might be paying with a loan vs. a line of credit.

Find out your monthly payment and the date your loan will be fully paid off.

Find out what you’ll be paying monthly for a new car or truck.

Learn more about borrowing

Ready to Borrow Better? Read any of the topics below.

Need help finding the right TD Borrowing products?

Just answer a few simple questions. We'll suggest TD products to help you achieve your borrowing needs.

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