How to Pay Off Purchases using your Cash Back Dollars in your TD app or EasyWeb Account

Redeeming your Cash Back Dollars to reduce your Account Balance is easy. You can use any of the following cards:

TD Cash Back Visa Infinite*
TD Cash Back Visa*
TD Business Cash Back Visa*

The minimum redemption value is $1, so you have to use at least one Cash Back Dollar to pay off a purchase, partially or in full.

You cannot redeem on the following:

• Cash Advances (including Balance Transfers, Cash-like Transactions, and TD Visa Cheques)
• Interest charges
• Fees
• Adjustments
• Refunds
• Rebates or other similar Account credits.

The Cash Back dollars required will be conveniently displayed with the Eligible Purchase¹.

No, this credit does not count towards your minimum payment if you are not paying off your Account Balance in full. You will still need to pay the full minimum payment by the Payment Due Date.

TD Business Cash Back Visa* cardholders wishing to redeem Cash Back Dollars to pay off Purchases, will need to merge their business profile with their personal banking profile. Call 1-866-222-3456 to merge profiles.

Eligible Purchases¹ must be within the past 3 monthly statements. Please note that includes your current statement period.

Your rewards balance will be updated immediately and the credit will be applied to your account within 2 business days.

You can see Cash Back redemptions in your Rewards Transaction history. 

Yes, any Cardholder can redeem Cash Back Dollars, whether they’re the Primary Cardholder or an Additional Cardholder.

No, you can’t redeem towards interest or fees related to the TD Credit Card.

If you would like to complete a points redemption towards a statement credit, please use Pay down Balance.